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Credit cards with a fuel surcharge waiver

161 credit cards whose banks document a fuel surcharge waiver, with the limits in the bank's own words.

Updated 19 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.

American Express

  1. American Express Membership Rewards Credit Card

    • 0% Convenience fee on fuel purchase at HPCL for transactions less than ₹5,000; 1% Convenience fee for transactions of ₹5,000 and above, per transaction

    Annual fee ₹4,500 + GST

  2. American Express SmartEarn Credit Card

    • Fuel Convenience Fee Waiver at HPCL

    Annual fee ₹495 + GST

  3. American Express Gold Card

    • Fuel Convenience Fee Waiver at HPCL: 0% for HPCL transaction less than INR 5,000

    Annual fee ₹4,500 + GST

  4. American Express Platinum Card

    • Surcharge on Fuel Purchase: 0% for HPCL transaction less than ₹5,000

    Annual fee ₹66,000 + GST

  5. American Express Platinum Reserve Credit Card

    • 0% convenience fee on fuel purchase at HPCL for transactions less than ₹5,000; 1% convenience fee for transactions of ₹5,000 and above, per transaction

    Annual fee ₹10,000 + GST

AU Small Finance Bank

  1. AU SPONT Credit Card

    • Get 1% Fuel Surcharge Waiver for transactions between ₹400 and ₹5,000 at all fuel stations across the country (up to ₹100 per statement cycle).

    Annual fee ₹299 + GST

  2. CheQ AU Credit Card

    • You get 1% fuel surcharge waiver up to ₹150 on fuel spends.

    Annual fee ₹0

  3. Zenith Credit Card

    • 1% Fuel Surcharge Waiver (up to ₹100) for transactions between ₹400 and ₹5,000 at all fuel stations across the country

    Annual fee ₹7,999 + GST

Axis Bank

  1. Airtel Axis Bank Credit Card

    • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India

    Annual fee ₹500

  2. Axis Bank Ace Credit Card

    • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India

    Annual fee ₹499

  3. Axis Bank Atlas Credit Card

    • 1% fuel surcharge waiver

    Annual fee ₹5,000

  4. Axis Bank Magnus Credit Card

    • Fuel surcharge waiver of 1% for transactions between ₹400 to ₹4000 Capped at ₹400 per month.

    Annual fee Annual fee ₹12,500 + Taxes; waived off on spend of ₹25 Lakhs in preceding year

  5. Axis Bank My Zone Credit Card

    • 1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Credit Card.

    Annual fee ₹500

BOBCARD

  1. Assam Rifles The SENTINEL

    • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).

    Annual fee ₹0

  2. BOBCARD Etihad Guest Premium

    • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹500 and ₹5,000 (Max. ₹250 per statement cycle).

    Annual fee ₹5,000 + GST

  3. BOBCARD One

    • Lowest of 1% of the transaction amount or actual surcharge levied; maximum fuel surcharge waiver capped at ₹400 per calendar month per account

    Annual fee ₹0

  4. BOBCARD Scapia Credit Card

    • Enjoy a 1% fuel surcharge waiver at petrol pumps across India for any fuel transaction up to Rs. 5,000

    Annual fee ₹0

  5. BUPB BGGB BRKGB Pragati

    • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).

    Annual fee ₹250

City Union Bank

  1. SGI Exclusive CUB CSK/SRH Credit Cards

    • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India: RuPay Platinum variants - between ₹400 and ₹3,000 only, Max benefit of ₹300 per statement cycle; Master Platinum and Master World variants - between ₹400 and ₹5,000 only, Max benefit of ₹500 per statement cycle

    Annual fee From the 2nd year onwards: RuPay Platinum ₹500 + GST (waived on spends of ₹2L); Master Platinum ₹1000 + GST (waived on spends of ₹3L); Master World ₹4000 + GST (waived on spends of ₹5L)

CSB Bank

  1. Edge CSB Bank Credit Card

    • 1% (Maximum Rs.100) Fuel Surcharge Waiver upon spend of minimum Rs.400 and maximum spend of Rs.3,000

    Annual fee ₹0

DBS Bank India

  1. DBS Spark Credit Card

    • 1% surcharge waiver on fuel spends between Rs. 400 - Rs. 4000; capping Spark 5 100, Spark 10 150, Spark 20 250

    Annual fee ₹499

  2. DBS Vantage Card

    • Fuel surcharge waiver capped at Rs. 200 per billing cycle (minimum fuel transactions of Rs.1000 and maximum of Rs.6000)

    Annual fee From the second year onwards: DBS Treasures Elite customers Rs. 10,000; DBS Treasures customers Rs. 20,000; Any other segment/NTB customer Rs. 50,000

DCB Bank

  1. DCB novio Credit Card

    • 1% surcharge waiver up to ₹ 100 per statement cycle (will be applicable on fuel transactions value up to ₹ 5,000)

    Annual fee ₹0

Federal Bank

  1. Federal Bank VISA Imperio Credit Card

    • 1% fuel surcharge waiver at all fuel stations across India.

    Annual fee ₹0

HDFC Bank

  1. Diners Club Premium Credit Card

    • 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹500 per statement cycle.

    Annual fee ₹2,500 + GST

  2. Diners Club Privilege Credit Card

    • Fuel Surcharge waiver Not Applicable

    Annual fee ₹1,000 + GST

  3. Doctors Regalia Credit Card

    • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5000

    Annual fee ₹2,500 + GST

  4. Doctors Superia Credit Card

    • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000; max waiver of ₹250 per statement cycle

    Annual fee ₹1,000

  5. Flipkart Wholesale HDFC Bank Credit Card

    • 1% fuel surcharge waiver with minimum transaction of ₹400 & maximum waiver of ₹250 per statement cycle

    Annual fee ₹499 + GST

HSBC India

  1. HSBC Visa Platinum Credit Card

    • Waiver of up to INR250 on fuel surcharges on fuel payments between INR400 and INR4,000 a month

    Annual fee ₹0

  2. Premier Credit Card

    • 1% fuel surcharge waiver at all fuel stations across India on transactions from INR400 to INR4,000

    Annual fee ₹20,000

  3. RuPay Platinum Card

    • Annual savings of up to INR3,000 on fuel surcharges with our credit card waiver

    Annual fee ₹0

ICICI Bank

  1. Adani One ICICI Bank Platinum Credit Card

    • Avail 1% fuel surcharge waiver up to ₹4,000 on all fuel transactions at any fuel outlet

    Annual fee ₹750 + GST

  2. Amazon Pay ICICI Bank Credit Card

    • 1% Surcharge waiver for all fuel purchase

    Annual fee ₹0

  3. ICICI Bank Adani One Signature Credit Card

    • Avail 1% fuel surcharge waiver on all fuel transactions at any fuel outlet

    Annual fee ₹5,000 + GST

  4. ICICI Bank Emeralde Credit Card

    • Cardholders can avail of a 1% fuel surcharge waiver on all fuel transactions of up to ₹ 4,000 at any fuel outlet in India.

    Annual fee ₹12,000 + GST

  5. ICICI Bank Emeralde Private Metal Credit Card

    • Cardholders can avail of a 1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet in India.

    Annual fee ₹12,499 + GST

IDBI Bank

  1. Aspire Platinum Credit Card

    • Waiver of 1% fuel surcharge every time you fill fuel using IDBI Bank Aspire Platinum Card across all fuel stations for transactions in the range of 400 to 4000.

    Annual fee ₹0

  2. Euphoria Credit Card

    • Waiver of 1% fuel surcharge every time you fill fuel using IDBI Bank World Card across all fuel stations for transactions in the range of Rs. 400 to Rs. 5000

    Annual fee ₹1,499

  3. IDBI Bank LICCSL 'Elat' Credit Card

    • Waiver of 1% fuel surcharge every time you fill fuel using Eclat Select Card across all fuel stations for transactions in the range of Rs. 400 to Rs. 5000

    Annual fee ₹0

  4. IDBI Bank LICCSL 'Lumine' Credit Card

    • Waiver of 1% fuel surcharge (For transaction value minimum of Rs. 400/-, Maximum upto Rs. 4000/-, Maximum waiver of Rs. 300/- per month)

    Annual fee ₹0

  5. Royale Signature Credit Card

    • Waiver of 1% fuel surcharge every time you fill fuel using IDBI Bank Royale Signature Card across all fuel stations for transactions in the range of Rs. 400 to Rs. 5000.

    Annual fee ₹0

IDFC FIRST Bank

  1. Ashva Credit Card

    • Avail 1% Fuel Surcharge Waiver up to ₹300 in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.

    Annual fee The Ashva Credit Card comes with a Joining Fee of ₹2,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹2,999 + GST.

  2. Diamond Reserve

    • Save up to ₹300 per month with a 1% fuel surcharge waiver

    Annual fee ₹3,000 + GST

  3. FIRST Classic

    • Save on fuel costs with a 1% Fuel Surcharge Waiver up to ₹200 in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000

    Annual fee ₹0

  4. FIRST Millennia

    • Fuel surcharge waiver of 1% up to ₹200 every month at fuel stations across India Applicable only on transactions between ₹200 and ₹5,000

    Annual fee ₹0

  5. FIRST Select

    • 1% Fuel surcharge waiver

    Annual fee ₹0

IndusInd Bank

  1. IndusInd Bank PIONEER Private Credit Card

    • Fuel surcharge waiver across all petrol pumps in India

    Annual fee Annual maintenance fee of Rs 25K, waived upon spending Rs 10L or more in the previous year; Rs 50k to be charged if the client is downgraded from PIONEER Private status

  2. Legend Credit Card

    • 1% Fuel Surcharge Waiver

    Annual fee ₹0

  3. Pinnacle Credit Card

    • Enjoy a waiver of 1% on fuel surcharge at any fuel station in the country.

    Annual fee ₹0

  4. Platinum Visa Credit Card

    • Enjoy a waiver of 1% on fuel surcharge at any petrol pump within India.

    Annual fee ₹0

  5. Solitaire Credit Card

    • Enjoy a waiver of 1% on fuel surcharge at any fuel station in the country.

    Annual fee ₹10,000

Kotak Mahindra Bank

  1. Kotak Air+ Credit Card

    • 1% Fuel surcharge waiver for fuel transactions done on petrol pumps across India

    Annual fee ₹3,000 + GST

  2. Kotak Cashback+ Credit Card

    • 1% fuel surcharge waiver for transactions between ₹500-₹4000 is available, with a waiver capping of ₹3500 in an anniversary year

    Annual fee ₹750

  3. League Platinum Credit Card

    • Get 1% Fuel Surcharge Waiver up to ₹3500/- annually

    Annual fee ₹499

RBL Bank

  1. Icon Credit Card

    • Enjoy 1% fuel surcharge waiver across all fuel stations.

    Annual fee ₹5,000 + GST

SBI Card

  1. AIR India SBI Signature Card

    • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 4,000 at all petrol pumps across India.

    Annual fee ₹4,999 + GST

  2. Apollo SBI Card SELECT

    • 1% fuel surcharge waiver on all petrol pumps across India. Maximum waiver of Rs. 100 per statement cycle.

    Annual fee ₹1,499 + GST

  3. BPCL SBI Card

    • 1% fuel surcharge waiver on every BPCL transaction up to Rs. 4,000

    Annual fee ₹499 + GST

  4. BPCL SBI Card OCTANE

    • 1% fuel surcharge waiver across all BPCL petrol pumps in India

    Annual fee ₹1,499

  5. Cashback SBI Card

    • Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India.

    Annual fee Annual fee: Rs. 999 + taxes

South Indian Bank

  1. South Indian Bank SBI Platinum Card

    • 1% surcharge waiver on fuel purchases

    Annual fee ₹2,999 + GST

Standard Chartered India

  1. Super Value Titanium Credit Card

    • W.e.f 25-Aug-2024, 1% fuel surcharge waiver on your Super Value Titanium Credit Card will be discontinued

    Annual fee ₹750

  2. Ultimate Credit Card

    • Surcharge waiver of 1% on fuel spends across all petrol pumps, capped at Rs 1000 per month

    Annual fee ₹5,000

Suryoday Small Finance Bank

  1. Suryoday SFB RuPay Platinum Credit Card

    • Fuel surcharge waiver will be limited to Rs 40,000 in a calendar month with no single transaction being over Rs. 8,000

    Annual fee ₹150 + GST

  2. Suryoday SFB RuPay Select Credit Card

    • Fuel surcharge waiver will be limited to Rs 40,000 in a calendar month with no single transaction being over Rs. 8,000

    Annual fee ₹150 + GST

Utkarsh Small Finance Bank

  1. Utkarsh Eternal Credit Card

    • 1% off on Fuel surcharge (refunded for transaction between Rs 400 to Rs 5000)

    Annual fee ₹1,999

  2. Utkarsh Small Finance Bank Rhodium Card

    • 1% off on Fuel surcharge (refunded for transaction between ₹ 400 to ₹ 5000)

    Annual fee ₹4,999

  3. Utkarsh SmartGen Credit Card

    • 1% fuel surcharge refund on transactions between Rs 400 and Rs.5000

    Annual fee ₹199 + GST