Axis Bank Select Credit Card
Axis Bank
Annual / renewal fee
₹3,000 (Nil for Burgundy account holders).
Verifiedkfs14 Aug 2026, 6:30 AM ISTAxis Bank
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Axis Bank Select Credit Card by Axis Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Annual / renewal fee
₹3,000 (Nil for Burgundy account holders).
Verifiedkfs14 Aug 2026, 6:30 AM ISTAxis Bank
Fee waiver
- Annual fee waived on spends of ₹8,00,000 in the preceding card anniversary year.
- Effective 1 Sep 2023 spends threshold excludes Rent, Wallet, Utilities, Government Institutions, EMI conversions, Cash withdrawals, reversals and fee and charges.
- Effective 20 Apr 2024 also excludes Insurance, Gold and Fuel.
Verifiedmitc14 Aug 2026, 6:30 AM ISTAxis Bank
Rewards
Not published in the official documents on file — see the official T&C link below.
Travel & lounge
Lounge access
- Complimentary Priority Pass membership: 6 complimentary visits to 1200+ international airport lounges per anniversary year.
- Additional 6 visits per year on spends greater than ₹3 lakhs in that anniversary year.
- Guest visits and visits over the eligible count are charged as per Priority Pass rates.
VerifiedAxis Bank Select Credit Card — governing document (side-door search)14 Aug 2026, 6:30 AM ISTAxis Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Eligibility
- Complimentary Priority Pass membership for primary cardholders of Axis Bank Select Credit Card: Year 1 - on completing one successful transaction in the first 30 days of card issuance.
- Year 2 onwards - on spends of ₹3 Lakhs in the preceding card anniversary year.
VerifiedAxis Bank Select Credit Card — governing document (side-door search)14 Aug 2026, 6:30 AM ISTAxis Bank
Charges & interest
Forex markup
3.50% of the transaction value (Foreign Currency Transaction Fee for all other cards).
Verifiedmitc14 Aug 2026, 6:30 AM ISTAxis Bank
Charge
- Finance/interest charge: 3.75% per month (55.55% per annum) on extended credit and cash advances (effective 20th Dec 2024).
- Cash withdrawal fee: 2.5% (Min. ₹500) of cash amount.
- Cash payment at branches: ₹175 (daily cash limit ₹50,000).
- Foreign Currency Transaction Fee: 3.50% of transaction value.
- Dynamic Currency Conversion markup: 1.5% plus taxes.
- Rent Transaction Fee: 1% per transaction.
- Wallet Load Transaction Fee (from 20th Dec 2024): 1% on cumulative wallet loads of ₹10,000 or more per statement cycle.
- Fuel Transaction Fee (from 20th Dec 2024): 1% on cumulative fuel spends of ₹50,000 or more per statement cycle.
- Education Transaction Fee (from 20th Dec 2024): 1% per transaction via third party apps.
- Utility Transaction Fee (from 20th Dec 2024): 1% on cumulative utility spends of ₹25,000 or more per statement cycle.
- Online Skill-Based Gaming Transaction Fee (from 20th Dec 2024): 1% on cumulative spends of ₹10,000 or more per statement cycle.
- Over-limit Fee: 2.5% of over-limit amount (Min. ₹500).
- Cheque return/dishonour/auto debit reversal/SI/NACH payment failure: 2% of payment amount (Min. ₹500).
- Late Payment Fee: Nil up to ₹500.
- ₹500 for ₹501-5,000.
- ₹750 for ₹5,001-10,000.
- ₹1,200 above ₹10,000.
- Additional ₹100 recurring on missing MAD for two consecutive cycles.
- Duplicate Statement, Charge slip Retrieval, Outstation Cheque, Mobile Alerts, Hot listing, Balance Enquiry, Replacement fees: Waived.
Verifiedmitc14 Aug 2026, 6:30 AM ISTAxis Bank
Fuel surcharge waiver
- 1% fuel transaction surcharge.
- Refunded for fuel transactions between ₹400 to ₹4,000, maximum benefits up to ₹400 per Statement Cycle for Select Credit Card.
Verifiedmitc14 Aug 2026, 6:30 AM ISTAxis Bank
Interest-free period
- 20 to 50 days, depending on the date of transaction.
- Suspended if previous month's balance not paid by due date.
Verifiedmitc14 Aug 2026, 6:30 AM ISTAxis Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Axis Bank Select Credit Card?
Officially traced: Rs. 3,000 (Nil for Burgundy account holders).
kfsWhat is the joining fee on the Axis Bank Select Credit Card?
Officially traced: Rs. 3,000 (Nil for Burgundy account holders).
mitcIs the Axis Bank Select Credit Card annual fee ever waived?
Annual fee waived on spends of Rs. 8,00,000 in the preceding card anniversary year.
mitcWhat lounge access does the Axis Bank Select Credit Card include?
Complimentary Priority Pass membership: 6 complimentary visits to 1200+ international airport lounges per anniversary year; additional 6 visits per year on spends greater than Rs. 3 lakhs in that anniversary year.
Axis Bank Select Credit Card — governing document (side-door search)What are the transfer ratios for Axis Bank Select Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the Axis Bank Select Credit Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.axis.bank.in/cards/credit-card/axis-bank-select-credit-card.
VerifiedAxis Bank Select Credit Card product page14 Aug 2026, 6:30 AM ISTAxis Bank
Verified 2026-08-14 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
( Continue exploring )