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Credit cards with dining benefits

97 credit cards whose banks state a dining discount or a reward rate for dining, each in the bank's own words.

Updated 19 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.

American Express

  1. American Express Membership Rewards Credit Card

    • Up to 20% discount at select restaurants

    Annual fee ₹4,500 + GST

  2. American Express Gold Card

    • Up to 20% off every time you dine at select restaurant partners

    Annual fee ₹4,500 + GST

  3. American Express Platinum Card

    • Up to 50% off at over 1800 premium restaurants in India with complimentary EazyDiner Prime membership; preferential reservations and 24X7 VIP helpline

    Annual fee ₹66,000 + GST

  4. American Express Platinum Reserve Credit Card

    • Complimentary EazyDiner Prime membership

    Annual fee ₹10,000 + GST

  5. American Express Platinum Travel Credit Card

    • Discounts of up to 20% at select restaurants

    Annual fee ₹5,000 + GST

AU Small Finance Bank

  1. Xcite Credit Card

    • 15 Reward Points per ₹100 on Dining, Movies, Grocery & Departmental Stores

    Annual fee ₹249 + GST

  2. Zenith Credit Card

    • Dining

      Premium Dining Program Dine with Visa, offering reservations & curated menus that help cardholders enjoy a unique culinary experience

    • Dining rewards

      5 Reward Points per Rs.100 spent on Dining at standalone restaurants, International spends, Grocery & Departmental Stores

    Annual fee ₹7,999 + GST

Axis Bank

  1. Airtel Axis Bank Credit Card

    • 10% value back on Zomato, Blinkit and District Movies. (Max value back of ₹200 per partner per month, Mov of ₹499 applicable for Zomato and Blinkit)

    Annual fee ₹500

  2. Axis Bank Ace Credit Card

    • Dining

      Up to 15% off on dining spends, upto ₹500 monthly

    • Dining rewards

      4% cashback on swiggy, zomato & ola

    Annual fee ₹499

  3. Axis Bank Magnus Credit Card

    • Enjoy exclusive discounts at over 4,000 restaurants across India

    Annual fee Annual fee ₹12,500 + Taxes; waived off on spend of ₹25 Lakhs in preceding year

  4. Axis Bank My Zone Credit Card

    • Flat ₹120 off on food delivery at Swiggy, on minimum spends of ₹500, upto 2 times a month

    Annual fee ₹500

  5. Axis Bank MY Zone Easy Credit Card

    • Axis Bank Dining Delights offering a minimum 15% off at our partner restaurants in India

    Annual fee ₹500

BOBCARD

  1. CMA One

    • 5 Reward Points per ₹100 spent on dining

    Annual fee ₹0

  2. Eterna

    • Dining

      Earn 5X Rewards, i.e. 15 Reward Points per ₹100, on dining spends; 5X Rewards are capped at 5,000 Reward Points per statement cycle on the mentioned categories

    • Dining rewards

      15 Reward Points per ₹100 when you spend on dining

    Annual fee Annual fee ₹2,499, waived on ₹2,50,000 spend in the preceding card anniversary year from the second year onwards. W.e.f. 1st September 2026, ₹0 joining/first-year fee (limited period offer)

  3. ICAI Exclusive BOBCARD

    • 5 Reward Points per ₹100 spent on dining

    Annual fee ₹0

  4. ICSI Diamond

    • 5 Reward Points per ₹100 spent on dining

    Annual fee ₹0

  5. Indian Navy Varunah

    • 15 Reward Points per ₹100 on your Dining Spends

    Annual fee ₹2,499

Canara Bank

  1. RuPay Select Credit Card

    • 5% Cash Back Offer on Eating Places & Restaurants - capped at ₹ 50 per month

    Annual fee ₹0

DBS Bank India

  1. DBS Spark Credit Card

    • Bonus 20X Cash Points of up to 7000 Cash Points on monthly spends of over ₹20,000 on Utility, Dining & Grocery

    Annual fee ₹499

Federal Bank

  1. Federal Bank VISA Imperio Credit Card

    • Dining offers at partner hotels through FedDelights program giving upto 15% discounts

    Annual fee ₹0

HDFC Bank

  1. Diners Club Privilege Credit Card

    • Dining

      Extra 10% off on Dineout bill on participating restaurants

    • Dining rewards

      20 Reward Points on every Rs. 200 spent on Swiggy and Zomato online food delivery orders

    Annual fee ₹1,000 + GST

  2. Doctors Superia Credit Card

    • Dining

      50% more reward points when you dine out

    • Dining rewards

      50% more Reward Points only on transactions classified under the 'Restaurant' Merchant Category Code (MCC); 'Hotel' MCC does not qualify

    Annual fee ₹1,000

  3. Freedom Credit Card

    • Additional 10% off on Swiggy Dineout

    Annual fee ₹500 + GST

  4. HDFC Bank Diners Club Black Metal Edition Credit Card

    • Dining

      Up to 40% off on dining with Swiggy Dineout

    • Dining rewards

      2X Rewards on Weekend Dining

    Annual fee Joining fee ₹10,000 plus applicable taxes; renewal fee ₹10,000 plus applicable taxes

  5. HDFC Bank Millennia Credit Card

    • Dining

      10% additional discount on Swiggy Dineout using coupon code HDFCCARDS

    • Dining rewards

      Restaurant bill payment earns 1% Reward Points

    Annual fee ₹1,000 + GST

HSBC India

  1. HSBC Taj Credit Card

    • Enjoy 25% savings on food and beverages and Qmin deliveries

    Annual fee There is also an annual fee INR1,10,000, which is paid annually once you've had the card for 12 months.

  2. HSBC Visa Platinum Credit Card

    • Save 10% on dining, activities and shopping with District by Zomato

    Annual fee ₹0

  3. Live+ Card

    • Dining

      The Live+ Reserve, Powered by DineWithTimesPrime: Get complimentary beverages and desserts to complete your dining experience

    • Dining rewards

      10% cashback on dining and food delivery

    Annual fee ₹999

  4. Premier Credit Card

    • 30% off your bill (up to INR1,500) with EazyDiner

    Annual fee ₹20,000

  5. RuPay Cashback Card

    • 10% cashback on dining, food delivery and grocery spending

    Annual fee ₹499

ICICI Bank

  1. ICICI Bank Emeralde Private Metal Credit Card

    • Complimentary EazyDiner Prime membership

    Annual fee ₹12,499 + GST

  2. ICICI Bank Emirates Emeralde Credit Card

    • ICICI Bank Culinary Treats Program at multiple restaurants

    Annual fee ₹10,000

  3. ICICI Bank Emirates Rubyx Credit Card

    • Discounts while dining out in select restaurants

    Annual fee ₹1,000 + GST

  4. ICICI Bank Rubyx Credit Card

    • A 3-month EazyDiner Prime Membership worth ₹1,095

    Annual fee ₹2,000 + GST

  5. MakeMyTrip ICICI Bank Credit Card

    • Get dining discounts with Culinary Treats Programme

    Annual fee ₹999 + GST

IDFC FIRST Bank

  1. Ashva Credit Card

    • Up to 20% off total bill when you pay with your card at any participating restaurants

    Annual fee The Ashva Credit Card comes with a Joining Fee of ₹2,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹2,999 + GST.

  2. FIRST Classic

    • Dining

      Up to 20% discount at 1500+ restaurants

    • Dining rewards

      10X Reward Points on Dining

    Annual fee ₹0

  3. FIRST EA₹N Credit Card

    • Up to 20% discount at 1500+ restaurants

    Annual fee ₹499 + GST

  4. FIRST Millennia

    • 10X Reward Points on Dining

    Annual fee ₹0

  5. FIRST Private

    • Club ITC Culinaire Hotel Membership; Taj Experiences Signature Dining Voucher

    Annual fee ₹25,000 + GST

IndusInd Bank

  1. Solitaire Credit Card

    • EazyDiner Prime Membership for One Year: Guaranteed 25% and up to 50% discount at over 2000 best restaurants in India and Dubai

    Annual fee ₹10,000

Kotak Mahindra Bank

  1. Indigo Kotak Premium Credit Card

    • Unlimited 3 IndiGo BluChips per ₹100 spent on all Dining & Entertainment spends

    Annual fee ₹3,000

RBL Bank

  1. Icon Credit Card

    • 20 reward points for every INR 100 spent on International purchases and weekend dining spends

    Annual fee ₹5,000 + GST

  2. Platinum Maxima Plus Credit Card

    • 10 reward points for every INR 100 when you use your card for dining

    Annual fee ₹2,500

SBI Card

  1. Apollo SBI Card SELECT

    • 2 Reward Points per Rs. 100 spent on Dining

    Annual fee ₹1,499 + GST

  2. BPCL SBI Card

    • 5 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies

    Annual fee ₹499 + GST

  3. BPCL SBI Card OCTANE

    • 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies

    Annual fee ₹1,499

  4. IRCTC SBI Card Premier

    • 3 Reward Points per Rs. 125 spent on Dining

    Annual fee ₹1,499 + GST

  5. Karur Vysya Bank SBI Card Elite

    • 5X Reward Points on dining

    Annual fee ₹4,999 + GST

South Indian Bank

  1. South Indian Bank SBI Platinum Card

    • 10 Points per Rs. 100/- spent on dining, groceries, and department store purchases

    Annual fee ₹2,999 + GST

Standard Chartered India

  1. Beyond Credit Card

    • Indulge in exceptional dining with 25% off via EazyDiner

    Annual fee ₹25,000 + GST

  2. DigiSmart Credit Card

    • 10% discount on Zomato orders with no minimum spend

    Annual fee ₹49

Union Bank of India

  1. DIVAA ICON Credit Card

    • 3-month Swiggy membership: unlimited free deliveries on Swiggy and Swiggy Instamart

    Annual fee ₹1,499

  2. NEXTERIA Credit Card

    • 1+1 Set Menu at Signature ITC restaurants, throughout the year, any number of times

    Annual fee ₹12,499

  3. Union JCB Wellness Credit Card

    • 4 reward points per Rs.100 on spend towards Dining, Shopping, Groceries and Departmental Stores & Apparel

    Annual fee ₹999

  4. Union Unicorn Rupay Credit Card

    • 3 months Swiggy One Membership

    Annual fee ₹2,400