Flipkart Axis Bank Credit Card
Axis Bank
Annual / renewal fee
₹500 (Annual Fee).
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Earn rate
- 7.5% cashback on Myntra.
- 5% cashback on Flipkart and Cleartrip.
- 4% cashback on Preferred Merchants (unlimited).
- 1% cashback on other eligible merchants (unlimited).
- Flipkart 5% valid on website and mobile app excluding Flipkart Health.
Verifiedharvested from product page3 Aug 2026, 5:45 PM ISTAxis Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Flipkart Axis Bank Credit Card by Axis Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
- ₹500 (Joining Fee).
- A first-year-free / limited offer may apply as per application form.
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Annual / renewal fee
₹500 (Annual Fee).
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Fee waiver
- Annual fee waiver on spends of ₹3,50,000 in the preceding year.
- Rent and Wallet load transactions are excluded from the spend based fee waiver calculation.
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Rewards
- 7.5% cashback on Myntra.
- 5% cashback on Flipkart and Cleartrip.
- 4% cashback on Preferred Merchants (unlimited).
- 1% cashback on other eligible merchants (unlimited).
- Flipkart 5% valid on website and mobile app excluding Flipkart Health.
Verifiedharvested from product page3 Aug 2026, 5:45 PM IST
Redemption value
- Cashback is credited directly to the credit card account (statement credit).
- Cashback is rounded down for each individual transaction.
- Cashback earned for purchases in the current billing cycle is credited in the next billing cycle, 3 days prior to the statement generation date.
Verifiedharvested from product page3 Aug 2026, 5:45 PM ISTAxis Bank
Reward cap
- Maximum cashback per statement quarter per merchant: ₹4,000 on Myntra, ₹4,000 on Flipkart and ₹4,000 on Cleartrip.
- Cashback on Preferred Merchants (4%) and other eligible merchants (1%) is unlimited.
Verifiedharvested from product page3 Aug 2026, 5:45 PM ISTAxis Bank
Reward exclusion
Verifiedharvested from product page3 Aug 2026, 5:45 PM ISTAxis Bank
Travel & lounge
Lounge access
- 4 complimentary domestic airport lounge access has been discontinued (effective the 20th June 2025 revision).
- Previously, complimentary domestic lounge access required minimum spends of ₹50,000 in the previous 3 calendar months (waived for newly issued cards for the issuance month plus next 3 months).
VerifiedTerms & Conditions – Flipkart Axis Bank Credit Card (June 2025 revision, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Flipkart voucher worth ₹250 (revised from ₹500 for cards issued post 20th June 2025) on making the first transaction using the card within 30 days of card issuance, with minimum spends of ₹30,000 within 30 days.
- Applicable only for cards charged a Joining Fee of ₹500 + taxes.
- Plus 50% instant discount up to ₹100 for first-time Swiggy users (min cart value ₹129, code AXISFKNEW, within 30 days of card issuance).
VerifiedTerms & Conditions – Flipkart Axis Bank Credit Card (June 2025 revision, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Insurance
- Complimentary insurance cover which may include Zero Lost Card Liability, Personal and Air Accident Cover, and Credit Shield.
- Covers valid only if the card was used at a Merchant Establishment or ATM at least once in the 90 days prior to the incident.
- Insurance cover may vary from card to card.
Verifiedharvested from product page3 Aug 2026, 5:45 PM ISTAxis Bank
Eligibility
Eligibility
Add-on/Additional Cardmember must be an Indian resident above the age of 18 years and related to the Primary Cardmember as parent, spouse, children, or sibling (brother/sister).
Verifiedharvested from product page3 Aug 2026, 5:45 PM ISTAxis Bank
Charges & interest
Forex markup
- Foreign Transaction Fee (forex markup): 3.5% of Transaction Amount.
- Dynamic Currency Conversion markup: 1.5% of Transaction Amount.
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Charge
- Interest Rate: 55.55% p.a. (3.75% per month).
- Cash Withdrawal Fee: 2.5% of cash amount (Min ₹500).
- Cash Withdrawal Limit: 30% of Credit Limit.
- Late Payment Fee: Nil for outstanding < ₹500.
- ₹500 for ₹501-5000.
- ₹750 for ₹5001-10,000.
- ₹1,200 for > ₹10,000.
- Additional ₹100 on missing MAD by due date for two consecutive cycles.
- Over-limit Fee: 2.5% of over-limit amount (Min ₹500).
- Cash Payment at Branches: ₹175.
- Cheque Return/Auto Debit Reversal: 2% of payment (Min ₹500).
- Foreign Transaction Fee: 3.5%.
- DCC markup: 1.5%.
- Rent Transaction fee: 1% of each rental transaction.
- Education Transaction Fee: 1% on payments via third party apps.
- Wallet Load fee: 1% on cumulative spends of ₹10,000+ per statement cycle.
- Fuel Transaction Fee: 1% on cumulative spends of ₹50,000+ per statement cycle.
- Utility Transaction Fee: 1% on cumulative spends of ₹25,000+ per statement cycle.
- Online Skill-Based Gaming Fee: 1% on cumulative spends of ₹10,000+ per statement cycle.
- All charges exclusive of GST.
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Interest-free period
Interest-free grace period ranges from 20 to 50 days, depending on the date of transaction.
VerifiedKey Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)3 Aug 2026, 5:45 PM ISTAxis Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Flipkart Axis Bank Credit Card?
Officially traced: Rs. 500 (Annual Fee).
Key Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)What is the joining fee on the Flipkart Axis Bank Credit Card?
Officially traced: Rs. 500 (Joining Fee).
Key Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)Is the Flipkart Axis Bank Credit Card annual fee ever waived?
Annual fee waiver on spends of Rs. 3,50,000 in the preceding year.
Key Fact Statement / Schedule of Charges – Axis Bank Credit Cards (covers Flipkart card, axis.bank.in)How does the Flipkart Axis Bank Credit Card earn rewards?
7.5% cashback on Myntra; 5% cashback on Flipkart and Cleartrip; 4% cashback on Preferred Merchants (unlimited); 1% cashback on other eligible merchants (unlimited).
harvested from product pageWhat lounge access does the Flipkart Axis Bank Credit Card include?
4 complimentary domestic airport lounge access has been discontinued (effective the 20th June 2025 revision).
Terms & Conditions – Flipkart Axis Bank Credit Card (June 2025 revision, axis.bank.in)What welcome benefit does the Flipkart Axis Bank Credit Card offer?
Flipkart voucher worth Rs. 250 (revised from Rs. 500 for cards issued post 20th June 2025) on making the first transaction using the card within 30 days of card issuance, with minimum spends of Rs. 30,000 within 30 days.
Terms & Conditions – Flipkart Axis Bank Credit Card (June 2025 revision, axis.bank.in)What are the transfer ratios for Flipkart Axis Bank Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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