Flipkart Axis Bank Credit Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Open to new applications · Earns cashback
First-year fee
₹0
NIL (Limited period offer)Annual fee
₹500 a year.
What it gives back
1% cashback · everyday spends
How it compares
Compared with the cards we have read
Fees
Annual fee
₹500 a year.
Joining feeAdd-on card fee
₹0NIL (Limited period offer)
Fee waiver rule
Annual fee waived off on annual spends greater than ₹3,50,000.
Welcome offer
Welcome benefit
Only paid cards with Joining Fee and Annual Fee are eligible for the welcome benefit of Flipkart Voucher worth ₹250.
Rewards
Reward rate
1% cashback · everyday spends1% cashback on other eligible categories.
Fuel earningReward exclusions
No cashback is earned on fuel transactions.
Online earning
Earn 7.5% cashback on Myntra spends capped at ₹4000 per statement quarter · Earn 5% cashback on Flipkart and Cleartrip spends capped at ₹4000 per statement quarter per merchant.
Reward caps
Earn 7.5% cashback on Myntra spends capped at ₹4000 per statement quarter; Earn 5% cashback on Flipkart and Cleartrip spends capped at ₹4000 per statement quarter per merchant.
Cashback redemptionStatement-credit redemption
Cashback will be directly credited in your credit card statement.
Card benefits
Hotel or travel programme
Instant savings of up to 15% on flights & hotels via MakeMyTrip
Dining programme
Get ₹200 off on a minimum transaction of ₹1000 on Swiggy, valid twice a month
Movie or entertainment ticket benefit
Buy one get one offer on movie tickets booked via District app.
Minimum spend rules
Spends for annual fee waiver are calculated based on posting date of the transactions.
Also included
Fuel surcharge waiver
Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India.
Purchase to EMI conversion
On any transaction over ₹2,500, contact the bank to convert a big credit card purchase into EMIs.
Charges
Forex markup
3.5% on foreign currency transactions.
Dynamic currency conversion markup
3.5%3.5% markup will be applicable on international transactions performed in Indian currency at international locations or transactions performed in Indian currency with merchants located in India but registered in foreign nation
Cash advance fee
2.5% (Min. ₹500) of the cash amount.
Interest on unpaid balance
3.75% per month (55.55% per annum)
Interest-free period
20 to 50 days interest-free when you pay in full.
Late payment fee
Nil if Total Payment Due is less than ₹500; ₹500 if total payment due is between ₹501 - ₹5,000; ₹750 if total payment due is between ₹5,001 - ₹10,000; ₹1200 if total payment due is between ₹10,001 - 50,000; ₹1300 if total payment is greater than ₹50,000.
Over-limit fee
Over limit-fee of 2.5% of the over-limit amount (subject to a minimum of ₹500)
Payment return or dishonour fee
2% of the payment amount subject to Min. ₹500
Statement or duplicate statement fee
Duplicate Statement Fee Waived
Card replacement fee
Replacement fee: Waived
Cash payment / cash deposit fee
Fee for Cash Payment at branches ₹175.
Cheque payment / dishonour fee
Outstation cheque fee: Waived
Education / school fee charge
1% fee per transaction will be applicable on education payments made via third party apps.
Fee on online skill-based gaming spends
1% fee will be applicable on cumulative spends of ₹10,000 or more on online skill based gaming platforms per statement cycle.
Reward redemption fee
No
Wallet load charge
1% fee will be applicable on cumulative spends of ₹10,000 or more on wallet loads per statement cycle.
What the card's fee or benefit year means
Anniversary Year is the period of 12 months from the date of issuance of the card and every 12-month period thereafter
Fuel transaction fee
1% fee will be applicable on cumulative spends of ₹50,000 or more on fuel transactions per statement cycle.
Rent transaction fee
1% fee per transaction will be applicable on rental transactions.
Utility transaction fee
1% fee will be applicable on cumulative spends of ₹25,000 or more on utilities per statement cycle.
GST note
GST, as notified by the Government of India, is applicable on all fees, interest and other charges, and is subject to change as per relevant regulations of the Government of India
Minimum amount due
MAD is subject to a minimum of ₹100; if the Total Amount Due (TAD) is less than ₹100, the MAD would be equal to TAD
Eligibility
Minimum age
Primary cardholder should be between the age of 18 and 70 years.
Documents required
PAN card photocopy or Form 60; Proof of income - Latest payslip / Form 16 / IT Return; Residence proof - Driving License / Electricity Bill / Landline Telephone Bill; The above list is only indicative. Documents required may vary on a case to case basis
In the terms, not the brochure (3)
The period milestones are measured over and when it resets
It is advised to meet the required waiver criteria 3 working days prior to the card anniversary date
Whether carrying a balance ends the interest-free period
If the Total Amount Due of the previous month is not paid by the Payment Due Date, then the Free Credit Period will be lost and there will not be any interest - free period.
Spends that do not count toward the fee waiver
Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver.
How we know - 13 documents from Axis Bank, checked 19 Oct 2026
- Card pageProof
- MITCProof
- Card terms and conditionsProof
- Reward points termsProof
- Lounge access termsProof
- Fees and charges pageProof
- CARDMEMBER AGREEMENTProof
- Cashback Tncs FinalProof
- Key Fact StatementProof
- Revision of FLIPKART AXIS BANK Credit Card Terms and ConditionsProof
- Tnc for Flipkart Voucher Offer V1Proof
- Offer termsProof
- Welcome Benefits SwiggyProof
On these lists
₹500 a year
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