Lists
Credit cards with an annual fee of ₹500 or less
67 credit cards whose banks state an annual fee between ₹1 and ₹500, lowest first, each fee in the bank's own words. Cards with no annual fee are on the lifetime free list.
Updated 19 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.
PayLess Platinum Credit Card
DCB Bank
₹350
Rs. 350, waived off upon spending Rs. 50,000 in the previous calendar year; Rs. 0 as part of limited offer
Tata Neu Plus HDFC Bank Credit Card
HDFC Bank
₹499 + GST
₹499 plus applicable taxes (joining/renewal membership fee)
YES BANK Paisabazaar PaisaSave Credit Card
YES Bank
₹499 + GST
Rs. 499 + taxes, waived off on total retail spends of Rs. 1,20,000 in card anniversary year
Swiggy HDFC Bank Credit Card
HDFC Bank
Annual fee
Renewal fee ₹500 plus applicable taxes
Renewal fee
₹500
₹500 /- + Applicable Charges
