BOBCARD Easy
BOBCARD
Annual / renewal fee
Spend ₹35,000 in every card anniversary year and get your annual fee waived off.
VerifiedEasy product page5 Aug 2026, 5:15 PM ISTBOBCARD
Earn rate
- 1 Reward Point per ₹100 spent on all other categories.
- No Reward Points are earned on fuel transactions.
VerifiedEasy product page5 Aug 2026, 5:15 PM ISTBOBCARD
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Easy by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹500 (fee levied in the third statement cycle if spends criteria are not met).
VerifiedEasy — governing document (side-door search)14 Aug 2026, 8:40 AM ISTBOBCARD
Annual / renewal fee
Spend ₹35,000 in every card anniversary year and get your annual fee waived off.
VerifiedEasy product page5 Aug 2026, 5:15 PM ISTBOBCARD
Fee waiver
- First year fee will be levied in the 3rd bill statement from the card issuance month, provided Spends milestone criteria not met.
- First year fee waiver and annual fee reversal is applicable only to non-delinquent credit cardholders.
VerifiedEasy product page5 Aug 2026, 5:15 PM ISTBOBCARD
Renewal fee
- ₹500 annual fee.
- Waived on spends of ₹35,000 in an anniversary year.
VerifiedEasy — governing document (side-door search)14 Aug 2026, 8:40 AM ISTBOBCARD
Rewards
- 1 Reward Point per ₹100 spent on all other categories.
- No Reward Points are earned on fuel transactions.
VerifiedEasy product page5 Aug 2026, 5:15 PM IST
Reward exclusion
No Reward Points are earned on fuel transactions.
VerifiedEasy product page5 Aug 2026, 2:05 PM ISTBOBCARD
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Insurance
Insurance feature NOT available for Easy Credit Card.
VerifiedEasy — governing document (side-door search)14 Aug 2026, 8:40 AM ISTBOBCARD
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% of transaction amount (All other credit cards).
VerifiedEasy — governing document (side-door search)14 Aug 2026, 8:40 AM ISTBOBCARD
Fuel surcharge waiver
- 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
- No Reward Points are earned on fuel transactions.
VerifiedEasy product page5 Aug 2026, 5:15 PM ISTBOBCARD
Interest-free period
20 to 50 days in case there is no previous outstanding.
VerifiedEasy — governing document (side-door search)14 Aug 2026, 8:40 AM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Easy?
Officially traced: Spend Rs.35,000 in every card anniversary year and get your annual fee waived off.
Easy product pageWhat is the joining fee on the Easy?
Officially traced: Rs. 500 (fee levied in the third statement cycle if spends criteria are not met).
Easy — governing document (side-door search)Is the Easy annual fee ever waived?
First year fee will be levied in the 3rd bill statement from the card issuance month, provided Spends milestone criteria not met.
Easy product pageHow does the Easy earn rewards?
1 Reward Point per Rs. 100 spent on all other categories.
Easy product pageWhat are the transfer ratios for Easy points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the Easy worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.bobcard.co.in/credit-card-types/easy.
VerifiedEasy product page5 Aug 2026, 5:15 PM ISTBOBCARD
Verified 2026-08-14 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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