What COFFER is
COFFER is a register of credit cards in India. Every card we hold has its own page. Every fact on that page was read from a document the bank itself published — its product page, its key fact statement, its most important terms and conditions, its fees and charges page — on the bank’s own website. Blogs, forums, comparison sites and news are never the source of a fact.
What a fact carries
Every fact shows three things: the bank’s own sentence, word for word; the document it was read from, with a link to it; and the date we last read it. A fact without all three is not published. Where a bank’s documents do not state something, we do not make it up. A fact is never estimated.
Shoppers Stop Black Credit Card - interest-free period: “20 to 50 days”, read on 19 Oct 2026 from HDFC Bank’s page for this card.
What we never do
We publish no opinions, no scores, no paid placement and no advertising. Where cards are ordered — on a spending page or in the calculator — the order comes from the banks’ own published numbers, never from a payment. No bank pays to appear, to appear higher, or to be described differently. Nothing here is a recommendation or financial advice.
How we earn
COFFER participates in affiliate programmes and may earn a commission when a reader applies for a card through a link on this site. The commission comes from the bank’s marketing partner, not from you, and it changes nothing you read here. Every application link lands on the bank’s own website. The full statement is on the affiliate disclosure page.
Corrections
If a fact does not match the bank’s own page, tell us: keeper@coffer.gold, or the form on the contact page. We reply within 48 hours, re-read the document, and correct the page.
Who runs it
COFFER is owned and run by Anuj Sharma, Sole Proprietor, from Ghaziabad, Uttar Pradesh, India.
Marks
Bank names, card designs and payment network marks belong to their owners and appear here to identify the products described. COFFER is independent and is not affiliated with or endorsed by any bank or network.
Credits
The site is set in Jost. Card art is the bank’s own imagery, shown for identification. The films are photoreal film and voice generated for COFFER (Higgsfield / Seedance, ElevenLabs via Higgsfield). Music: Heart of Nowhere by Kevin MacLeod (incompetech.com), licensed under CC BY 4.0.