Swiggy Ornge HDFC Bank Credit Card
HDFC Bank
Annual / renewal fee
₹500 + applicable taxes (charged once; renewal fee of ₹500 from second year onwards, levied within 120 days).
VerifiedSwiggy Ornge HDFC Bank Credit Card product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Earn rate
- 5% cashback on Swiggy App (Food Delivery, Instamart, Dineout) capped ₹1500/billing cycle.
- 5% cashback on select online merchants/categories (Apparels, Pharmacies, Pet stores, Personal Care, Electronics, Entertainment, Travel, Discount Stores, Local cabs) capped ₹1500/billing cycle.
- 1% cashback on other categories capped ₹1000/billing cycle.
- Minimum transaction ₹249 to earn 5% cashback.
- ₹100 to earn 1% cashback.
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Swiggy Ornge HDFC Bank Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹500 + Applicable Charges.
VerifiedSwiggy Ornge HDFC Bank Credit Card product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Annual / renewal fee
₹500 + applicable taxes (charged once; renewal fee of ₹500 from second year onwards, levied within 120 days).
VerifiedSwiggy Ornge HDFC Bank Credit Card product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Fee waiver
Renewal fee waived on spends of ₹1,50,000 or more in the preceding year (excludes Cash on Call, Balance Transfer, Cash Withdrawal).
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Renewal fee
₹500 (charged from second year onwards).
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Rewards
- 5% cashback on Swiggy App (Food Delivery, Instamart, Dineout) capped ₹1500/billing cycle.
- 5% cashback on select online merchants/categories (Apparels, Pharmacies, Pet stores, Personal Care, Electronics, Entertainment, Travel, Discount Stores, Local cabs) capped ₹1500/billing cycle.
- 1% cashback on other categories capped ₹1000/billing cycle.
- Minimum transaction ₹249 to earn 5% cashback.
- ₹100 to earn 1% cashback.
Verifiedharvested from product page4 Aug 2026, 3:50 PM IST
Redemption value
- Cashback earned in current billing cycle is auto-redeemed against outstanding amount (excluding finance charges).
- No separate redemption.
- Cashback posted per posting date.
- Reversed for EMI conversion/returns.
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Reward cap
- 5% cashback capped at ₹1500 per billing cycle (Swiggy App and select online).
- 1% cashback capped at ₹1000 per billing cycle (other categories).
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Reward exclusion
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Travel benefit
- Cleartrip: 5% cashback + 6.35% instant discount on flight bookings and 20% instant discount on hotel bookings via Cleartrip (coupon CTSWHDFC; limited period).
- Nykaa: 5% cashback + 5% instant discount (on transactions of ₹1000+, capped ₹100 per txn, max two txns per month).
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Complimentary Swiggy One Membership for 12 months as welcome benefit (extended by 12 months for existing Swiggy One members).
- Card must be activated within 37 days of issuance.
- Claim 'Swiggy One' on Swiggy app post activation.
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Dining benefit
- Additional 10% discount on Swiggy Dineout up to ₹500 on minimum order value of ₹3000 during birthday week (7 days: 3 days prior and 3 days after birthday).
- Over and above 10% cashback on Swiggy Dineout.
- Once per cardholder.
- Eligible only 30 days after card activation.
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Insurance
Zero liability on fraudulent transactions if the loss of card is reported immediately to the 24-hour call centre.
VerifiedSwiggy Ornge HDFC Bank Credit Card product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Statement credit
Nykaa: 5% cashback + 5% instant discount (instant discount applies only on transactions of ₹1000 and above, capped to ₹100 per transaction, maximum two transactions per month) - limited period offer.
Verifiedharvested from product page4 Aug 2026, 3:50 PM ISTHDFC Bank
Eligibility
Eligibility
- Card variants issued based on combination of income criteria, customer's credit profile & location.
- Offered only under Mastercard World platform.
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Charges & interest
Forex markup
3.5% of transaction value on Foreign Currency Transactions.
VerifiedMITC – Swiggy Ornge HDFC Bank Credit Card (March 2026)4 Aug 2026, 3:50 PM ISTHDFC Bank
Fuel surcharge waiver
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5000.
- Maximum waiver ₹250 per billing cycle (GST on fuel surcharge not reversed).
VerifiedMITC – Swiggy Ornge HDFC Bank Credit Card (March 2026)4 Aug 2026, 3:50 PM ISTHDFC Bank
Interest-free period
- Interest free (grace) period of up to 20 to 50 days, subject to scheme.
- Not applicable if previous balance not cleared in full or if cash withdrawn from ATM.
VerifiedMITC – Swiggy Ornge HDFC Bank Credit Card (March 2026)4 Aug 2026, 3:50 PM ISTHDFC Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Swiggy Ornge HDFC Bank Credit Card?
Officially traced: Rs. 500 + applicable taxes (charged once.
Swiggy Ornge HDFC Bank Credit Card product pageWhat is the joining fee on the Swiggy Ornge HDFC Bank Credit Card?
Officially traced: Rs. 500 + Applicable Charges.
Swiggy Ornge HDFC Bank Credit Card product pageIs the Swiggy Ornge HDFC Bank Credit Card annual fee ever waived?
Renewal fee waived on spends of Rs. 1,50,000 or more in the preceding year (excludes Cash on Call, Balance Transfer, Cash Withdrawal).
harvested from product pageHow does the Swiggy Ornge HDFC Bank Credit Card earn rewards?
5% cashback on Swiggy App (Food Delivery, Instamart, Dineout) capped Rs. 1500/billing cycle; 5% cashback on select online merchants/categories (Apparels, Pharmacies, Pet stores, Personal Care, Electronics, Entertainment, Travel, Discount.
harvested from product pageWhat welcome benefit does the Swiggy Ornge HDFC Bank Credit Card offer?
Complimentary Swiggy One Membership for 12 months as welcome benefit (extended by 12 months for existing Swiggy One members).
harvested from product pageWhat are the transfer ratios for Swiggy Ornge HDFC Bank Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Verified 2026-08-04 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.