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COFFERCards. Points. Value.

HDFC Bank

HDFC Bank credit cards

62 cards, read from HDFC Bank's own documents. 3,408 facts verified. Last checked 19 Oct 2026.

HDFC Bank report card

Rated cards: 11 of 62

Average safety stars: 1.6 of 5

2.5: 2 | 2: 2 | 1.5: 4 | 1: 2 | 0.5: 1

Spend fees on its rated cards: Utility transaction fee: 11 · Rent transaction fee: 11 · Wallet load charge: 11 · Fee on online skill-based gaming spends: 11 · Education / school fee charge: 11 · Fuel transaction fee: 11

Fine print gaps found: 17

Report card

3,555 of 6,702 questions settled from HDFC Bank's documents.

How this is counted
  • Questions we asked3,555 of 6,702 resolvedThe questions of our card spec that apply to this bank's live cards and are resolved — the bank answered in its own words, or we read its papers and settled the question — over the questions that apply. Questions whose answer is a document rather than a fact are counted by nobody.
  • Questions the bank answersnot printed yet — 0 of 62 cards fully askedOf the resolved questions, the ones the bank answered with its own sentence. Silence counts toward what we asked and against what the bank answers. This figure is printed only once every applicable question on every live card is resolved; until then the page says how far the asking has got and prints no share.
  • Cards we hold62Published cards of this bank that are not withdrawn and not merged into another card. The same count its own bank page shows.
  • Live pages62Those cards that carry at least one fact, so a page renders.
  • Facts in the bank's own words3,408 (55 a card)Rows we hold that are verified, still current, renderable, and carry the bank's own sentence. A count of facts is not a measure of coverage; the two numbers above are.
  • Questions the bank doesn't answer255Things we asked the bank's own papers and found no answer to, counted by how many of its cards are silent.
  • Papers read507, last on 19 Oct 2026Documents and catalogue pages of this bank the engine has fetched and kept.
  • Cards withdrawn29Cards of this bank that were live when we started and have since been withdrawn.
  • Changes caught4 changes caught since 18 Sept 2026Facts that moved because the bank's own paper changed, caught by the recheck lane. Engine corrections and re-filings are not counted.

The three we asked most often and found no answer to:

  • Earn international — 11 cards
  • Insurance purchase protection — 11 cards
  • Priority pass — 11 cards

Still reading: 24 of 62 cards are finished, so this bank is not ranked. Reading since 16 Sept 2026. Last checked 19 Oct 2026. A bank is scored only when the register has resolved it and every one of its live cards is finished. Until then its counts stand without a rank.

Visit HDFC Bank

Personal cards34

Business cards28

No longer offered29

Sources5

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