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Milled metal and paper — the material a card is made from.

HDFC Bank Diners Club Rewardz Credit Card

HDFC Bank

Annual / renewal fee

₹1,000.

VerifiedMITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)17 Aug 2026, 3:07 PM ISTHDFC Bank

Earn rate

Confirm on the official page

Official source not yet captured

View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-17
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

Diners Club Rewardz Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

₹1,000 plus applicable taxes.

VerifiedDiners Club Rewardz Credit Card product page17 Aug 2026, 3:07 PM ISTHDFC Bank

Annual / renewal fee

₹1,000.

VerifiedMITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)17 Aug 2026, 3:07 PM ISTHDFC Bank

Fee waiver

Renewal / annual membership fee waived on minimum spend of ₹1 Lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal).

VerifiedMITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)17 Aug 2026, 3:07 PM ISTHDFC Bank

Renewal fee

₹1,000 plus applicable taxes.

VerifiedDiners Club Rewardz Credit Card product page17 Aug 2026, 3:07 PM ISTHDFC Bank

Rewards

Reward cap

  • Maximum Reward Points earnable in a statement cycle capped at 50,000 (fair usage).
  • Grocery transactions capped per month.
  • Insurance transactions capped (from 1st Jul 2025: 2000 per month for all other cards).
  • Flights & hotels redemption capped 50,000 reward points per calendar month.
  • Utility and telecom transactions capped at 2000 Reward Points per calendar month each.

VerifiedMITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)17 Aug 2026, 3:07 PM ISTHDFC Bank

Reward exclusion

  • Rent payments, EasyEMI and e-wallet loading transactions do not earn Reward Points.
  • Reward Points accrued will be reversed if a retail transaction is converted into SmartEMI.
  • Online Skill-Based gaming transactions do not earn Reward Points (w.e.f 1st July 2025).
  • Reward Points earned for insurance transactions capped at 2000 per month for all other credit cards (w.e.f 1st July 2025).

VerifiedMITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)17 Aug 2026, 3:07 PM ISTHDFC Bank

Travel & lounge

Lounge access

Confirm on the official page

Official source not yet captured

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

Confirm on the official page

Official source not yet captured

Concierge

24x7 Global Personal Concierge Service for travel needs via toll-free number 1800 209 4006.

VerifiedDiners Club Rewardz Credit Card product page17 Aug 2026, 3:07 PM ISTHDFC Bank

Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

3.50%.

VerifiedDiners Club Rewardz Credit Card product page17 Aug 2026, 3:07 PM ISTHDFC Bank

Charge

  • Cash advance fee: 2.5% or ₹500 whichever is higher.
  • Finance charge (revolving credit & cash advances): 3.75% per month (45% p.a.).
  • Late payment charges (w.e.f 1st Aug'24): Nil up to ₹100.
  • ₹100 (₹101-500).
  • ₹500 (₹501-1000).
  • ₹600 (₹1001-5000).
  • ₹750 (₹5001-10000).
  • ₹900 (₹10001-25000).
  • ₹1100 (₹25001-50000).
  • ₹1300 (>₹50000).
  • Over limit charges: 2.5% of overlimit amount, min ₹550.
  • Payment return charges: 2% of payment amount, min ₹450.
  • Balance Transfer processing: 1% of BT amount or ₹250 whichever higher.
  • Cash processing fee: ₹100.
  • Rewards redemption fee: ₹99 per request.
  • Reissue of lost/stolen/damaged card: ₹199 non-metal.
  • Add-on card fee: Lifetime Free.
  • Dynamic Currency Conversion markup fee (w.e.f 15th May 2026): 1.75% on transactions in INR at international location or India-based overseas-registered merchants.
  • Rent Pay (w.e.f 1st Jul 2025): 1% fee on rental transactions, capped ₹4999 per txn.
  • Fuel charges: 1% on fuel transactions exceeding ₹15000 (consumer), capped ₹4999.
  • Utility charges: 1% on utility spends exceeding ₹50000/calendar month, capped ₹4999.
  • Education charges: 1% on education via third party apps, capped ₹4999.
  • Online skill-based gaming (w.e.f 1st Jul 2025): 1% on spends exceeding ₹10000/month, capped ₹4999.
  • Wallet loading excl PayZapp (w.e.f 1st Jul 2025): 1% on spends exceeding ₹10000/month, capped ₹4999.
  • Card validation charges: ₹2 (non-MasterCard).

VerifiedMITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)17 Aug 2026, 3:07 PM ISTHDFC Bank

Fuel surcharge waiver

  • 1% fuel surcharge waiver on minimum transaction of ₹400 and maximum transaction of ₹5000.
  • Maximum waiver ₹500 per statement cycle (GST on fuel surcharge not reversed).

VerifiedMITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)17 Aug 2026, 3:07 PM ISTHDFC Bank

Interest-free period

  • Interest free credit period could range from 20 to 50 days, subject to the scheme applicable and submission of claims by the merchant.
  • Not applicable if previous balance is not cleared in full or if cash has been availed from ATM.

VerifiedMITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)17 Aug 2026, 3:07 PM ISTHDFC Bank

Transfers

Transfer partner

Airlines (1)

  • 150+ Airlines (via hdfcbankdinersclub.com)

    AirMiles

    1:030

Hotels (1)

  • Choice of hotels (Domestic & International, via hdfcbankdinersclub.com)

    Reward Points booking

    1:030

VerifiedDiners Club Rewardz Credit Card product page17 Aug 2026, 3:07 PM ISTHDFC Bank

Common questions

What is the annual fee on the Diners Club Rewardz Credit Card?

Officially traced: Rs. 1,000.

MITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)

What is the joining fee on the Diners Club Rewardz Credit Card?

Officially traced: Rs. 1,000 plus applicable taxes.

Diners Club Rewardz Credit Card product page

Is the Diners Club Rewardz Credit Card annual fee ever waived?

Renewal / annual membership fee waived on minimum spend of Rs. 1 Lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal).

MITC – Most Important Terms & Conditions (current, hdfc.bank.in, covers Diners Club cards)

What are the transfer ratios for Diners Club Rewardz Credit Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

What is one point on the Diners Club Rewardz Credit Card worth?

Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official terms

https://www.hdfc.bank.in/credit-cards/diners-club-rewardz-credit-card.

VerifiedDiners Club Rewardz Credit Card product page17 Aug 2026, 3:07 PM ISTHDFC Bank

Verified 2026-08-17 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.