HDFC Bank Fleet Program

Joining fee

₹0Nil

Renewal fee

₹0Nil

Fuel surcharge waiver

Fuel surcharge not applicable on fuel purchase transactions

Forex markup

3.5% on foreign currency transactions.3.5% markup on transaction value

Dynamic currency conversion markup

1%1% markup fee on all transaction carried out in indian Currency at an international location or at merchants which are locked in india but registered overseas

Interest on unpaid balance

2.95% per month, which amounts to 35.4% annually.

Interest-free period

The credit period could range from 15 to 50 days subject to the scheme applicable on specific credit card and the submission of the claims by the merchant

Late payment fee

The fees range from ₹100 for amounts between ₹100 and ₹500 to ₹750 for amounts above ₹10,000.

Payment return or dishonour fee

2% of the payment amount, subject to a minimum charge of ₹450

Card replacement fee

₹100/- per card re-issue

Cash payment / cash deposit fee

1% of the amount

Cheque payment / dishonour fee

Cheque value up to ₹5,000: fee ₹25; above ₹5,000: fee ₹50

Fee on online skill-based gaming spends

1% fee on online skill based gaming spends exceeding ₹10,000 in a calendar month.

Fuel transaction fee

Nil

Rent transaction fee

1% fee on transaction amount on rental transactions; fee capped at ₹4999 per transaction from 1st of July 2025

GST note

GST @18% applicable all fees and charges

Minimum amount due

100% Minimum Amount Due (MAD) to be cleared by due date, no revolving of credit is allowed

Documents required

Documentation and loyalty card issuance is the responsibility of the Oil Marketing Company’s officer.