HDFC Bank Diners Club Miles Credit Card
HDFC Bank
Annual / renewal fee
₹1,000 + GST.
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Earn rate
- 4 Reward Points for every ₹200 spent (effective 15th May 2026; earned on transaction amounts in multiples of ₹200, residual amounts or transactions below ₹200 will not earn Reward Points).
- Redeem for flight tickets and hotel stays, covering up to 70% of purchase value.
Verifiedharvested from product page18 Aug 2026, 7:19 AM ISTHDFC Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Diners Club Miles Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹1,000 + GST.
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Annual / renewal fee
₹1,000 + GST.
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Fee waiver
Annual membership fee / renewal charges for next year waived on minimum spend of ₹1 Lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal transactions).
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Renewal fee
Diners Club Miles: annual membership fee waived on minimum spend of ₹1 Lakh / Annum.
VerifiedDiners Club Miles Credit Card (fleet document) — governing document (side-door search)18 Aug 2026, 7:19 AM ISTHDFC Bank
Rewards
- 4 Reward Points for every ₹200 spent (effective 15th May 2026; earned on transaction amounts in multiples of ₹200, residual amounts or transactions below ₹200 will not earn Reward Points).
- Redeem for flight tickets and hotel stays, covering up to 70% of purchase value.
Verifiedharvested from product page18 Aug 2026, 7:19 AM IST
Redemption value
- Earn 1 mile per Reward Point for flight and hotel bookings.
- Reward Points can cover up to 70% of purchase value for flight/hotel bookings on SmartBuy (rest paid via card).
- Rewards Redemption Fee of ₹99 per redemption request applies (Diners Club Miles is NOT in the exempt list).
- Reward Points valid for 2 years from date of accumulation.
VerifiedDiners Club Miles Credit Card product page18 Aug 2026, 7:19 AM ISTHDFC Bank
Reward cap
- Fair Usage Policy: maximum reward points that can be earned in a statement cycle for Diners ClubMiles is 50,000.
- Reward Points on Grocery transactions capped at 2000 per month.
- Reward Points on Utility transactions capped at 2000 per calendar month.
- Telecom transactions capped at 2000 per calendar month.
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Reward exclusion
- No Reward Points on: fuel transactions (per fuel surcharge note).
- EasyEMI and e-wallet loading transactions.
- Retail transactions converted to SmartEMI (accrued points reversed).
- Rent payments (all cards).
- Online Skill-Based gaming transactions (w.e.f 1st July 2025).
- Reward Points earned via Instant Discount/Cashback offers by HDFC Bank are invalid and debited within 120 days of posting.
- Insurance transactions capped at 2000 reward points per month (w.e.f 1st July 2025).
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Travel & lounge
Lounge access
- 6 complimentary lounge access annually (product page).
- Priority Pass: charge of $27 + taxes on all lounge visits exceeding the complimentary limit.
- Diners Club Credit Card - all visits exceeding the complimentary limit charged at prevailing lounge rate inclusive of taxes.
VerifiedDiners Club Miles Credit Card product page18 Aug 2026, 7:19 AM ISTHDFC Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Concierge
Access to 24x7 concierge services.
VerifiedDiners Club Miles Credit Card product page18 Aug 2026, 7:19 AM ISTHDFC Bank
Dining benefit
15% discount at premium restaurants and 1400+ dining offers globally.
VerifiedDiners Club Miles Credit Card product page18 Aug 2026, 7:19 AM ISTHDFC Bank
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% of transaction value on Foreign Currency Transactions (currency conversion rate as on settlement date applicable).
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Fuel surcharge waiver
1% fuel surcharge waiver on minimum transaction of ₹400 and maximum transaction of ₹5000, maximum waiver of ₹500 per statement cycle (GST on fuel surcharge not reversed).
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Interest-free period
- Up to 50 days interest free credit period (ranges 20 to 50 days), applicable only if all previous dues are paid in full and no unpaid balance carried over.
- Not applicable if previous month's balance not cleared in full or if cash withdrawn from ATM.
VerifiedKey Fact Statement cum MITC (Most Important Terms & Conditions) – English18 Aug 2026, 7:19 AM ISTHDFC Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Diners Club Miles Credit Card?
Officially traced: Rs. 1,000 + GST.
Key Fact Statement cum MITC (Most Important Terms & Conditions) – EnglishWhat is the joining fee on the Diners Club Miles Credit Card?
Officially traced: Rs. 1,000 + GST.
Key Fact Statement cum MITC (Most Important Terms & Conditions) – EnglishIs the Diners Club Miles Credit Card annual fee ever waived?
Annual membership fee / renewal charges for next year waived on minimum spend of Rs. 1 Lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal transactions).
Key Fact Statement cum MITC (Most Important Terms & Conditions) – EnglishHow does the Diners Club Miles Credit Card earn rewards?
4 Reward Points for every Rs. 200 spent (effective 15th May 2026; earned on transaction amounts in multiples of Rs. 200, residual amounts or transactions below Rs. 200 will not earn Reward Points).
harvested from product pageWhat lounge access does the Diners Club Miles Credit Card include?
6 complimentary lounge access annually (product page).
Diners Club Miles Credit Card product pageWhat are the transfer ratios for Diners Club Miles Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.hdfc.bank.in/credit-cards/diners-club-miles-credit-card.
VerifiedDiners Club Miles Credit Card product page18 Aug 2026, 7:19 AM ISTHDFC Bank
Verified 2026-08-18 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.