HDFC Bank Diners Club Privilege Credit Card
HDFC Bank
Annual / renewal fee
₹1,000 (plus applicable taxes).
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Earn rate
- 4 Reward Points for every ₹200 spent on eligible categories (effective 15th May 2026).
- 5X Reward Points i.e. 20 reward points for every ₹200 spent on Swiggy and Zomato (online food orders).
- Reward points earned on transaction amounts in multiples of ₹200.
VerifiedDiners Club Privilege Product Feature Change (effective 2026 updates)30 Jul 2026, 4:55 PM ISTHDFC Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Diners Club Privilege Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹1,000 (plus applicable taxes).
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Annual / renewal fee
₹1,000 (plus applicable taxes).
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Fee waiver
Annual membership fee / renewal charges waived on minimum spend of ₹3 Lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal).
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Renewal fee
- ₹1,000 (renewal/annual membership fee).
- Waived on spending ₹3,00,000 or more in a year before the renewal date.
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Rewards
- 4 Reward Points for every ₹200 spent on eligible categories (effective 15th May 2026).
- 5X Reward Points i.e. 20 reward points for every ₹200 spent on Swiggy and Zomato (online food orders).
- Reward points earned on transaction amounts in multiples of ₹200.
VerifiedDiners Club Privilege Product Feature Change (effective 2026 updates)30 Jul 2026, 4:55 PM IST
Reward cap
- 5X (16 accelerated / 4X) reward points on Swiggy & Zomato capped at 2500 reward points per calendar month across both merchants combined.
- Base 4 RP per ₹200 continues without capping.
- Fair Usage: max 50,000 reward points per statement cycle.
- Insurance transactions capped 2,000 RP per month (w.e.f 1st July 2025).
- Grocery capped 2,000 RP per month.
- Utility and Telecom each capped 2,000 RP per month (w.e.f 1st Sep 2024).
- Flight & hotel redemption capped 50,000 RP per calendar month.
- Credit Card purchases via UPI earn up to max 500 points per calendar month.
Verifiedharvested from product page30 Jul 2026, 4:55 PM ISTHDFC Bank
Reward exclusion
Verifiedharvested from product page30 Jul 2026, 4:55 PM ISTHDFC Bank
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Dining benefit
- Entertainment Benefit: 'Buy One Get Free' on BookMyShow - offer applicable for shows on Friday, Saturday and Sunday.
- Maximum discount ₹250 per ticket, up to 2 free tickets every calendar month.
- Valid on purchase of minimum 2 tickets.
Verifiedharvested from product page30 Jul 2026, 4:55 PM ISTHDFC Bank
Insurance
- For Diners Privilege primary cardholder (Policy 2999204800579203000, 23 July 2025 - 22 July 2026): Air Accident cover USD 125,000.
- Emergency Medical Expenses USD 31,250 (international travel outside India).
- Card/Financial Liability Cover INR 900,000.
- Baggage Delay USD 625 (beyond 8 hours, international, max $10/hour).
- Loss of Personal Documents USD 625.
- Hijacking USD 625 ($75 per 6 hours, deductible 12 hours).
- Insurance partner HDFC Ergo.
Verifiedharvested from product page30 Jul 2026, 4:55 PM ISTHDFC Bank
Milestone benefit
Quarterly Milestone: Choose any one ₹1500 voucher from Marriott, Dominos, Decathlon, Barbeque Nation, O2 Spa or Lakme Salon upon net spends of ₹1,50,000 or more in a calendar quarter.
Verifiedharvested from product page30 Jul 2026, 4:55 PM ISTHDFC Bank
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
- 3.5% of transaction value (foreign currency transactions).
- Currency conversion rate as on settlement date applicable.
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Charge
- Cash advance fee: 2.5% or ₹500 whichever is higher.
- Payment Return Charges: 2% subject to min ₹450.
- Overlimit charges: 2.5% of overlimit amount subject to min ₹550.
- Cash Processing Fee: ₹100.
- Rewards Redemption Fee: ₹99 per request.
- Cashback Redemption Charges: ₹50 per redemption.
- Balance Transfer Processing: 1% of BT amount or ₹250 whichever higher.
- Duplicate physical statement: ₹10.
- Card Validation charges: ₹2.
- Reissue of lost/stolen/damaged card: ₹199 (effective 15th May 2026).
- Dynamic Currency Conversion markup fee: 1.75% w.e.f 15th May 2026 on transactions in INR at international location or Indian merchants registered overseas.
- Rent Pay: 1% (capped ₹4999/txn).
- Fuel charges: 1% on fuel transactions exceeding ₹15,000 (consumer, capped ₹4999/txn).
- Utility charges: 1% on utility spends exceeding ₹50,000/month (capped ₹4999/month).
- Education charges: 1% on education via third-party apps (capped ₹4999/txn).
- Online Skill-based Gaming: 1% over ₹10,000/month (w.e.f 1st July 2025, capped ₹4999/month).
- Wallet Loading (excl PayZapp): 1% over ₹10,000/month (w.e.f 1st July 2025, capped ₹4999/month).
- Add-on Card Fee: Lifetime Free.
- Late Payment Charges by slab up to ₹1300 for balance over ₹50,000 (w.e.f 1st August 2024).
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Fuel surcharge waiver
Fuel surcharge waiver Not Applicable for Diners Privilege.
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Interest-free period
- Interest free (grace) period could range from 20 to 50 days, subject to scheme and submission of claims by merchant.
- Not applicable if previous balance not cleared in full or cash withdrawn from ATM.
VerifiedMost Important Terms & Conditions (MITC) - covers Diners Privilege30 Jul 2026, 4:55 PM ISTHDFC Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Diners Club Privilege Credit Card?
Officially traced: Rs. 1,000 (plus applicable taxes).
Most Important Terms & Conditions (MITC) - covers Diners PrivilegeWhat is the joining fee on the Diners Club Privilege Credit Card?
Officially traced: Rs. 1,000 (plus applicable taxes).
Most Important Terms & Conditions (MITC) - covers Diners PrivilegeIs the Diners Club Privilege Credit Card annual fee ever waived?
Annual membership fee / renewal charges waived on minimum spend of Rs. 3 Lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal).
Most Important Terms & Conditions (MITC) - covers Diners PrivilegeHow does the Diners Club Privilege Credit Card earn rewards?
4 Reward Points for every Rs. 200 spent on eligible categories (effective 15th May 2026).
Diners Club Privilege Product Feature Change (effective 2026 updates)What are the transfer ratios for Diners Club Privilege Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the Diners Club Privilege Credit Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/indian-oil-hdfc-bank-credit-card/part-i-key-fact-statement-cum-most-important-terms-and-conditions-for-credit-cards.pdf.
VerifiedDiners Club Privilege Credit Card (fleet document) — governing document (side-door search)15 Aug 2026, 11:07 AM ISTHDFC Bank
Verified 2026-08-15 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.