Lists
Credit cards with online shopping rewards
54 credit cards whose banks state a reward or cashback rate for online spends, with each rate and cap in the bank's own words.
Updated 19 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.
- American Express2
- AU Small Finance Bank2
- Axis Bank2
- BOBCARD6
- CSB Bank1
- DBS Bank India1
- HDFC Bank20
- ICICI Bank1
- IDFC FIRST Bank3
- IndusInd Bank1
- SBI Card10
- Standard Chartered India2
- Union Bank of India1
- Utkarsh Small Finance Bank2
American Express
American Express SmartEarn Credit Card
Get 10X rewards for every ₹50 spent on Zomato, Ajio, Nykaa, BookMyShow, Uber and many more, and 5X rewards for every ₹50 spent on Amazon
Annual fee ₹495 + GST
American Express Platinum Card
Earn 5X Membership Rewards on e-Vouchers from 200+ leading brands with ShopWise
Annual fee ₹66,000 + GST
AU Small Finance Bank
CheQ AU Credit Card
24 CheQ Points per ₹200 spent on Amazon, Flipkart, Zomato, Big Basket and Apple Products powered by Unicorn exclusively on Visa Variant of CheQ AU Card and through CheQ UPI using CheQ AU RuPay Credit Card
Annual fee ₹0
Axis Bank
Flipkart Axis Bank Credit Card
Earn 7.5% cashback on Myntra spends capped at INR 4000 per statement quarter · Earn 5% cashback on Flipkart and Cleartrip spends capped at ₹4000 per statement quarter per merchant
Annual fee ₹500
IndianOil Easy Axis Bank Credit Card
1% value back on online shopping by earning 5 reward points per ₹100 spent
Annual fee ₹500
BOBCARD
Uni GoldX Card
5% Value Back in the form of Uni coins when you shop for vouchers at the Uni Store
Annual fee ₹0
CSB Bank
DBS Bank India
DBS Spark Credit Card
Bonus 10X Cash Points of up to 5,000 Cash Points on monthly online spends of over ₹15,000; Bonus 10X Cash Points of up to 7000 Cash Points on monthly online spends of over ₹20,000
Annual fee ₹499
HDFC Bank
Diners Club Privilege Credit Card
Up to 10X Reward Points on Spends Via Smartbuy
Annual fee ₹1,000 + GST
Flipkart Wholesale HDFC Bank Credit Card
5% CashBack on Flipkart Wholesale Online Spends, capped at ₹2,000 per month
Annual fee ₹499 + GST
Freedom Credit Card
10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber
Annual fee ₹500 + GST
HDFC Bank Diners Club Black Metal Edition Credit Card
Get 10X rewards on hotels and 5X on flights when you book via SmartBUY
Annual fee Joining fee ₹10,000 plus applicable taxes; renewal fee ₹10,000 plus applicable taxes
HDFC Bank Millennia Credit Card
5% CashBack on the 10 online merchants (Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato), valid only for non-emi spends; a transaction through SmartBuy/PayZapp is eligible for 1% CashPoints as per product feature
Annual fee ₹1,000 + GST
HDFC Bank Regalia Gold Credit Card
5X Reward Points on spends at Myntra, Nykaa, Reliance Digital and more
Annual fee Joining fee ₹2500 plus applicable taxes; renewal fee ₹2500 plus applicable taxes
HDFC Bank UPI RuPay Credit Card
Cardholder will earn cashpoints for both UPI spends as well normal credit card Ecom spends
Annual fee ₹99 + GST
IndianOil HDFC Bank Credit Card
Link your IndianOil HDFC Bank Credit Card on PayZapp; Get ₹1,000 CashBack on Shopping in-app over 200plus brands
Annual fee ₹500
MoneyBack+ Credit Card
10X CashPoints(Upto 2.5% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket
Annual fee ₹500 + GST
Paytm Digital Credit Card
2% CashBack on select merchants when you use the Scan & Pay feature on the Paytm app (capped at Rs.250 per month); 2% CashBack on your Swiggy and Uber spends (capped at Rs.250 per month)
Annual fee ₹149 + GST
Paytm Mobile Credit Card
2% cashback on all purchases across Paytm (Mall movies and Mini App)
Annual fee ₹149 + GST
Paytm Select Credit Card
5% CashPoints on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Annual fee ₹1,000 + GST
PhonePe HDFC Bank Ultimo Credit Card
5% Reward Points on Select Online Brands – Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber; capped at 500 Reward Points per calendar month
Annual fee ₹999 + GST
PhonePe HDFC Bank Uno Credit Card
1% Reward Points on Select Online Brands – Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber, capped at 500 Reward Points per calendar month
Annual fee ₹499 + GST
Swiggy HDFC Bank Credit Card
5% CashBack on online spends across multiple apps and website
Annual fee Renewal fee ₹500 plus applicable taxes
Swiggy Ornge HDFC Bank Credit Card
5% CashBack on online spends across online Merchants
Annual fee ₹500
Tata Neu Plus HDFC Bank Credit Card
Additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for NeuPass
Annual fee ₹499 + GST
ICICI Bank
Amazon Pay ICICI Bank Credit Card
Reward points of up to 5% on Amazon.in for Prime members and 3% for non-Prime members
Annual fee ₹0
IDFC FIRST Bank
Hello Cashback
3% Cashback on online spends up to ₹10,000; 5% Cashback on incremental online spends above ₹10,000
Annual fee ₹1,000 + GST
Quantum+ Credit Card
1% Cashback on online spends up to ₹10,000 in a statement cycle; 2% Cashback on incremental online spends above ₹10,000 in a statement cycle
Annual fee ₹0
IndusInd Bank
SBI Card
Cashback SBI Card
5% Cashback on online* spends without any merchant restriction
Annual fee Annual fee: Rs. 999 + taxes
Flipkart SBI Card
5% Cashback on Flipkart 12% Off on Cleartrip 7.5% Cashback on Myntra
Annual fee ₹500 + GST
Landmark Rewards SBI Card
10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy)
Annual fee ₹499 + GST
Landmark Rewards SBI Card PRIME
25 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy)
Annual fee ₹2,999 + GST
Reliance SBI Card
10 Reward Points per Rs. 100 spent on AJIO & JioMart Online Stores
Annual fee ₹499 + GST
Reliance SBI Card PRIME
20 Reward Points per Rs. 100 spent on AJIO & JioMart Online Stores
Annual fee ₹2,999 + GST
Tata Neu Infinity SBI Card
5% Value Back as NeuCoins on non-EMI spends at the Tata Neu App / Website and partner Tata brands
Annual fee ₹1,499 + GST
Tata Neu Plus SBI Card
2% Value Back as NeuCoins on Non-EMI spends at the Tata Neu App/Website and partner Tata brands
Annual fee ₹499
Standard Chartered India
Smart Credit Card
2% cashback on your Online spends, up to a maximum of Rs 1000 per month
Annual fee ₹499 + GST
Union Bank of India
NEXTERIA Credit Card
Birthday month: 10X reward points on online shopping and electronics spends, subject to maximum reward point 10000
Annual fee ₹12,499