Icai Exclusive Bobcard
BOBCARD
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Earn rate
- Core: 1 Reward Point per ₹100 spent.
- Accelerated: 5X Reward Points on dining (MCC 5812), utilities (MCC 4812, 4899) and online spends.
- SmartDeal: 4 points per ₹100 on flight bookings and 10 points per ₹100 on hotel bookings via BOBCARD SmartDeal.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive)3 Aug 2026, 6:00 AM ISTBOBCARD
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Icai Exclusive Bobcard by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Official source not yet captured
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Fee waiver
Confirm on the official page
Official source not yet captured
Rewards
- Core: 1 Reward Point per ₹100 spent.
- Accelerated: 5X Reward Points on dining (MCC 5812), utilities (MCC 4812, 4899) and online spends.
- SmartDeal: 4 points per ₹100 on flight bookings and 10 points per ₹100 on hotel bookings via BOBCARD SmartDeal.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive)3 Aug 2026, 6:00 AM IST
Redemption value
- TWID Pay with Rewards: 1 RP = 15 Paisa.
- Minimum 500 reward points to redeem.
- Up to 25% of invoice redeemable.
- Statement redemption minimum 1000 Reward Points.
- Reward Points valid for 2 years from date of accumulation (expire if not redeemed within 2 years).
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive)3 Aug 2026, 6:00 AM ISTBOBCARD
Reward cap
- Accelerated Reward Points capped at 1000 Reward Points per statement cycle for ICAI exclusive.
- Further spends earn at regular earn rate.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive)3 Aug 2026, 6:00 AM ISTBOBCARD
Reward exclusion
- No reward points on transactions below ₹100.
- Fuel transactions don't earn reward points.
- Spends on select MCCs (Annexure 1) don't qualify.
- Credit Card on UPI transactions and Utility transactions (MCC 4900) not eligible for Accelerated Reward Points.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive)3 Aug 2026, 6:00 AM ISTBOBCARD
Travel & lounge
Lounge access
- 12 complimentary domestic airport lounge visits per year (3 per quarter).
- Requires min. net spends of ₹40,000 in preceding calendar quarter to qualify.
- Card validation by ₹2 swipe.
- 5-hour cooling period.
- No international lounge access stated.
VerifiedBOBCARD Lounge Terms & Conditions (covers ICAI Exclusive lounge access)3 Aug 2026, 6:00 AM ISTBOBCARD
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
2% reduced forex mark-up on international spends.
VerifiedIcai Exclusive Bobcard product page3 Aug 2026, 6:00 AM ISTBOBCARD
Charge
- Contactless payments: No PIN required for single transactions under ₹5000.
- Transactions above ₹5000 require PIN.
- Contactless single-transaction limit in India is ₹5000.
Verifiedharvested from product page3 Aug 2026, 6:00 AM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
How does the Icai Exclusive Bobcard earn rewards?
Core: 1 Reward Point per Rs. 100 spent.
BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive)What lounge access does the Icai Exclusive Bobcard include?
12 complimentary domestic airport lounge visits per year (3 per quarter).
BOBCARD Lounge Terms & Conditions (covers ICAI Exclusive lounge access)What are the transfer ratios for Icai Exclusive Bobcard points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://online.bobcard.co.in/assets/BOBCARD_MITS.pdf.
VerifiedIcai Exclusive Bobcard (fleet document) — governing document (side-door search)15 Aug 2026, 11:08 AM ISTBOBCARD
Verified 2026-08-15 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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