Lists
Credit cards for a ₹25,000 monthly salary
32 credit cards whose banks ask a salaried applicant for ₹25,000 a month or less, lowest first, each in the bank's own words.
Updated 18 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.
IndianOil HDFC Bank Credit Card
HDFC Bank
Salaried: Net Monthly Income: > ₹12,000; Self-Employed: Annual Income: ITR > ₹6 lakh per annum
Annual fee ₹500
IRCTC HDFC Bank Credit Card
HDFC Bank
Salaried: Income (Monthly) - ₹12,000; Self-employed: Annual ITR > ₹6 lakh
Annual fee ₹500 + GST
PIXEL Go Credit Card
HDFC Bank
Salaried: Income (Monthly) - ₹12,000; Self-Employed: Annual ITR > ₹6,00,000
Annual fee ₹250 + GST
Swiggy HDFC Bank Credit Card
HDFC Bank
Salaried: Income (Monthly) - ₹15,000 and above
Annual fee Renewal fee ₹500 plus applicable taxes
Adani One ICICI Bank Platinum Credit Card
ICICI Bank
Salaried: monthly income of ₹20,000; Self-employed: annual income of ₹2,40,000
Annual fee ₹750 + GST
Alumni Credit Card
ICICI Bank
Salaried: monthly income of ₹20,000; Self-employed: annual income of ₹2,40,000
Annual fee ₹0
ICICI Bank HPCL Coral Credit Card
ICICI Bank
Salaried: monthly income of ₹20,000; Self-employed: annual income of ₹2,40,000
Annual fee ₹199 + GST
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank
A salaried individual with a monthly income of ₹20,000; Self-employed with an annual income of at least ₹2,40,000
Annual fee ₹500 + GST
MakeMyTrip ICICI Bank Credit Card
ICICI Bank
A salaried individual with a monthly income of ₹20,000; Self-employed with an annual income of at least ₹2,40,000
Annual fee ₹999 + GST
MakeMyTrip ICICI Bank Platinum Credit Card
ICICI Bank
A salaried individual with a monthly income of ₹20,000
Annual fee ₹0
PNB Zaggle Co-Branded Twin Credit Card
Punjab National Bank
Income criteria Rs. 2,50,000 per annum
Annual fee ₹499
Unity Bank BharatPe Credit Card
Unity Small Finance Bank
For Salaried: Minimum INR 2.5 Lakhs per annum; For Self Employed: Minimum INR 5 Lakhs per annum
Annual fee ₹0
CMA One
BOBCARD
Salaried: ₹3 lakhs net annual income or above · Self-employed: ₹3 lakhs annual ITR or above
Annual fee ₹0
ICAI Exclusive BOBCARD
BOBCARD
Salaried: ₹3 lakhs net annual income or above · Self-employed: ₹3 lakhs annual ITR or above
Annual fee ₹0
Paytm Credit Card
HDFC Bank
Salaried: Net Monthly Income > ₹25,000; Self-Employed: Annual ITR > ₹6 lakh
Annual fee ₹500 + GST
Paytm Digital Credit Card
HDFC Bank
Salaried: Income (monthly) - ₹25,000; Self-Employed: Annual ITR > ₹6,00,000
Annual fee ₹149 + GST
PNB SALARY RuPay Platinum Card
Punjab National Bank
Minimum gross monthly income greater than Rs. 25,000
Annual fee ₹0
ACE Credit Card
YES Bank
Minimum net salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above
Annual fee ₹499
BYOC Credit Card
YES Bank
Minimum net salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above
EMI Credit Card
YES Bank
Minimum net salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above
Annual fee ₹499 + GST
FinBooster Credit Card
YES Bank
Minimum net salary of INR 25,000 per month or Income Tax Return of INR 7.5 L
Annual fee ₹0
UNI Credit Card
YES Bank
Minimum net salary Rs. 25,000 per month or Income Tax Return of Rs. 7.5 lakhs and above
Annual fee ₹499 + GST
YES BANK novio Credit Card
YES Bank
Minimum net salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above
Annual fee ₹0
YES BANK Paisabazaar PaisaSave Credit Card
YES Bank
Minimum net salary of INR 25,000 per month or income tax return of INR 7.5 lakhs and above
Annual fee ₹499 + GST
