MakeMyTrip ICICI Bank Credit Card
ICICI Bank
Annual / renewal fee
₹999 + GST (2nd year onwards).
VerifiedMakeMyTrip ICICI Bank Credit Card product page3 Aug 2026, 9:30 PM ISTICICI Bank
Earn rate
- 6% myCash on hotel bookings on MakeMyTrip (unlimited/no cap).
- 3% myCash on flight, holiday, cab and bus bookings on MakeMyTrip (unlimited/no cap).
- 25 myCash on every train booking on MakeMyTrip.
- 1% myCash on other MakeMyTrip retail spends.
- 1% myCash on domestic spends outside MakeMyTrip (excluding rent and EMI payments).
- 1% myCash on international spends outside MakeMyTrip.
- 1% myCash on Insurance. 1 myCash = ₹1.
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM ISTICICI Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
MakeMyTrip ICICI Bank Credit Card by ICICI Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹999 + GST (1st year).
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026)3 Aug 2026, 9:30 PM ISTICICI Bank
Annual / renewal fee
₹999 + GST (2nd year onwards).
VerifiedMakeMyTrip ICICI Bank Credit Card product page3 Aug 2026, 9:30 PM ISTICICI Bank
Fee waiver
- Annual Fee waived from 2nd Anniversary Year onwards if total spends are equal to or more than ₹3,00,000 during the previous Anniversary Year.
- However, in such cases the annual benefits will not be extended.
- EMI transactions are excluded from total spends calculation.
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM ISTICICI Bank
Rewards
- 6% myCash on hotel bookings on MakeMyTrip (unlimited/no cap).
- 3% myCash on flight, holiday, cab and bus bookings on MakeMyTrip (unlimited/no cap).
- 25 myCash on every train booking on MakeMyTrip.
- 1% myCash on other MakeMyTrip retail spends.
- 1% myCash on domestic spends outside MakeMyTrip (excluding rent and EMI payments).
- 1% myCash on international spends outside MakeMyTrip.
- 1% myCash on Insurance. 1 myCash = ₹1.
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM IST
Reward cap
- MyCash on Insurance spends is capped at a maximum of 1,000 myCash per Anniversary Year.
- Reward Points accrued for the Insurance MCC category are capped at 1,000 Reward Points per anniversary year.
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM ISTICICI Bank
Reward exclusion
- No myCash earned on: Rent payment related transactions.
- Cash advances.
- Late payment charges and any other fees/charges connected with the card.
- Joining Fee and Annual Fee (including Add-on card).
- Expenditure in the form of EMI transactions, Balance Transfer (BT) and Personal Loan on Credit Card (PLCC).
- Domestic myCash outside MakeMyTrip excludes rent and EMI payments.
- No reward points on Cash and Rent categories (per MITC).
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM ISTICICI Bank
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Hotel benefit
- MakeMyTrip Hotel Voucher worth ₹1,000 (Renewal Benefit) issued within 45 business days of payment of the Annual Fee.
- Valid on hotel and homestay bookings on MakeMyTrip platforms with validity of 3 months from issuance.
- Cannot be redeemed on flights, holiday packages, buses, cabs, trains, activities/experiences and Visas.
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM ISTICICI Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- On payment of the Joining Fee, the Primary Cardholder receives: a MakeMyTrip voucher worth ₹1,000 (valid 12 months, usable on MMT flights, hotels, holiday packages, bus and cab bookings), issued within 45 business days.
- And a complimentary one-year MMTBLACK Gold membership, issued within 45 business days.
- Threshold: only payment of Joining Fee required (no additional spend threshold stated on official source).
Verifiedharvested from product page3 Aug 2026, 9:30 PM ISTICICI Bank
Dining benefit
- Movie ticket benefit on BookMyShow and INOX: Buy one ticket and get 25% off up to ₹150 on the second ticket on BookMyShow, once a month each on the Mastercard and the RuPay variants.
- The benefit is shared between the Primary Card and the Add-on Cards.
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM ISTICICI Bank
Milestone benefit
- MMTBLACK tier upgrade: spend more than ₹2,00,000 and complete more than 4 trips on MakeMyTrip in the last 12 months to be upgraded to MMTBLACK Platinum tier.
- Separately, a BookMyShow/INOX buy-one-get-one movie offer (25% off up to ₹150 on the second ticket, once a month each on Mastercard and RuPay variants) applies.
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM ISTICICI Bank
Eligibility
Eligibility
- The MakeMyTrip ICICI Bank Credit Card is issued for personal expenses and purposes only and must not be used for resale, commercial or business purposes.
- Offered as a dual proposition with both Mastercard and RuPay variants at the time of card issuance.
- Customer's existing MakeMyTrip ICICI Bank Signature and/or Platinum Credit Card (including Add-on) will be cancelled within 45 days of issuance of the new dual-variant card.
VerifiedTerms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)3 Aug 2026, 9:30 PM ISTICICI Bank
Charges & interest
Forex markup
- Mark-up of 0.99% on foreign currency transactions on the MakeMyTrip ICICI Bank Credit Card (not applicable on MakeMyTrip ICICI Bank Signature Credit Card and MakeMyTrip ICICI Bank Platinum Credit Card).
- A refund on similar foreign currency transactions also attracts the mark-up.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026)3 Aug 2026, 9:30 PM ISTICICI Bank
Charge
- Add-on/Supplementary Card fee: ₹199 (annual, w.e.f. Nov 15, 2024).
- Finance charges: 3.75% per month (45% per annum) on revolving credit, retail purchases, balance transfer, cash advances, non-payment of minimum due, late payment (w.e.f. Nov 15, 2024).
- Card replacement fee: ₹100 (current) / ₹200 (w.e.f. July 1, 2024).
- Dynamic Currency Conversion fee for MakeMyTrip ICICI Bank Credit Card: 0.99% (w.e.f. Jan 15, 2026; not applicable on Signature and Platinum variants).
- Cash advance transaction fee: 2.5% on advanced amount (min ₹500).
- Rent Pay: 1% fee on transaction amount (MCC 6513).
- Fuel transaction: 1% fee on transactions exceeding ₹10,000 (w.e.f. Nov 15, 2024).
- Utility transaction: 1% fee on transactions exceeding ₹50,000 (w.e.f. Nov 15, 2024).
- Transportation transaction: 1% fee on transactions exceeding ₹50,000 (w.e.f. Jan 15, 2026).
- Education payment (third-party apps): 1% fee (w.e.f. Nov 15, 2024).
- Skill-based gaming: 2% fee (w.e.f. Jan 15, 2026).
- Wallet load: 1% fee on transactions of ₹5,000 or more (w.e.f. Jan 15, 2026).
- Over-limit charges: 2.5% on over-limit amount (min ₹550).
- Fee on cash payment at branches: ₹100 (current) / ₹150 (w.e.f. Jan 15, 2026).
- Late payment charges: None below ₹100.
- ₹100 (₹100-500).
- ₹500 (₹501-1,000).
- ₹600 (₹1,001-5,000).
- ₹750 (₹5,001-10,000).
- ₹900 (₹10,001-25,000).
- ₹1,100 (₹25,001-50,000).
- ₹1,300 (above ₹50,000).
- Return of cheque / Auto-Debit return fee: 2% of Total Amount Due (min ₹500).
- GST at 18% applicable on fees and charges.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026)3 Aug 2026, 9:30 PM ISTICICI Bank
Fuel surcharge waiver
- Fuel surcharge waiver of 1% of transaction value on HPCL petrol pumps (valid on max transaction of ₹4,000 when payment made via ICICI Merchant Services swipe machines) and 1% on all petrol pumps on select cards.
- Waiver applicable for spends up to ₹50,000 per statement cycle.
- On Offus terminals/non-HPCL outlets the surcharge reversal excludes GST.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026)3 Aug 2026, 9:30 PM ISTICICI Bank
Interest-free period
- The interest free period could range from 18 to 48 days, with a grace period of 3 days after the payment due date.
- For cash advances, interest is charged from the transaction date until the date of payment.
VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026)3 Aug 2026, 9:30 PM ISTICICI Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the MakeMyTrip ICICI Bank Credit Card?
Officially traced: Rs. 999 + GST (2nd year onwards).
MakeMyTrip ICICI Bank Credit Card product pageWhat is the joining fee on the MakeMyTrip ICICI Bank Credit Card?
Officially traced: Rs. 999 + GST (1st year).
Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026)Is the MakeMyTrip ICICI Bank Credit Card annual fee ever waived?
Annual Fee waived from 2nd Anniversary Year onwards if total spends are equal to or more than Rs. 3,00,000 during the previous Anniversary Year; however, in such cases the annual benefits will not be extended.
Terms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)How does the MakeMyTrip ICICI Bank Credit Card earn rewards?
6% myCash on hotel bookings on MakeMyTrip (unlimited/no cap).
Terms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants)What welcome benefit does the MakeMyTrip ICICI Bank Credit Card offer?
On payment of the Joining Fee, the Primary Cardholder receives: a MakeMyTrip voucher worth Rs. 1,000 (valid 12 months, usable on MMT flights, hotels, holiday packages, bus and cab bookings), issued within 45 business days.
harvested from product pageWhat are the transfer ratios for MakeMyTrip ICICI Bank Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the MakeMyTrip ICICI Bank Credit Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.icici.bank.in/personal-banking/cards/credit-card/makemytrip/makemytrip-icici-credit-card.
VerifiedMakeMyTrip ICICI Bank Credit Card product page3 Aug 2026, 9:30 PM ISTICICI Bank
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.