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ICICI Bank HPCL Super Saver Credit Card

ICICI Bank

Annual / renewal fee

₹500 (2nd year onwards) + GST.

VerifiedICICI Bank HPCL Super Saver Credit Card product page3 Aug 2026, 9:15 PM ISTICICI Bank

Earn rate

5% back as ICICI Bank reward points (20 points per ₹100) on utilities (groceries, telecom, government, tax) and departmental stores, capped at 400 reward points per statement cycle. 2 ICICI Bank reward points per ₹100 on all other domestic and international retail spends (except fuel, utility and departmental store purchases).

Verifiedharvested from product page3 Aug 2026, 9:15 PM ISTICICI Bank

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You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-03
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

ICICI Bank HPCL Super Saver Credit Card by ICICI Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

₹500 (first year).

VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)3 Aug 2026, 9:15 PM ISTICICI Bank

Annual / renewal fee

₹500 (2nd year onwards) + GST.

VerifiedICICI Bank HPCL Super Saver Credit Card product page3 Aug 2026, 9:15 PM ISTICICI Bank

Fee waiver

  • Annual fee waiver from 2nd anniversary year onwards if total spends on the card are equal to or more than ₹1,50,000 during the previous anniversary year.
  • EMI transactions are excluded from total spends.

Verifiedharvested from product page3 Aug 2026, 9:15 PM ISTICICI Bank

Rewards

5% back as ICICI Bank reward points (20 points per ₹100) on utilities (groceries, telecom, government, tax) and departmental stores, capped at 400 reward points per statement cycle. 2 ICICI Bank reward points per ₹100 on all other domestic and international retail spends (except fuel, utility and departmental store purchases).

Verifiedharvested from product page3 Aug 2026, 9:15 PM IST

Redemption value

  • Redemption Handling Fee of ₹99 (plus GST) per redemption request under the ICICI Bank Rewards Scheme.
  • For ICICI Bank Rewards powered by ICICI Bank Rewards scheme: ₹99 for catalogue-based redemptions.
  • Reward points have an expiry of 36 months from the date of issuance.
  • Reward points credited to rewards account within 5 working days.
  • Accrued points lapse upon card cancellation.

VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)3 Aug 2026, 9:15 PM ISTICICI Bank

Reward cap

  • Utility/departmental store benefit capped at 400 ICICI Bank reward points per statement cycle.
  • Insurance spends capped at ₹40,000 per statement cycle (w.e.f. Nov 15, 2024).
  • Transportation transactions capped at ₹10,000 reward points accrual per statement cycle (w.e.f. Feb 01, 2026).

VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)3 Aug 2026, 9:15 PM ISTICICI Bank

Reward exclusion

cash advancesfuel transactionsservice charge/interest for non-paymentlate payment charges and other card fees/chargesjoining and renewal feesand expenditure in the form of EMI transactionsBalance Transfer (BT) or Personal Loan on Credit Cards (PLCC). No reward points are earned on retail transactions subsequently reversed. Also no reward points on Cash and Rent categoriesand E-Wallet Reload category

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Travel & lounge

Lounge access

  • 1 complimentary domestic airport lounge access per quarter, unlocked by spending ₹75,000 in the preceding calendar quarter (spends in the previous calendar quarter unlock access for the subsequent calendar quarter).
  • Present/swipe the card at the participating lounge to avail access.
  • Lounge access valid for up to 3 hours per visit.

Verifiedharvested from product page3 Aug 2026, 9:15 PM ISTICICI Bank

Travel benefit

  • 24x7 roadside assistance for one vehicle during card validity, including phone assistance, on-site repair, replacement/lost keys, flat tyre support, battery jumpstart/replacement, fuel delivery (up to 5 litres), towing (breakdown/accident/incorrect fuelling), customer conference calling and taxi support (up to 50 km).
  • Applicable only for Primary Cardholders on payment of joining/annual fee.
  • Not available if annual fee is waived off as per minimum spends criteria.

Verifiedharvested from product page3 Aug 2026, 9:15 PM ISTICICI Bank

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

2,000 ICICI Bank reward points as joining benefit on payment of the joining fee within 2 statement cycles, provided transactions of ₹5,000 and above are made within 45 days of card issuance (applicable only on cards charged a joining fee; only Primary Cardholders eligible).

Verifiedharvested from product page3 Aug 2026, 9:15 PM ISTICICI Bank

Concierge

24X7 Concierge Service (only valid on RuPay variants) for gift and flower delivery, restaurant referrals, car and limousine rentals, courier services, golf reservations, movie ticket sourcing assistance, IT returns filing and investment consultations, lost passport, luggage service and hospital admission agreement, available at 1800-26-78729.

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Insurance

  • Personal Accident Cover of up to ₹2 lakh (valid only on RuPay variants).
  • Claim intimation within 90 days of accident to Tata AIG (general.claims@tataaig.com & rupay@tataaig.com).

Verifiedharvested from product page3 Aug 2026, 9:15 PM ISTICICI Bank

Milestone benefit

  • BookMyShow offer (w.e.f. Jan 15, 2026): enjoy the BookMyShow offer by spending ₹25,000 or more in the preceding quarter.
  • The cycle repeats every quarter.
  • ICICI Bank HPCL Credit Card (all variants) is eligible for this offer.

VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)3 Aug 2026, 9:15 PM ISTICICI Bank

Eligibility

Eligibility

You must be between the ages of 21-65 years to be eligible to apply for the ICICI Bank HPCL Super Saver Credit Card.

VerifiedICICI Bank HPCL Super Saver Credit Card product page3 Aug 2026, 9:15 PM ISTICICI Bank

Charges & interest

Forex markup

Foreign currency transactions markup of 3.50% (a refund initiated by the customer on similar Foreign Currency transactions also attracts a 3.5% mark-up fee).

VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)3 Aug 2026, 9:15 PM ISTICICI Bank

Charge

  • Finance charges: 3.75% per month (45% p.a.) on retail and cash advances (w.e.f. Nov 15, 2024).
  • Add-on/Supplementary card fee: ₹199 per annum (w.e.f. Nov 15, 2024).
  • Card replacement fee: ₹100 (₹200 w.e.f. July 1, 2024).
  • Cash advance transaction fee: 2.5% of advanced amount, min ₹500.
  • Dynamic Currency Conversion fee: 1% currently, rising to 3.5% w.e.f. Jan 15, 2026.
  • Rent Pay: 1% of transaction (MCC 6513).
  • Fuel transaction fee: 1% on fuel transactions exceeding ₹10,000 (w.e.f. Nov 15, 2024).
  • Utility transaction fee: 1% on utility payments exceeding ₹50,000 (w.e.f. Nov 15, 2024).
  • Transportation transaction fee: 1% on transactions exceeding ₹50,000 (w.e.f. Jan 15, 2026).
  • Education payment fee: 1% on education payments via third-party apps (w.e.f. Nov 15, 2024).
  • Skill-Based Gaming: 2% of transaction amount (w.e.f. Jan 15, 2026).
  • Wallet Load: 1% on wallet load of ₹5,000 or more (w.e.f. Jan 15, 2026).
  • Over-limit charges: 2.50% of over-limit amount, min ₹550.
  • Fee on cash payment at branches: ₹100 per transaction (₹150 w.e.f. Jan 15, 2026).
  • Late payment charges: None below ₹100.
  • ₹100 (₹100-500).
  • ₹500 (₹501-1,000).
  • ₹600 (₹1,001-5,000).
  • ₹750 (₹5,001-10,000).
  • ₹900 (₹10,001-25,000).
  • ₹1,100 (₹25,001-50,000).
  • ₹1,300 (above ₹50,000).
  • Return of cheque / Auto-Debit return fee: 2% of Total Amount Due (min ₹500) plus ₹50 + GST.
  • GST at 18% applicable on all fees, interest, surcharge and other charges.

VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)3 Aug 2026, 9:15 PM ISTICICI Bank

Fuel surcharge waiver

  • 4% cashback on fuel purchases at HPCL fuel pumps (capped at ₹200 per month, no minimum spend threshold) PLUS 1% fuel surcharge waiver at HPCL outlets (transaction between ₹400 and ₹4,000).
  • Additional 1.5% cashback as 6 Happy Coins per ₹100 spent via HP Pay App on fuel purchases at HPCL retail outlets.
  • Benefit applies to spends at HPCL fuel pumps only.

Verifiedharvested from product page3 Aug 2026, 9:15 PM ISTICICI Bank

Interest-free period

  • Interest-free period ranges from 18 to 48 days, with a grace period of 3 days after the payment due date.
  • No interest-free period applies if the Total Amount Due is not paid by the payment due date plus 3 days grace.

VerifiedMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)3 Aug 2026, 9:15 PM ISTICICI Bank

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the ICICI Bank HPCL Super Saver Credit Card?

Officially traced: Rs. 500 (2nd year onwards) + GST.

ICICI Bank HPCL Super Saver Credit Card product page

What is the joining fee on the ICICI Bank HPCL Super Saver Credit Card?

Officially traced: Rs. 500 (first year).

Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)

Is the ICICI Bank HPCL Super Saver Credit Card annual fee ever waived?

Annual fee waiver from 2nd anniversary year onwards if total spends on the card are equal to or more than Rs. 1,50,000 during the previous anniversary year.

harvested from product page

How does the ICICI Bank HPCL Super Saver Credit Card earn rewards?

5% back as ICICI Bank reward points (20 points per Rs. 100) on utilities (groceries, telecom, government, tax) and departmental stores, capped at 400 reward points per statement cycle. 2 ICICI Bank reward points per Rs. 100 on all other.

harvested from product page

What lounge access does the ICICI Bank HPCL Super Saver Credit Card include?

1 complimentary domestic airport lounge access per quarter, unlocked by spending Rs. 75,000 in the preceding calendar quarter (spends in the previous calendar quarter unlock access for the subsequent calendar quarter).

harvested from product page

What welcome benefit does the ICICI Bank HPCL Super Saver Credit Card offer?

2,000 ICICI Bank reward points as joining benefit on payment of the joining fee within 2 statement cycles, provided transactions of Rs. 5,000 and above are made within 45 days of card issuance (applicable only on cards charged a joining fee.

harvested from product page

What are the transfer ratios for ICICI Bank HPCL Super Saver Credit Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pageMost Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers HPCL Super Saver)harvested from product page

Official terms

https://www.icici.bank.in/personal-banking/cards/credit-card/hpcl-super-saver.

VerifiedICICI Bank HPCL Super Saver Credit Card product page3 Aug 2026, 9:15 PM ISTICICI Bank

Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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