BOBCARD Cma One
BOBCARD
Annual / renewal fee
Zero annual fee (lifetime-free).
VerifiedCma One product page17 Aug 2026, 4:42 PM ISTBOBCARD
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Cma One by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Annual / renewal fee
Zero annual fee (lifetime-free).
VerifiedCma One product page17 Aug 2026, 4:42 PM ISTBOBCARD
Fee waiver
Confirm on the official page
Official source not yet captured
Rewards
Redemption value
All accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25.
VerifiedCma One — official product page17 Aug 2026, 4:42 PM ISTBOBCARD
Reward cap
- 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle.
- Further spends earn at the regular earn rate.
VerifiedCma One — official product page17 Aug 2026, 4:42 PM ISTBOBCARD
Reward exclusion
- No Reward Points are earned on fuel transactions.
- Reward program is not applicable on select MCCs and Fuel.
- UPI transactions are eligible only for core Reward Points and do not qualify for bonus rewards.
VerifiedCma One — official product page17 Aug 2026, 4:42 PM ISTBOBCARD
Travel & lounge
Lounge access
- 12 complimentary domestic airport lounge access passes (3 per quarter) at partner domestic lounges.
- Requires min. net spend of ₹40,000 in preceding calendar quarter.
- Card must be validated by a nominal ₹2 swipe.
- 5-hour cooling period per lounge outlet.
VerifiedCma One product page17 Aug 2026, 4:42 PM ISTBOBCARD
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- 500 reward points on spend of ₹5,000 and above within 60 days of card issuance.
- Plus complimentary FitPass Pro membership (welcome gift).
VerifiedCma One product page17 Aug 2026, 4:42 PM ISTBOBCARD
Dining benefit
12-months FITPASS PRO membership as a fit welcome gift (applicable only for cards issued on or after 1st August 2026; membership code sent to registered email within 30 days of card issuance).
VerifiedCma One — official product page17 Aug 2026, 4:42 PM ISTBOBCARD
Insurance
- Insurance covers only to the extent of Accidental Death of the primary cardholder.
- Natural death is not covered.
- Insurance facility available from day of card issuance to primary cardholders only.
VerifiedCma One — governing document (side-door search)17 Aug 2026, 4:42 PM ISTBOBCARD
Milestone benefit
Additional 4,000 reward points every quarter on spending more than ₹1 Lac or your card's credit limit (whichever is higher).
VerifiedCma One product page17 Aug 2026, 4:42 PM ISTBOBCARD
Eligibility
Eligibility
Salaried Customers: ₹3 lakhs net annual income or above.
VerifiedCma One product page17 Aug 2026, 4:42 PM ISTBOBCARD
Charges & interest
Charge
- Contactless transactions: No PIN required for a single transaction of less than ₹5,000.
- For transactions more than ₹5,000 the credit card PIN must be entered (max ₹5,000 per single contactless transaction in India).
Verifiedharvested from product page17 Aug 2026, 4:42 PM ISTBOBCARD
Fuel surcharge waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
VerifiedCma One product page17 Aug 2026, 4:42 PM ISTBOBCARD
Interest-free period
20 to 50 days in case there is no previous outstanding.
VerifiedCma One — governing document (side-door search)17 Aug 2026, 4:42 PM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Cma One?
Officially traced: Zero annual fee (lifetime-free).
Cma One product pageWhat lounge access does the Cma One include?
12 complimentary domestic airport lounge access passes (3 per quarter) at partner domestic lounges.
Cma One product pageWhat welcome benefit does the Cma One offer?
500 reward points on spend of Rs. 5,000 and above within 60 days of card issuance.
Cma One product pageWhat are the transfer ratios for Cma One points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.bobcard.co.in/credit-card-types/cma-one.
VerifiedCma One product page17 Aug 2026, 4:42 PM ISTBOBCARD
Verified 2026-08-17 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
( Continue exploring )