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Premium credit cards: annual fee of ₹10,000 or more

17 credit cards whose banks state an annual fee of ₹10,000 or more, highest first, with what each one offers in the bank's own words.

Updated 18 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.

  1. 1838 Reserve ICICI Bank Credit Card

    ICICI Bank

    • ₹1,75,000 + GST

  2. HSBC Taj Credit Card

    HSBC India

    • There is also an annual fee INR1,10,000, which is paid annually once you've had the card for 12 months.

  3. American Express Platinum Card

    American Express

    • Annual fee

      ₹66,000 + GST

    • Renewal fee

      Second year onwards: ₹66,000 (first year: ₹66,000)

  4. Axis Bank Reserve Credit Card

    Axis Bank

    • ₹50,000

  5. FIRST Private

    IDFC FIRST Bank

    • ₹25,000 + GST

  6. Beyond Credit Card

    Standard Chartered India

    • ₹25,000 + GST

  7. Premier Credit Card

    HSBC India

    • ₹20,000

      INR20,000, but this is waived for HSBC qualified Premier customers with a Premier relationship in India

  8. Times Black ICICI Bank Credit Card

    ICICI Bank

    • ₹20,000 + GST

  9. Axis Bank Magnus Credit Card

    Axis Bank

    • Annual fee

      Annual fee ₹12,500 + Taxes; waived off on spend of ₹25 Lakhs in preceding year

    • Renewal fee

      ₹12,500

  10. Infinia Metal Credit Card

    HDFC Bank

    • ₹12,500 + GST

  11. Gaj Credit Card

    IDFC FIRST Bank

    • ₹12,500 + GST

  12. ICICI Bank Emeralde Private Metal Credit Card

    ICICI Bank

    • ₹12,499 + GST

  13. NEXTERIA Credit Card

    Union Bank of India

    • ₹12,499

  14. ICICI Bank Emeralde Credit Card

    ICICI Bank

    • ₹12,000 + GST

  15. American Express Platinum Reserve Credit Card

    American Express

    • ₹10,000 + GST

  16. ICICI Bank Emirates Emeralde Credit Card

    ICICI Bank

    • ₹10,000

      ₹10,000 + Goods and Services Tax (GST)

  17. Solitaire Credit Card

    IndusInd Bank

    • ₹10,000

      INR 10,000 (waived off on spends of INR 10 lakhs or more in previous anniversary year)