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Zero forex markup credit cards

27 credit cards whose banks set the foreign currency markup at 0%, in the bank's own words and linked to the document.

Updated 16 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.

  1. BOBCARD Etihad Guest Premium

    BOBCARD

    • 0%

    Annual fee ₹5,000 + GST

  2. BOBCARD Scapia Credit Card

    BOBCARD

    • 0%

    Annual fee ₹0

  3. Uni GoldX Card

    BOBCARD

    • 0%

    Annual fee ₹0

  4. DBS Vantage Card

    DBS Bank India

    • 0%

    Annual fee From the second year onwards: DBS Treasures Elite customers Rs. 10,000; DBS Treasures customers Rs. 20,000; Any other segment/NTB customer Rs. 50,000

  5. DCB Niyo Credit Card

    DCB Bank

    • 0%

    Annual fee ₹0

  6. 1838 Reserve ICICI Bank Credit Card

    ICICI Bank

    • 0%

    Annual fee ₹1,75,000 + GST

  7. Ashva Credit Card

    IDFC FIRST Bank

    • 0%

    Annual fee The Ashva Credit Card comes with a Joining Fee of ₹2,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹2,999 + GST.

  8. Diamond Reserve

    IDFC FIRST Bank

    • 0%

    Annual fee ₹3,000 + GST

  9. FIRST Classic

    IDFC FIRST Bank

    • 0%

    Annual fee ₹0

  10. FIRST Digital RuPay Credit Card

    IDFC FIRST Bank

    • 0%

    Annual fee ₹199 + GST

  11. FIRST EA₹N Credit Card

    IDFC FIRST Bank

    • 0%

    Annual fee ₹499 + GST

  12. FIRST Millennia

    IDFC FIRST Bank

    • 0%

    Annual fee ₹0

  13. FIRST Power & Power+

    IDFC FIRST Bank

    • 0%

    Annual fee ₹499 + GST

  14. FIRST Private

    IDFC FIRST Bank

    • 0%

      0% forex markup

    Annual fee ₹25,000 + GST

  15. FIRST Select

    IDFC FIRST Bank

    • 0%

    Annual fee ₹0

  16. FIRST SWYP

    IDFC FIRST Bank

    • 0%

    Annual fee ₹499 + GST

  17. FIRST Wealth

    IDFC FIRST Bank

    • 0%

      Zero Forex Markup on all international spends

    Annual fee ₹0

  18. FIRST WOW!

    IDFC FIRST Bank

    • 0%

    Annual fee ₹0

  19. FIRST WOW! Black Credit Card

    IDFC FIRST Bank

    • 0%

    Annual fee ₹750 + GST

  20. Gaj Credit Card

    IDFC FIRST Bank

    • 0%

    Annual fee ₹12,500 + GST

  21. Hello Cashback

    IDFC FIRST Bank

    • 0%

    Annual fee ₹1,000 + GST

  22. LIC Select Credit Card

    IDFC FIRST Bank

    • 0%

    Annual fee There is absolutely no Joining/ Membership/ Annual fee applicable on LIC IDFC FIRST Bank Credit Cards. Your card is free for life.

  23. Mayura Credit Card

    IDFC FIRST Bank

    • 0%

    Annual fee The Mayura Credit Card comes with a Joining Fee of ₹5,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹5,999 + GST. The Joining Fee will be levied on credit card application approval.

  24. Quantum+ Credit Card

    IDFC FIRST Bank

    • 0%

    Annual fee ₹0

  25. IndusInd Bank PIONEER Private Credit Card

    IndusInd Bank

    • 0%

      0% foreign currency mark-up on all transactions

    Annual fee Annual maintenance fee of Rs 25K, waived upon spending Rs 10L or more in the previous year; Rs 50k to be charged if the client is downgraded from PIONEER Private status

  26. Solitaire Credit Card

    IndusInd Bank

    • 0%

    Annual fee ₹10,000

  27. Kotak Solitaire Credit Card

    Kotak Mahindra Bank

    • 0%

      Zero forex mark-up on all international transactions

    Annual fee ₹0