IndusInd Bank PIONEER Private Credit Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Open to new applications · Earns points
First-year fee
₹0
Nil joining feeAnnual fee
Annual maintenance fee of ₹25K, waived upon spending ₹10L or more in the previous year; ₹50k to be charged if the client is downgraded from PIONEER Private status
What it gives back
Up to 3 reward points for every ₹100 spent
How it compares
Compared with the cards we have read
Fees
Annual fee
Annual maintenance fee of ₹25K, waived upon spending ₹10L or more in the previous year; ₹50k to be charged if the client is downgraded from PIONEER Private status
Joining fee
₹0Nil joining fee
Welcome offer
Welcome benefit
Spend 1 Lakh in first 30 days and get bonus reward points of 6000.
Rewards
Reward rate
Up to 3 reward points for every ₹100 spent
Utilities earning
Earn 0.7 Reward Points on certain spends like utilities, govt institutions, education etc.
Voucher and product redemption
Walk away with best-in-class offers from IndusMoments; Nil redemption fee.
Airline and hotel partners points may move to
1 Reward Point = 1 Air mile.
Card benefits
Lounge benefit
Unlimited international and domestic airport lounge access for primary and add-on cardholders along with complimentary 12 guest visits at airport lounge outside India.
Priority Pass
Priority Pass used for airport lounges in India is chargeable; Credit card used for airport lounges outside India is chargeable.
Hotel or travel programme
Complimentary Postcard hotel vouchers
Hotel or travel programme
Visa Infinite Cardholders can enjoy 25% off retail rates on Airport Fast Track immigration service at over 450 destinations worldwide.
Golf
Unlimited domestic golf games and lessons and 4 international golf games complimentary every year.
Concierge
With our 24X7 Concierge, we’ll be there for instant assistance at your beck and.
Concierge
Holiday Planning, Roadside Assistance, Gifting Arrangement, Car Rental Services.
Benefit given each anniversary year
Commemorate the turn points of your spending arc with Taj experiences gift certificate worth 1 lakh on spends of ₹75 Lakhs within an anniversary year
Movie or entertainment ticket benefit
2 complimentary movie tickets in a month; 3 complimentary non-movie tickets in a quarter; non-movie tickets capped at ₹1000 each; movie tickets have no capping of amount.
Movies and entertainment
Non-Movie discount is 20% up to ₹700 per transaction or per card per month; Non-Movie Quota remains unchanged at ₹2,600 for the year
Also included
Fuel surcharge waiver
Fuel surcharge waiver across all petrol pumps in India.
Insurance benefit
Overseas health insurance, Air accident Cover, International Travel Insurance, Total Protect and Hole in One Insurance (Golf)
Lost card liability
Lost Card Liability covers Lost Card, Counterfeiting/Skimming/Phishing and Online Fraud Protection.
Medical and hospitalisation cover
Infinite cardholders: Up to USD 1,000 per claim up to a limit of USD 1,000 per annum
Medical and hospitalisation cover
Overseas health insurance up to USD 25,000
Travel insurance
International Travel Insurance applicable for Loss of checked baggage, Loss of passport, Loss of ticket, Missed flight connection.
Charges
Forex markup
0% on foreign currency transactions.0% foreign currency mark-up on all transactions
Cash advance feeLate payment fee
Waived
Interest on unpaid balance
Rate of interest as low as 2% per month.
Interest-free period
Up to 50 days
Reward redemption fee
Nil redemption fee for direct redemption with merchant.
GST note
GST on fuel surcharge as per standard rate shall be applicable and borne by the Cardholder
Over-limit fee
Not offered (no over-limit fees)
Eligibility
Eligibility
Issued exclusively to IndusInd Pioneer Private Customers only; one Pioneer Private Credit card per eligible group at bank's discretion subject to bank's credit policy. Annual maintenance fee of ₹25K, waived upon spendi