Kotak Solitaire Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns Air Miles

First-year fee

₹0

Annual fee

₹0

Nil (Rs. 25,000 will be charged if downgraded from Kotak Solitaire Program)

What it gives back

3 Air Miles per ₹100 · everyday spends

Read from 7 Kotak Mahindra Bank documents, last checked 19 Oct 2026.

How it compares

Compared with the cards we have read

No forex markup: one of 29 cards that state none, out of the 292 open cards whose forex markup we have read.

Fees

Rewards

Reward rate
3 Air Miles per ₹100 · everyday spends10 Air Miles per ₹100 on flights and hotels via Kotak Unbox; 3 Air Miles per ₹100 on other purchases.

Charges

Forex markup
0%Zero forex mark-up on all international transactions
Cash advance fee
1% on advance amount
Interest on unpaid balance
3.50% monthly rate, 42.00% annual rate (APR)
Interest-free period
18-48 days or 21-51 days, depending on the Payment Due Date
Late payment fee
₹0 to ₹1,300 by outstanding balance.