DBS Vantage Card
DBS Bank India
Annual / renewal fee
₹20,000 (plus applicable GST).
VerifiedMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)2 Aug 2026, 6:05 AM ISTDBS Bank India
Earn rate
- 4 Vantage Points per ₹200 spent on domestic purchases.
- 8 Vantage Points per ₹200 spent on international purchases (excluding Singapore).
- 4 Vantage Points per ₹200 on Singapore transactions.
VerifiedDBS Vantage Card product page2 Aug 2026, 6:05 AM ISTDBS Bank India
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at dbs.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at dbs.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
DBS Vantage Card by DBS Bank India. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹20,000 (plus applicable GST).
VerifiedMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)2 Aug 2026, 6:05 AM ISTDBS Bank India
Annual / renewal fee
₹20,000 (plus applicable GST).
VerifiedMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)2 Aug 2026, 6:05 AM ISTDBS Bank India
Fee waiver
Confirm on the official page
Official source not yet captured
Renewal fee
₹20,000 + GST (annual/renewal fee).
VerifiedMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)2 Aug 2026, 6:05 AM ISTDBS Bank India
Rewards
- 4 Vantage Points per ₹200 spent on domestic purchases.
- 8 Vantage Points per ₹200 spent on international purchases (excluding Singapore).
- 4 Vantage Points per ₹200 on Singapore transactions.
VerifiedDBS Vantage Card product page2 Aug 2026, 6:05 AM IST
Travel & lounge
Lounge access
- Unlimited domestic & international airport lounge access year round (via LoungeKey).
- Complimentary access for Primary Cardholder only.
- Accompanying guests incur a lounge visit fee charged to the Primary Cardholder.
Verifiedharvested from product page2 Aug 2026, 6:05 AM ISTDBS Bank India
Hotel benefit
- Choice of one luxury hotel membership from Taj Epicure / ITC Culinaire / Club Marriott, valid for 1 year from date of membership booking.
- Not auto-renewed.
VerifiedDBS Vantage Card product page2 Aug 2026, 6:05 AM ISTDBS Bank India
Travel benefit
- Cancel For Any Reason (CFAR) cover on flight/hotel bookings via DBS Delights: reimbursement of non-refundable amount if booking cancelled at least 24 hours before travel.
- Eligible cover ₹1,00,000 for international flight & hotel bookings and ₹10,000 for domestic, usable across a maximum of two transactions during the policy period.
Verifiedharvested from product page2 Aug 2026, 6:05 AM ISTDBS Bank India
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Welcome bonus of 10,000 Vantage Points on making first transaction within 30 days of card activation and payment of joining fee.
- Plus choice of 1 complimentary hotel membership (Taj Epicure / ITC Culinaire / Club Marriott).
VerifiedDBS Vantage Card product page2 Aug 2026, 6:05 AM ISTDBS Bank India
Concierge
2 complimentary airport meet & greet concierge services in one calendar year, enabled on crossing spends of ₹3,00,000 in an anniversary year.
Verifiedharvested from product page2 Aug 2026, 6:05 AM ISTDBS Bank India
Eligibility
Eligibility
- Card upgrade consent provisions do not apply to DBS Vantage Card.
- Multiple credit cards mapped to one customer share a combined aggregate limit.
- Cash withdrawal limit is 10% of credit limit.
VerifiedMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)2 Aug 2026, 6:05 AM ISTDBS Bank India
Charges & interest
Forex markup
Confirm on the official page
Official source not yet captured
Charge
- Finance/Overdue interest (APR): 42-48% per annum (3.5%-4% per month).
- Cash withdrawal charges: flat 2.5% of cash amount (minimum ₹500).
- Finance charge on unpaid cash 4% per month/48% per annum from transaction date.
- Card replacement: ₹3000 per reissued card.
- Physical statement / re-print: ₹100 per statement.
- Digital statement prior to 2 years: ₹100 per statement.
- Return payment charges: ₹500 per instance.
- Cash payment at branches: ₹250 per bill payment.
- Fee on rental transactions (w.e.f. 12 Nov 2024): 1% of transaction amount or ₹199, whichever is higher (MCC 6513).
- Reward Redemption Fee: ₹99 + GST per redemption.
- Late Payment Charges: Nil up to ₹100.
- ₹99 for >₹100 up to ₹500.
- ₹499 for >₹500 up to ₹5,000.
- 10% of TAD >₹5,000 subject to max ₹1299.
- Charge slip retrieval: ₹100.
- GST 18% applicable on all fees, interest, surcharge and charges.
- (Utility, fuel, education, wallet-load and travel transaction fees are NOT applicable for DBS Vantage Card.).
VerifiedMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)2 Aug 2026, 6:05 AM ISTDBS Bank India
Fuel surcharge waiver
- Fuel Surcharge Waiver at 1% of eligible fuel transaction amounts.
- Minimum fuel transactions of ₹1000 and maximum of ₹6000, capped at ₹200 per billing cycle.
- GST on fuel surcharge will not be reversed.
VerifiedMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)2 Aug 2026, 6:05 AM ISTDBS Bank India
Interest-free period
- Interest free (grace) period ranges between 20 to 50 days, with an additional 3-day grace period after the payment due date.
- Not applicable if previous month's balance is not cleared in full.
VerifiedMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)2 Aug 2026, 6:05 AM ISTDBS Bank India
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the DBS Vantage Card?
Officially traced: Rs. 20,000 (plus applicable GST).
Most Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)What is the joining fee on the DBS Vantage Card?
Officially traced: Rs. 20,000 (plus applicable GST).
Most Important Terms & Conditions (MITC) – Consolidated (covers DBS Vantage Card)How does the DBS Vantage Card earn rewards?
4 Vantage Points per Rs. 200 spent on domestic purchases.
DBS Vantage Card product pageWhat lounge access does the DBS Vantage Card include?
Unlimited domestic & international airport lounge access year round (via LoungeKey).
harvested from product pageWhat welcome benefit does the DBS Vantage Card offer?
Welcome bonus of 10,000 Vantage Points on making first transaction within 30 days of card activation and payment of joining fee.
DBS Vantage Card product pageWhat are the transfer ratios for DBS Vantage Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the DBS Vantage Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.dbs.bank.in/in/credit-cards/vantage.html.
VerifiedDBS Vantage Card product page2 Aug 2026, 6:05 AM ISTDBS Bank India
Verified 2026-08-02 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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