IDFC FIRST Bank FIRST Power & Power+
IDFC FIRST Bank
Annual / renewal fee
- FIRST Power: ₹199 + GST.
- FIRST Power+: ₹499 + GST (joining/annual fee).
VerifiedFIRST Power & Power+ product page30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at idfcfirst.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at idfcfirst.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
FIRST Power & Power+ by IDFC FIRST Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
- FIRST Power+: ₹499 + GST (joining/annual fee).
- FIRST Power: ₹199 + GST.
VerifiedFIRST Power & Power+ product page30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Annual / renewal fee
- FIRST Power: ₹199 + GST.
- FIRST Power+: ₹499 + GST (joining/annual fee).
VerifiedFIRST Power & Power+ product page30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Fee waiver
- Annual fee waived on spending ₹1,50,000 in a year (Product Guide).
- Product page states waiver on yearly spending of ₹50,000 in the previous year.
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Rewards
Redemption value
- 1 Reward = ₹0.25.
- Rewards never expire.
- HP Pay App wallet upload: 3 Happy Coins on wallet upload, 1 Happy Coin earned on payment and 2 Happy Coins after 45 days of payment.
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Reward cap
- Fuel: max 2400 Rewards = ₹600/month.
- IDFC FASTag: max 200 Rewards = ₹50/month.
- Grocery & Utility: max 400 Rewards = ₹100/month.
- 3X Rewards on all UPI and other expenses: No Capping.
- HP Pay App Pay by QR: 6 Happy Coins up to ₹150 per month.
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Reward exclusion
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Travel & lounge
Lounge access
Complimentary domestic airport lounge access, once every quarter (on minimum monthly spend of ₹20,000 in the previous calendar month).
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Travel benefit
Complimentary Road-Side Assistance worth ₹1,399.
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Insurance
- ₹2 Lakh Personal Accident Cover.
- Complimentary Road-Side Assistance worth ₹1,399.
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Milestone benefit
- 25% discount on movie tickets up to ₹100, once every month.
- And complimentary domestic airport lounge access once every quarter on minimum monthly spend of ₹20,000 in the previous calendar month.
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Eligibility
Eligibility
- Joining Offer available to Primary Card Members only, once per cardholder.
- Only cardholders who have paid the Joining Fee are eligible.
- Fuel transactions eligible for rewards only if made at authorized HPCL fuel stations.
- Minimum transaction value of ₹150 required to earn rewards.
VerifiedFIRST Power & Power+ Welcome Offer Benefits (program terms)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Charges & interest
Forex markup
Confirm on the official page
Official source not yet captured
Fuel surcharge waiver
- 5% savings on fuel at HPCL authorized fuel stations (30X Rewards), plus 1.5% savings as payback points on all fuel purchases through HP Pay App by HPCL.
- Fuel Surcharge waiver included in Fuel savings.
- Minimum transaction value of ₹150 required to earn rewards.
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Interest-free period
Interest-free ATM cash withdrawals for up to 48 days.
VerifiedFIRST Power+ Product Guide (rewards/program terms & benefits)30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the FIRST Power & Power+?
Officially traced: FIRST Power: Rs. 199 + GST.
FIRST Power & Power+ product pageWhat is the joining fee on the FIRST Power & Power+?
Officially traced: FIRST Power+: Rs. 499 + GST (joining/annual fee).
FIRST Power & Power+ product pageIs the FIRST Power & Power+ annual fee ever waived?
Annual fee waived on spending Rs. 1,50,000 in a year (Product Guide).
FIRST Power+ Product Guide (rewards/program terms & benefits)What lounge access does the FIRST Power & Power+ include?
Complimentary domestic airport lounge access, once every quarter (on minimum monthly spend of Rs. 20,000 in the previous calendar month).
FIRST Power+ Product Guide (rewards/program terms & benefits)What are the transfer ratios for FIRST Power & Power+ points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.idfcfirst.bank.in/credit-card/hpcl-power-fuel-credit-card.
VerifiedFIRST Power & Power+ product page30 Jul 2026, 10:25 AM ISTIDFC FIRST Bank
Verified 2026-07-30 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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