Lists
Credit cards with grocery rewards
30 credit cards whose banks state a reward or cashback rate for grocery spends, each in the bank's own words.
Updated 19 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.
- AU Small Finance Bank1
- Axis Bank1
- DBS Bank India1
- Federal Bank1
- HDFC Bank8
- HSBC India1
- ICICI Bank2
- IDFC FIRST Bank2
- RBL Bank1
- SBI Card9
- South Indian Bank1
- Standard Chartered India1
- Union Bank of India1
AU Small Finance Bank
CheQ AU Credit Card
10 CheQ Points per ₹200 spent on Online Shopping, Travel, Food Delivery, Online Grocery covering 10,000+ brands through CheQ UPI and Visa Variant of CheQ AU Card
Annual fee ₹0
Axis Bank
Axis Bank Select Credit Card
Earn 2X per ₹200 on ‘Retail Shopping’ spends · Retail shopping will include spends across: Dept Stores, Grocery Stores, Clothing and Accessory Stores
Annual fee ₹3,000
DBS Bank India
DBS Spark Credit Card
Bonus 20X Cash Points of up to 7000 Cash Points on monthly spends of over ₹20,000 on Utility, Dining & Grocery
Annual fee ₹499
Federal Bank
Federal Bank VISA Imperio Credit Card
3x rewards on spends for Health Care, Grocery categories
Annual fee ₹0
HDFC Bank
HDFC Bank Millennia Credit Card
Amazon Grocery purchase earns 5% Reward Points
Annual fee ₹1,000 + GST
HDFC Bank UPI RuPay Credit Card
3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
Annual fee ₹99 + GST
IndianOil HDFC Bank Credit Card
Earn 5% Fuel Points on Groceries & Bill Payments (max 100 points/month per category)
Annual fee ₹500
Swiggy BLCK HDFC Bank Credit Card
10% CashBack on Swiggy application (Food ordering, Instamart & Dineout)
Annual fee ₹1,000
Tata Neu Infinity HDFC Bank Credit Card
1.5% NeuCoins on the eligible Grocery/Insurance/Utility/Telecom&Cable transactions
Annual fee ₹1,499 + GST
HSBC India
ICICI Bank
ICICI Bank Parakram Credit Card
5 accelerated reward points for every ₹100 spent at grocery stores, department stores and Canteen Stores Departments (CSD)
Annual fee ₹0
ICICI Bank Parakram Select Credit Card
10 reward points per ₹100 at grocery stores; department stores and CSDs (max 1,000 points per month)
Annual fee ₹0
IDFC FIRST Bank
FIRST Power & Power+
FIRST Power+: 30X Reward Points on Grocery; FIRST Power: 15X Reward Points on Grocery (for every ₹150 spent)
Annual fee ₹499 + GST
LIC Select Credit Card
5X Rewards on Essentials (Grocery, Utilities, Railways, FASTag, Education and Government payments) up to 600 RP per month
Annual fee There is absolutely no Joining/ Membership/ Annual fee applicable on LIC IDFC FIRST Bank Credit Cards. Your card is free for life.
RBL Bank
Platinum Maxima Plus Credit Card
10 reward points for every INR 100 when you use your card for grocery
Annual fee ₹2,500
SBI Card
BPCL SBI Card
5 Reward Points on every Rs. 100 spent at Grocery and Departmental Stores, up to 5000 Reward Points per month
Annual fee ₹499 + GST
BPCL SBI Card OCTANE
10 Reward Points on every Rs. 100 spent at Grocery and Departmental Stores, up to 7,500 Reward Points per month
Annual fee ₹1,499
Karur Vysya Bank SBI Card Elite
5X Reward Points on dining, departmental stores and grocery spends
Annual fee ₹4,999 + GST
Karur Vysya Bank SBI Card Prime
10 reward points on dining, departmental stores and grocery spends
Annual fee ₹2,999 + GST
Karur Vysya Bank SBI Signature Credit Card
5X Reward Points on all Dining, Departmental Stores and Grocery spends
Annual fee ₹4,999 + GST
SBI Card ELITE
5X Reward Points on dining, departmental stores and grocery spends
Annual fee ₹4,999 + GST
SBI Card PRIME
10 reward points on dining, departmental stores and grocery spends
Annual fee ₹2,999 + GST
SimplySAVE SBI Card
10X Reward Points per Rs. 150 spent on dining, movies, departmental stores and grocery
Annual fee ₹499 + GST
UCO Bank SBI Card ELITE
5X Reward Points on dining, departmental stores and grocery spends
Annual fee ₹4,999 + GST
South Indian Bank
South Indian Bank SBI Platinum Card
10 Points per Rs. 100/- spent on dining, groceries, and department store purchases
Annual fee ₹2,999 + GST