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Credit cards with grocery rewards

30 credit cards whose banks state a reward or cashback rate for grocery spends, each in the bank's own words.

Updated 19 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.

AU Small Finance Bank

  1. CheQ AU Credit Card

    • 10 CheQ Points per ₹200 spent on Online Shopping, Travel, Food Delivery, Online Grocery covering 10,000+ brands through CheQ UPI and Visa Variant of CheQ AU Card

    Annual fee ₹0

Axis Bank

  1. Axis Bank Select Credit Card

    • Earn 2X per ₹200 on ‘Retail Shopping’ spends · Retail shopping will include spends across: Dept Stores, Grocery Stores, Clothing and Accessory Stores

    Annual fee ₹3,000

DBS Bank India

  1. DBS Spark Credit Card

    • Bonus 20X Cash Points of up to 7000 Cash Points on monthly spends of over ₹20,000 on Utility, Dining & Grocery

    Annual fee ₹499

Federal Bank

  1. Federal Bank VISA Imperio Credit Card

    • 3x rewards on spends for Health Care, Grocery categories

    Annual fee ₹0

HDFC Bank

  1. HDFC Bank Millennia Credit Card

    • Amazon Grocery purchase earns 5% Reward Points

    Annual fee ₹1,000 + GST

  2. HDFC Bank UPI RuPay Credit Card

    • 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions

    Annual fee ₹99 + GST

  3. IndianOil HDFC Bank Credit Card

    • Earn 5% Fuel Points on Groceries & Bill Payments (max 100 points/month per category)

    Annual fee ₹500

  4. Paytm Select Credit Card

    • 3% CashPoints on Swiggy, AJIO, Big Basket & Uber

    Annual fee ₹1,000 + GST

  5. PIXEL Play Credit Card

    • Up to 5% cashback (Reliance Smart Bazaar and Blinkit)

    Annual fee ₹500 + GST

HSBC India

  1. Live+ Card

    • 10% cashback on groceries, shopping and utility spends

    Annual fee ₹999

ICICI Bank

  1. ICICI Bank Parakram Credit Card

    • 5 accelerated reward points for every ₹100 spent at grocery stores, department stores and Canteen Stores Departments (CSD)

    Annual fee ₹0

  2. ICICI Bank Parakram Select Credit Card

    • 10 reward points per ₹100 at grocery stores; department stores and CSDs (max 1,000 points per month)

    Annual fee ₹0

IDFC FIRST Bank

  1. FIRST Power & Power+

    • FIRST Power+: 30X Reward Points on Grocery; FIRST Power: 15X Reward Points on Grocery (for every ₹150 spent)

    Annual fee ₹499 + GST

  2. LIC Select Credit Card

    • 5X Rewards on Essentials (Grocery, Utilities, Railways, FASTag, Education and Government payments) up to 600 RP per month

    Annual fee There is absolutely no Joining/ Membership/ Annual fee applicable on LIC IDFC FIRST Bank Credit Cards. Your card is free for life.

RBL Bank

  1. Platinum Maxima Plus Credit Card

    • 10 reward points for every INR 100 when you use your card for grocery

    Annual fee ₹2,500

SBI Card

  1. BPCL SBI Card

    • 5 Reward Points on every Rs. 100 spent at Grocery and Departmental Stores, up to 5000 Reward Points per month

    Annual fee ₹499 + GST

  2. BPCL SBI Card OCTANE

    • 10 Reward Points on every Rs. 100 spent at Grocery and Departmental Stores, up to 7,500 Reward Points per month

    Annual fee ₹1,499

  3. Karur Vysya Bank SBI Card Elite

    • 5X Reward Points on dining, departmental stores and grocery spends

    Annual fee ₹4,999 + GST

  4. Karur Vysya Bank SBI Card Prime

    • 10 reward points on dining, departmental stores and grocery spends

    Annual fee ₹2,999 + GST

  5. Karur Vysya Bank SBI Signature Credit Card

    • 5X Reward Points on all Dining, Departmental Stores and Grocery spends

    Annual fee ₹4,999 + GST

South Indian Bank

  1. South Indian Bank SBI Platinum Card

    • 10 Points per Rs. 100/- spent on dining, groceries, and department store purchases

    Annual fee ₹2,999 + GST

Standard Chartered India

  1. Manhattan Credit Card

    • 5% cashback at supermarkets

    Annual fee ₹999 + GST

Union Bank of India

  1. Union JCB Wellness Credit Card

    • 4 reward points per Rs.100 on spend towards Groceries

    Annual fee ₹999