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Karur Vysya Bank SBI Card Prime

SBI Card

Annual / renewal fee

₹2,999.

Verifiedkfs21 Aug 2026, 3:08 PM ISTSBI Card

Earn rate

Confirm on the official page

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You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-21
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.

Overview

Karur Vysya Bank SBI Card Prime by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

Confirm on the official page

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Annual / renewal fee

₹2,999.

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Fee waiver

Annual/Renewal fee of ₹2,999 waived off on annual spends of ₹3 Lakh or more in the preceding year.

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Renewal fee

₹2,999 (Waived off on annual spends of ₹3 Lakh or more in the preceding year).

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Rewards

Redemption value

  • Rewards Redemption Fee ₹99, applicable only on Physical products, Statement Credit & on Vouchers that are sent physically as specified in the individual product Terms & Conditions, for all cards except AURUM.
  • Reward Points accrued are valid for a period of 24 months (for all cards except AURUM).
  • If not redeemed within this period they expire and are forfeited on the last day of the 24th month.

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Travel & lounge

Lounge access

  • All Airport Lounge visits within India through International Lounge Access Programs (like Priority Pass program) will be charged a usage fee of up to USD 27 per visit + applicable taxes.
  • Lounge visits outside India through International Lounge Access Programs (like Priority Pass), after exhausting complimentary visits, will be charged a usage fee of up to USD 27 per visit + applicable taxes.

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Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

Confirm on the official page

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Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

3.5% Foreign Currency Transaction Fee (for all cards except AURUM, Elite, Prime NRI Secured, Tata Neu Infinity SBI Credit Card, SBI Card Miles Elite/Miles Prime/Miles).

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Interest-free period

20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).

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Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the Karur Vysya Bank SBI Card Prime?

Officially traced: Rs.2,999.

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Is the Karur Vysya Bank SBI Card Prime annual fee ever waived?

Annual/Renewal fee of Rs.2,999 waived off on annual spends of Rs.3 Lakh or more in the preceding year.

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What lounge access does the Karur Vysya Bank SBI Card Prime include?

All Airport Lounge visits within India through International Lounge Access Programs (like Priority Pass program) will be charged a usage fee of up to USD 27 per visit + applicable taxes.

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What are the transfer ratios for Karur Vysya Bank SBI Card Prime points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official terms

https://www.sbicard.com/en/cardholder-agreement.page.

Verifiedlounge_travel21 Aug 2026, 3:08 PM ISTSBI Card

Verified 2026-08-21 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.