Standard Chartered India Manhattan Credit Card
Standard Chartered India
Annual / renewal fee
₹999+GST (2nd year onwards).
VerifiedManhattan Credit Card — official product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Earn rate
5% cashback on groceries, 5% cashback at supermarkets, 5% cashback at departmental stores, and 3 reward points per ₹150 spent on other categories.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sc.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sc.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Manhattan Credit Card by Standard Chartered India. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
First Year Fee - ₹999.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Annual / renewal fee
₹999+GST (2nd year onwards).
VerifiedManhattan Credit Card — official product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Fee waiver
Renewal fee of ₹999 waived on annual spends of ₹1,20,000.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Renewal fee
Renewal Fee (2nd Year Onwards) - ₹999.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Rewards
5% cashback on groceries, 5% cashback at supermarkets, 5% cashback at departmental stores, and 3 reward points per ₹150 spent on other categories.
Verifiedharvested from product page18 Aug 2026, 11:36 AM IST
Redemption value
- Cashback redemption: minimum cashback balance of ₹1500 required to proceed with redemption.
- Cashback can be redeemed only in multiples of ₹500 (i.e. ₹1500, ₹2000, ₹2500 etc).
- Reward points redeemable only against products, vouchers or services featured in the rewards catalogue.
- Rewards Handling Charges ₹99 for redemption of reward points.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Reward cap
- Cashback applicable on minimum transaction of ₹1000.
- Maximum cashback of ₹500 every statement cycle and of ₹150 per transaction per statement cycle for all card(s) owned by the customer inclusive of any supplementary card(s).
- Minimum 500 points required to place a rewards redemption request.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Reward exclusion
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Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Earn 5,000 Reward Points on payment of joining fees (Reward Points credited within 60 days after realization of the joining fees).
- Threshold beyond payment of joining fees not stated on official source.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Eligibility
Eligibility
- The issue of Credit Card and assignment of Credit limit is subject to application satisfying the Bank's credit cards norms and other guidelines.
- Subject to documents being complete and accurate, it should take approximately 9 days to get your credit card approved.
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Charges & interest
Forex markup
- 3.5% transaction fee on all overseas transactions (includes charges paid out to Visa/Master for converting overseas transactions into INR).
- Transactions at merchant establishments registered overseas, even if merchant located in India, attract a charge of 1% from Visa/MasterCard included in the transaction amount.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Charge
- Annualized Percentage Rate (w.e.f. 1 May 2021): Monthly interest 3.75% pm (APR 45%).
- Instant credit card variants 1.99% pm (APR 23.88%).
- Cash transactions 3.75% pm (APR 45%).
- Late Payment Charges (w.e.f. 1 May 2024): ₹0 (outstanding <= ₹100), ₹100 (₹101-500), ₹500 (₹501-5,000), ₹700 (₹5,001-10,000), ₹1200 (> ₹10,000).
- Additional ₹100 late fee if Minimum Amount Due not received for 2 or more consecutive months.
- Cheque Bounce Charges ₹500.
- Over Limit Charges ₹500 per instance or 2.5% of overlimit amount (minimum ₹500).
- Card Replacement Fee NIL.
- Rewards Handling Charges ₹99.
- Cash Advance Fee 3% of cash withdrawal amount (minimum ₹300).
- Overseas Transactions 3.5% transaction fee (except Ultimate Card 2%).
- Merchants registered overseas attract 1% from Visa/MasterCard.
- Surcharges: Railway ₹25 or 2.5% (whichever higher), Petrol ₹10 or 1% (whichever higher).
- Rental payments (w.e.f. 2 April 2023): 1% processing fee on transaction amount + applicable taxes.
- GST at applicable rates.
- Cheque/Cash Pick up Fee ₹100 (overdue accounts).
- Cash Repayment Fee ₹299 for cash bill payment at any SCB branch.
- Paper Statement ₹99 per month (if customer opts for both paper and electronic statement).
- Branch Service Handling Charges ₹199 for service requests at branch.
- Phone Banking Self Service IVR calls FREE.
Verifiedharvested from product page2 Aug 2026, 9:15 PM ISTStandard Chartered India
Fuel surcharge waiver
Fuel surcharge: ₹10 or 1% of transaction (whichever is higher) on Petrol transactions (rate of surcharge may vary depending on acquiring bank).
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Interest-free period
- The Payment Due Date can be between 18 and 25 days after the Statement Date.
- Interest-free credit period can range from 18-48 days to 25-55 days depending on your Payment Due Date.
- The interest-free period does not apply for cash advances and revolving balances.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the joining fee on the Manhattan Credit Card?
Officially traced: First Year Fee - Rs. 999.
harvested from product pageIs the Manhattan Credit Card annual fee ever waived?
Renewal fee of Rs. 999 waived on annual spends of Rs. 1,20,000.
harvested from product pageHow does the Manhattan Credit Card earn rewards?
5% cashback on groceries, 5% cashback at supermarkets, 5% cashback at departmental stores, and 3 reward points per Rs. 150 spent on other categories.
harvested from product pageWhat welcome benefit does the Manhattan Credit Card offer?
Earn 5,000 Reward Points on payment of joining fees (Reward Points credited within 60 days after realization of the joining fees).
harvested from product pageWhat are the transfer ratios for Manhattan Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.sc.bank.in/credit-cards/manhattan-platinum.
Verifiedharvested from product page18 Aug 2026, 11:36 AM ISTStandard Chartered India
Verified 2026-08-18 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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