HDFC Bank Solitaire Credit Card
HDFC Bank
Annual / renewal fee
₹500 + GST annual fee.
VerifiedSolitaire Credit Card product page17 Aug 2026, 4:41 PM ISTHDFC Bank
Earn rate
- Reward Points earned on transaction amounts in multiples of ₹200.
- Residual amounts or transactions below ₹200 will not earn Reward Points.
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)5 Aug 2026, 2:45 AM ISTHDFC Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Solitaire Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Official source not yet captured
Annual / renewal fee
₹500 + GST annual fee.
VerifiedSolitaire Credit Card product page17 Aug 2026, 4:41 PM ISTHDFC Bank
Fee waiver
- Annual membership fee / renewal charges for next year waived on minimum spend of ₹50,000 per annum (Solitaire, grouped with Bharat CashBack / Teacher's Platinum).
- Excludes Cash on Call, Balance Transfer, Cash Withdrawal.
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)17 Aug 2026, 4:41 PM ISTHDFC Bank
Rewards
- Reward Points earned on transaction amounts in multiples of ₹200.
- Residual amounts or transactions below ₹200 will not earn Reward Points.
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)5 Aug 2026, 2:45 AM IST
Reward cap
Fair Usage Policy (as of Oct'23): maximum reward points that can be earned in a statement cycle for Solitaire is 15,000.
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)17 Aug 2026, 4:41 PM ISTHDFC Bank
Reward exclusion
- Rent payments and Government related transactions do not earn Reward Points on all cards (w.e.f 1 Jan 2023).
- EasyEMI and e-wallet loading transactions do not accrue Reward Points.
- Reward Points reversed if a retail transaction is converted into SmartEMI.
- Online Skill-Based gaming transactions do not earn Reward Points (w.e.f 1 Jul 2025).
- If Credit Card not used for more than 365 days, accrued Reward Points nullified.
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)17 Aug 2026, 4:41 PM ISTHDFC Bank
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Milestone benefit
- On crossing spends of ₹75,000 in 6 months, get a Gift Voucher worth ₹1,000.
- Get up to 2 vouchers in a year.
VerifiedSolitaire Credit Card — official product page17 Aug 2026, 4:41 PM ISTHDFC Bank
Eligibility
Eligibility
We are currently not accepting new applications for the HDFC Bank Solitaire Credit Card (card discontinued).
VerifiedSolitaire Credit Card product page17 Aug 2026, 4:41 PM ISTHDFC Bank
Charges & interest
Forex markup
Foreign Currency Transactions: 3.50% of transaction value (currency conversion rate as on settlement date applicable).
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)17 Aug 2026, 4:41 PM ISTHDFC Bank
Charge
- Cash advance fee: 2.5% or ₹500 whichever is higher.
- Finance charges (revolving credit & cash advances): 3.75% per month (45% p.a.).
- Cash Processing Fee: ₹100.
- Payment Return Charges: 2% of payment amount, min ₹450.
- Overlimit charges: 2.5% of overlimit amount, min ₹550.
- Rewards Redemption Fee: ₹99 per request.
- Cashback Redemption Charges: ₹50 per redemption.
- Balance Transfer Processing: 1% of BT amount or ₹250 whichever higher.
- Duplicate physical statement: ₹10.
- Reissue of lost/stolen/damaged card: ₹199 (non-metal).
- Add-on Card Fee: Lifetime Free.
- Dynamic currency conversion Markup Fee: 1.75% (w.e.f 15th May 2026) on transactions in INR at international location or at merchants located in India but registered overseas.
- Rent Pay: 1% (w.e.f 1st July 2025, capped ₹4999/txn).
- Fuel charges: 1% on fuel txn exceeding ₹15,000 (consumer), capped ₹4999/txn.
- Utility charges: 1% on utility spends exceeding ₹50,000/month (consumer), capped ₹4999/month.
- Education charges: 1% via third-party apps, capped ₹4999/txn.
- Online Skill based Gaming: 1% on spends exceeding ₹10,000/month (w.e.f 1st July 2025), capped ₹4999/month.
- Wallet Loading (excl PayZapp): 1% on spends exceeding ₹10,000/month (w.e.f 1st July 2025), capped ₹4999/month.
- Late Payment Charges (w.e.f 1st August'24): Nil up to ₹100.
- ₹100 (₹101-500).
- ₹500 (₹501-1,000).
- ₹600 (₹1,001-5,000).
- ₹750 (₹5,001-10,000).
- ₹900 (₹10,001-25,000).
- ₹1100 (₹25,001-50,000).
- ₹1300 (above ₹50,000).
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)17 Aug 2026, 4:41 PM ISTHDFC Bank
Fuel surcharge waiver
- 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000.
- Maximum waiver of ₹250 per statement cycle.
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)17 Aug 2026, 4:41 PM ISTHDFC Bank
Interest-free period
- Interest free (grace) period could range from 20 to 50 days, subject to the scheme applicable and submission of claims by the merchant.
- Not applicable if previous balance not cleared in full or if cash withdrawn from ATM.
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)17 Aug 2026, 4:41 PM ISTHDFC Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Solitaire Credit Card?
Officially traced: Rs. 500 + GST annual fee.
Solitaire Credit Card product pageIs the Solitaire Credit Card annual fee ever waived?
Annual membership fee / renewal charges for next year waived on minimum spend of Rs. 50,000 per annum (Solitaire, grouped with Bharat CashBack / Teacher's Platinum).
HDFC Bank Personal Credit Cards MITC (covers Solitaire)How does the Solitaire Credit Card earn rewards?
Reward Points earned on transaction amounts in multiples of Rs. 200.
HDFC Bank Personal Credit Cards MITC (covers Solitaire)What are the transfer ratios for Solitaire Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the Solitaire Credit Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
finance charge
Finance charges: 3.75% per month (45% per annum) on all other variants (excluding GST).
VerifiedHDFC Bank Personal Credit Cards MITC (covers Solitaire)17 Aug 2026, 4:41 PM ISTHDFC Bank
Official documents & verification
Official terms
https://www.hdfc.bank.in/credit-cards/solitaire-credit-card.
VerifiedSolitaire Credit Card product page17 Aug 2026, 4:41 PM ISTHDFC Bank
Verified 2026-08-17 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.