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COFFERCards. Points. Value.
ICICI Bank

1838 Reserve ICICI Bank Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

“By invitation only! Please get in touch with your Relationship Manager.”

First-year fee

₹1,75,000 + GST

Annual fee

₹1,75,000 + GST

What it gives back

3% reward points on domestic spends and 2% on international spends.

Read from 3 ICICI Bank documents, last checked 19 Oct 2026.

How it compares

Compared with the cards we have read

₹1,75,000 annual fee: of the 273 other open cards whose annual fee we have read, 273 state a lower one.

No forex markup: one of 29 cards that state none, out of the 292 open cards whose forex markup we have read.

Fees

  • Annual feeJoining fee

    ₹1,75,000 + GST

Rewards

  • Reward rate

    3% reward points on domestic spends and 2% on international spends.

Charges

  • Forex markup

    0%

  • Cash advance feeLate payment fee

    Nil

  • Interest on unpaid balance

    1.67% interest per month

  • Interest-free period

    18 to 48 days interest-free when you pay in full.

Eligibility

  • Eligibility

    By invitation only

How we know

3 documents from ICICI Bank, checked 19 Oct 2026.

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