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Times Black Icici Credit Card

ICICI Bank

Annual / renewal fee

  • First year Nil.
  • ₹20,000 from second year onwards.

VerifiedICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)3 Aug 2026, 8:25 PM ISTICICI Bank

Earn rate

  • 2% ICICI Bank reward points on all eligible domestic transactions.
  • 2.5% ICICI Bank reward points on all eligible international transactions.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-03
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

Times Black Icici Credit Card by ICICI Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

  • ₹20,000 (1st year).
  • Nil annual fee in 1st year.

VerifiedICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)3 Aug 2026, 8:25 PM ISTICICI Bank

Annual / renewal fee

  • First year Nil.
  • ₹20,000 from second year onwards.

VerifiedICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)3 Aug 2026, 8:25 PM ISTICICI Bank

Fee waiver

Annual fee reversed on spends of ₹25,00,000 in an anniversary year (spend threshold excludes rent, government and education payments).

VerifiedICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)3 Aug 2026, 8:25 PM ISTICICI Bank

Rewards

  • 2% ICICI Bank reward points on all eligible domestic transactions.
  • 2.5% ICICI Bank reward points on all eligible international transactions.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM IST

Redemption value

  • 1 ICICI Bank reward point = up to ₹1.
  • Redemption against statement 1 Rupee = ₹0.4.
  • Redemption handling fee: ₹25 for Times Black Credit Card redemptions and for online & in-store redemptions at Online Partner Brands.
  • ₹99 for ICICI Bank Rewards catalogue-based redemptions.
  • Reward points expire 36 months from date of issuance.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Reward cap

  • Reward points capped at 5,000 per statement cycle on: Utilities (MCC 4899,4900,4901,3887).
  • Insurance Premium (MCC 5960,6300,6381,6399).
  • Education (MCC 8211,8220,8241,8244,8249,8299,8493,8494,7911).
  • Govt payments like house tax, advance tax, fines, court payments, postal payments (MCC 6760,9222,9311,9313,9211,9399,9402,9405).

VerifiedICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)3 Aug 2026, 8:25 PM ISTICICI Bank

Reward exclusion

fuel transactionsrent paymentsEMI-converted transactions

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Travel & lounge

Lounge access

  • Unlimited complimentary international airport lounge access via Priority Pass Membership for both Primary and Add-on cardholders (guest visits charged at USD 29 + GST per visit per guest).
  • Unlimited complimentary domestic lounge access within India by swiping the Times Black ICICI Bank Credit Card (complimentary access eligible only for Times Black cardholders; benefit available to primary and add-on cardholders).

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Travel benefit

  • Zero cancellation charges on flight and hotel bookings: coverage for first two cancellations (domestic flight/hotel/movie), non-refundable amount only, maximum indemnification limit INR 12,000 per transaction and INR 12,000 per card.
  • Applicable for bookings/stays in India only, 4-star/5-star hotels, coverage till 24 hours before travel/stay date.
  • Payment must be made only through the Times Black ICICI Bank Credit Card.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

  • Joining benefits redeemable via the Times Black app (Times Black Visa Wallet loaded with 10,000 points = INR 10,000, unlocked on activation of Joining Benefits): Atlys travel visa processing fee waiver up to INR 10,000.
  • OneVasco complimentary VAYD / Premium Lounge / Visa Concierge up to INR 10,000.
  • The Quorum Club 20% off joining fees (standard) / 15% (other).
  • EaseMyTrip luxury stay gift voucher worth INR 10,000.
  • Zomato Gold free annual membership voucher.
  • Toni&Guy gift voucher worth INR 3,000.
  • Interflora gift voucher worth INR 1,000.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Concierge

  • 24x7 i-Assist concierge services (restaurant referral/reservation, flower & gift assistance, flight/hotel referral & reservation, car rental & limousine service, movie ticket booking & delivery, medical concierge privileges, emergency auto assistance).
  • CribLife lifestyle management: each Member entitled to receive 6 Services in a year.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Dining benefit

  • The Quorum Club: 20% discount and access to Quorum Club restaurants (Cafe Reed in Mumbai, Zila in Hyderabad, Six80Nine in Gurgaon).
  • Dine-in only, discount on alcohol by the glass/peg only, offer can be availed multiple times during the offer period.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Insurance

  • Comprehensive Insurance Coverage (Primary Card only, no cover on supplementary cards): Personal Accident due to Air (Death only) ₹3,00,00,000.
  • Purchase Protection ₹1,40,000.
  • Credit Shield ₹1,00,000.
  • Plane Hijacking ₹1,00,000.
  • Loss of Checked-in Baggage ₹84,000.
  • Card Liability Cover (Lost Card/Counterfeit/Skimming/Phishing/Online Fraud) ₹50,000.
  • Medical Expenses for injury from Rail/Road accident ₹50,000.
  • Loss of Passport and travel documents ₹35,000.
  • Baggage Insurance ₹25,000.
  • Delay of Checked-in Baggage ₹21,000.
  • Missing Connecting International Flight during transit ₹21,000.
  • Delay in Flight ₹17,500.
  • Card must be used at least once in last 60 days prior to event.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Milestone benefit

  • Milestone Benefits accessible via Times Black app for six months from milestone notification: Klook gift voucher worth INR 10,000 on minimum spends of INR 2,00,000.
  • Avis complimentary luxury airport transfers (Sedan, max 2 rides), Indian Travel House complimentary Sedan airport transfer (1 ride), and BLADE India complimentary luxury airport transfer by air (1 ride) on minimum spends of INR 5,00,000 (Times Black Mobility Wallet of 10,000 points = INR 10,000 unlocked at ₹5,00,000 spend).
  • Tata CLiQ Luxury gift voucher worth INR 10,000 on minimum spends of INR 10,00,000.
  • Ayatana Resorts gift voucher worth INR 20,000 (one-night luxury stay) on minimum spends of INR 20,00,000.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

Foreign currency transaction mark-up of 1.49% for Times Black ICICI Bank Credit Card.

VerifiedICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)3 Aug 2026, 8:25 PM ISTICICI Bank

Charge

  • Finance charge: 3.75% per month (45% p.a.) on retail and cash advances (w.e.f. Nov 15, 2024).
  • Cash advance transaction fee: Nil for Times Black.
  • Card replacement fee: ₹3,500 for Times Black.
  • Add-on/Supplementary Card fee: ₹3,500 + GST one-time per card (w.e.f. Nov 15, 2024).
  • Dynamic Currency Conversion fee: 1.49% for Times Black (w.e.f. Jan 15, 2026).
  • Over-limit charges: 2.50% of over-limit amount (min ₹550).
  • Rent Pay: 1% (MCC 6513).
  • Fuel transaction fee: 1% on transactions over ₹10,000.
  • Utility transaction fee: 1% over ₹50,000.
  • Transportation transaction fee: 1% over ₹50,000 (w.e.f. Jan 15, 2026).
  • Education payment fee: 1% via third-party apps.
  • Skill-based gaming: 2% (w.e.f. Jan 15, 2026).
  • Wallet load: 1% on transactions of ₹5,000 or more (w.e.f. Jan 15, 2026).
  • Fee on cash payment at branches: ₹150 per transaction (w.e.f. Jan 15, 2026).
  • Late payment charges: nil under ₹100.
  • ₹100 (₹100-500).
  • ₹500 (₹501-1,000).
  • ₹600 (₹1,001-5,000).
  • ₹750 (₹5,001-10,000).
  • ₹900 (₹10,001-25,000).
  • ₹1,100 (₹25,001-50,000).
  • ₹1,300 (over ₹50,000).
  • Return of cheque / Auto-debit return fee: 2% of Total Amount Due (min ₹500).
  • GST 18% applicable.

VerifiedICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)3 Aug 2026, 8:25 PM ISTICICI Bank

Fuel surcharge waiver

  • 1% fuel surcharge waiver on all fuel transactions.
  • Maximum waiver of ₹1,000 per statement cycle.
  • For Times Black, 1% fuel surcharge waiver at all petrol pumps for maximum transaction size of ₹4,000, applicable for spends up to ₹1,00,000 per statement cycle.

VerifiedTimes Black ICICI Credit Card – Terms & Conditions3 Aug 2026, 8:25 PM ISTICICI Bank

Interest-free period

Interest-free period ranges from 18 to 48 days, plus a 3-day grace period after the payment due date.

VerifiedICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)3 Aug 2026, 8:25 PM ISTICICI Bank

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the Times Black Icici Credit Card?

Officially traced: First year Nil.

ICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)

What is the joining fee on the Times Black Icici Credit Card?

Officially traced: Rs. 20,000 (1st year).

ICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)

Is the Times Black Icici Credit Card annual fee ever waived?

Annual fee reversed on spends of Rs. 25,00,000 in an anniversary year (spend threshold excludes rent, government and education payments).

ICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)

How does the Times Black Icici Credit Card earn rewards?

2% ICICI Bank reward points on all eligible domestic transactions.

Times Black ICICI Credit Card – Terms & Conditions

What lounge access does the Times Black Icici Credit Card include?

Unlimited complimentary international airport lounge access via Priority Pass Membership for both Primary and Add-on cardholders (guest visits charged at USD 29 + GST per visit per guest).

Times Black ICICI Credit Card – Terms & Conditions

What welcome benefit does the Times Black Icici Credit Card offer?

Joining benefits redeemable via the Times Black app (Times Black Visa Wallet loaded with 10,000 points = INR 10,000, unlocked on activation of Joining Benefits): Atlys travel visa processing fee waiver up to INR 10,000.

Times Black ICICI Credit Card – Terms & Conditions

What are the transfer ratios for Times Black Icici Credit Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pageICICI Bank Credit Cards – Most Important Terms & Conditions (MITC, covers Times Black)Times Black ICICI Credit Card – Terms & Conditions

Official terms

https://www.icici.bank.in/personal-banking/cards/credit-card/times-black-icici-credit-card.

VerifiedTimes Black Icici Credit Card product page3 Aug 2026, 8:25 PM ISTICICI Bank

Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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