BOBCARD Icsi Diamond
BOBCARD
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Earn rate
- 5X Rewards (5 RP per ₹100) on Dining (MCC 5812), Online transactions and Utilities (MCC 4812, 4899).
- 1 RP per ₹100 on all other categories.
- Reward Points earned only on transactions of ₹100 or higher.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond)3 Aug 2026, 6:10 AM ISTBOBCARD
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Icsi Diamond by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹0 (zero joining fees; lifetime-free card).
VerifiedIcsi Diamond product page3 Aug 2026, 6:10 AM ISTBOBCARD
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Fee waiver
Confirm on the official page
Official source not yet captured
Rewards
- 5X Rewards (5 RP per ₹100) on Dining (MCC 5812), Online transactions and Utilities (MCC 4812, 4899).
- 1 RP per ₹100 on all other categories.
- Reward Points earned only on transactions of ₹100 or higher.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond)3 Aug 2026, 6:10 AM IST
Redemption value
- Reward points can be redeemed as cashback @ ₹0.25 per reward point.
- Minimum 1000 Reward Points required for redemption against statement.
- TWID Pay with Rewards 1 RP = 15 Paisa (min 500 RP, up to 25% of invoice).
- Reward Points valid for 2 years from date of accumulation.
VerifiedIcsi Diamond product page3 Aug 2026, 6:10 AM ISTBOBCARD
Reward exclusion
- No reward points on transactions below ₹100.
- Fuel transactions and select MCCs (Annexure 1) do not earn reward points.
- Credit Card on UPI and Utility transactions (MCC 4900) not eligible for accelerated points.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond)3 Aug 2026, 6:10 AM ISTBOBCARD
Travel & lounge
Lounge access
- Domestic airport lounge access: 3 complimentary visits per quarter, subject to minimum net spends of ₹40,000 in the preceding calendar quarter.
- Cooling period of 5 hours.
- ₹2 nominal transaction required to validate the card at the lounge.
Verifiedharvested from product page3 Aug 2026, 6:10 AM ISTBOBCARD
Hotel benefit
Via BOBCARD SmartDeal: Hotel booking earns 10 points for every ₹100 spent (extra reward points, posted within 48 hours of hotel journey fulfilment).
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond)3 Aug 2026, 6:10 AM ISTBOBCARD
Travel benefit
BOBCARD SmartDeal: extra reward points on flight and hotel bookings via BOBCARD SmartDeal - 4 points per ₹100 on flight bookings and 10 points per ₹100 on hotel bookings.
VerifiedBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond)3 Aug 2026, 6:10 AM ISTBOBCARD
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
500 Reward Points on spend of ₹5,000 and above within 60 days of card issuance.
VerifiedIcsi Diamond product page3 Aug 2026, 6:10 AM ISTBOBCARD
Milestone benefit
Additional 3999 Reward Points every quarter on spending more than ₹1 Lac or your card's credit limit (whichever is higher).
VerifiedIcsi Diamond product page3 Aug 2026, 6:10 AM ISTBOBCARD
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
Confirm on the official page
Official source not yet captured
Charge
- Contactless transactions: No PIN required for a single transaction of less than ₹5000.
- For transactions above ₹5000, credit card PIN required.
- Maximum contactless single-transaction limit in India is ₹5000 (common for all customers, cannot be individually set).
Verifiedharvested from product page3 Aug 2026, 6:10 AM ISTBOBCARD
Fuel surcharge waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
VerifiedIcsi Diamond product page3 Aug 2026, 6:10 AM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the joining fee on the Icsi Diamond?
Officially traced: Rs. 0 (zero joining fees.
Icsi Diamond product pageHow does the Icsi Diamond earn rewards?
5X Rewards (5 RP per Rs. 100) on Dining (MCC 5812), Online transactions and Utilities (MCC 4812, 4899); 1 RP per Rs. 100 on all other categories.
BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond)What lounge access does the Icsi Diamond include?
Domestic airport lounge access: 3 complimentary visits per quarter, subject to minimum net spends of Rs. 40,000 in the preceding calendar quarter.
harvested from product pageWhat welcome benefit does the Icsi Diamond offer?
500 Reward Points on spend of Rs. 5,000 and above within 60 days of card issuance.
Icsi Diamond product pageWhat are the transfer ratios for Icsi Diamond points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.bobcard.co.in/credit-card-types/icsi-diamond.
VerifiedIcsi Diamond product page3 Aug 2026, 6:10 AM ISTBOBCARD
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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