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Adani One ICICI Bank Platinum Credit Card

ICICI Bank

Adani One ICICI Bank Platinum Credit Card — card image from the issuer's official page

Annual / renewal fee

₹750 (2nd year onwards) + GST.

VerifiedICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 20263 Aug 2026, 4:55 AM ISTICICI Bank

Earn rate

  • 3 Adani Reward Points per ₹100 spent at participating merchants.
  • 1 Adani Reward Point per ₹100 on domestic spends.
  • 1.5 Adani Reward Points per ₹100 on international transactions.
  • 0.5 Adani Reward Point per ₹100 on utility and insurance.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-02
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

Adani One ICICI Bank Platinum Credit Card by ICICI Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

₹750 + GST (first year).

VerifiedICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 20263 Aug 2026, 4:55 AM ISTICICI Bank

Annual / renewal fee

₹750 (2nd year onwards) + GST.

VerifiedICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 20263 Aug 2026, 4:55 AM ISTICICI Bank

Fee waiver

  • Annual Fee waived from the 2nd Anniversary Year onwards if total spending on the Credit Card is equal to or more than ₹3,00,000 during the previous Anniversary Year (EMI transactions excluded).
  • If total spending is less than ₹3,00,000, the annual fee is not reversed and the Primary Cardholder still gets the same joining benefits.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Rewards

  • 3 Adani Reward Points per ₹100 spent at participating merchants.
  • 1 Adani Reward Point per ₹100 on domestic spends.
  • 1.5 Adani Reward Points per ₹100 on international transactions.
  • 0.5 Adani Reward Point per ₹100 on utility and insurance.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM IST

Redemption value

  • Redemption Handling Fee (plus GST) on ICICI Bank Rewards Scheme: ₹99 per redemption request.
  • Reward points credited to rewards account within 5 working days from statement generation.
  • Reward points have expiry of 36 months from the date of issuance.
  • For Adani Reward Points on this card: added to the Primary Cardholder's Adani Rewards Membership Account within 45 business days of Statement generation, provided the account is not delinquent or cancelled.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Reward cap

  • For MakeMyTrip capping table this card is not listed.
  • For other cards, Adani reward points earned are rounded down to the nearest integer and are added to the Primary Cardholder's Adani Rewards Membership Account within 45 business days of Statement generation, provided the account is not delinquent or cancelled.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Reward exclusion

cash advancefuel transactionsrent paymentsservice charge/interest for non-payment or part paymentlate payment charges and other fees/chargesJoining Fee and Renewal FeeEMI transactionsBalance Transfer (BT)Personal Loan on Credit Card (PLCC)gambling spendsand any transactions for commercial/business purposes. No points on subsequently reversed retail transactions

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Travel & lounge

Lounge access

  • 2 complimentary domestic airport lounge accesses per quarter (swipe the card to avail).
  • Additionally: 2 premium domestic lounge upgrade benefits per quarter (on card activation) at Adani-managed and operated airports.
  • Effective Jul 1, 2026, the general ICICI complimentary domestic lounge criteria requiring spends of ₹75,000 in a calendar quarter to unlock next-quarter access apply to this card.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Hotel benefit

  • Hotel voucher worth ₹1,000 on activation of the Credit Card.
  • Voucher-linked discount given on a minimum transaction amount of ₹5,000.
  • Must be booked using the Adani One platform with Adani Rewards Membership Account credentials.
  • Adani One ICICI Bank Credit Card must be used for balance payment.
  • Voucher valid for 6 months from date of activation.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Travel benefit

  • Airport-linked services at Adani managed/operated airports: Porter Service 4 times a year (2 services on every ₹1 lakh spent until a total of ₹2 lakh is spent).
  • 2 Premium car parking services per year (100% discount, 24-hour booking) on card activation.
  • 2 Valet car parking services per year (100% discount, 24-hour booking) on card activation.
  • 2 Premium domestic lounge upgrade benefits per quarter on card activation.
  • Flight ticket voucher is non-refundable.
  • Must be booked via Adani One platform.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

  • Joining benefits: Flight voucher worth ₹2,000 on spending ₹10,000 within the first 60 days of card activation, plus a Hotel voucher worth ₹1,000 on activation of the Credit Card.
  • Available only to the Primary Cardholder.
  • Flight voucher applicable only on cards for which a Joining Fee is applicable.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Dining benefit

Get 25% off up to ₹100 on the purchase of a minimum of 2 movie tickets, twice every month through BookMyShow.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Insurance

  • ICICI Bank offers free insurance cover on certain cards through a tie-up with ICICI Lombard General Insurance Company Limited (or other insurer as decided by ICICI Bank).
  • The insurer is responsible for claims.
  • Claims queries to be taken up directly with ICICI Lombard (Toll-Free 1800-2666).

VerifiedICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 20263 Aug 2026, 4:55 AM ISTICICI Bank

Milestone benefit

  • BookMyShow: 25% off up to ₹100 on purchase of a minimum of 2 movie tickets, twice every month.
  • Effective Jan 15, 2026, to enjoy the BookMyShow offer you must spend ₹25,000 or more in the preceding quarter (e.g., spend ₹25,000 between Dec 26, 2025 and Mar 25, 2026 to enjoy the offer in Apr-Jun 2026).
  • Cycle repeats every quarter.

VerifiedMost Important Terms & Conditions (MITC) + Key Fact Statement – ICICI Bank Credit Cards (covers Adani One ICICI Bank Platinum Credit Card)3 Aug 2026, 4:55 AM ISTICICI Bank

Eligibility

Eligibility

  • The Credit Card is issued solely for personal use.
  • Any usage that appears to be for business or commercial purposes (including frequent or high-value transactions inconsistent with typical personal usage) may be deemed a breach of the authorised end-use of the Card.

VerifiedICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 20263 Aug 2026, 4:55 AM ISTICICI Bank

Charges & interest

Forex markup

  • Mark-up of 3.50% on foreign currency transactions.
  • A refund initiated by the customer on similar Foreign Currency transactions will also attract a 3.5% mark-up fee.

VerifiedMost Important Terms & Conditions (MITC) + Key Fact Statement – ICICI Bank Credit Cards (covers Adani One ICICI Bank Platinum Credit Card)3 Aug 2026, 4:55 AM ISTICICI Bank

Charge

  • Finance charges (revolving credit, retail & cash advances): 3.75% per month i.e. 45% per annum (APR same for retail purchases, balance transfer, cash advances, non-payment of minimum due, late payment) w.e.f. Nov 15, 2024.
  • Cash advance transaction fee: 2.5% on advanced amount (min ₹500).
  • Card replacement fee: ₹100 (current) / ₹200 (w.e.f. Jul 1, 2024).
  • Dynamic Currency Conversion fee: 1% current / 3.5% w.e.f. Jan 15, 2026.
  • Rent Pay: 1% of transaction amount.
  • Fuel transaction fee: 1% on fuel transactions exceeding ₹10,000 (w.e.f. Nov 15, 2024).
  • Utility transaction fee: 1% on utility payments exceeding ₹50,000 (w.e.f. Nov 15, 2024).
  • Transportation transaction fee: 1% on transactions exceeding ₹50,000 (w.e.f. Jan 15, 2026).
  • Education payment: 1% on education payments via third-party apps (w.e.f. Nov 15, 2024).
  • Skill-Based Gaming: 2% (w.e.f. Jan 15, 2026).
  • Wallet Load: 1% on wallet load of ₹5,000 or more (w.e.f. Jan 15, 2026).
  • Over-limit charges: 2.50% of over-limit amount (min ₹550).
  • Fee on cash payment at branches: ₹100 (current) / ₹150 (w.e.f. Jan 15, 2026).
  • Supplementary/Add-On Card fee: ₹199 (annual, w.e.f. Nov 15, 2024).
  • Railway booking surcharge: 1.80% for Internet transactions and 2.50% for other bookings.
  • Late payment charges: None below ₹100.
  • ₹100 (₹100-500).
  • ₹500 (₹501-1,000).
  • ₹600 (₹1,001-5,000).
  • ₹750 (₹5,001-10,000).
  • ₹900 (₹10,001-25,000).
  • ₹1,100 (₹25,001-50,000).
  • ₹1,300 (above ₹50,000).
  • Return of cheque / Auto-Debit return fee: 2% of Total Amount Due (min ₹500) plus ₹50 + GST.
  • GST at 18% applies on all fees, interest, surcharge and other charges.

VerifiedICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 20263 Aug 2026, 4:55 AM ISTICICI Bank

Fuel surcharge waiver

1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet.

VerifiedAdani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions3 Aug 2026, 4:55 AM ISTICICI Bank

Interest-free period

  • The interest free period could range from 18 to 48 days.
  • A grace period of 3 days is given after the payment due date.

VerifiedMost Important Terms & Conditions (MITC) + Key Fact Statement – ICICI Bank Credit Cards (covers Adani One ICICI Bank Platinum Credit Card)3 Aug 2026, 4:55 AM ISTICICI Bank

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the Adani One ICICI Bank Platinum Credit Card?

Officially traced: Rs. 750 (2nd year onwards) + GST.

ICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 2026

What is the joining fee on the Adani One ICICI Bank Platinum Credit Card?

Officially traced: Rs. 750 + GST (first year).

ICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 2026

Is the Adani One ICICI Bank Platinum Credit Card annual fee ever waived?

Annual Fee waived from the 2nd Anniversary Year onwards if total spending on the Credit Card is equal to or more than Rs. 3,00,000 during the previous Anniversary Year (EMI transactions excluded).

Adani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions

How does the Adani One ICICI Bank Platinum Credit Card earn rewards?

3 Adani Reward Points per Rs. 100 spent at participating merchants.

Adani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions

What lounge access does the Adani One ICICI Bank Platinum Credit Card include?

2 complimentary domestic airport lounge accesses per quarter (swipe the card to avail).

Adani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions

What welcome benefit does the Adani One ICICI Bank Platinum Credit Card offer?

Joining benefits: Flight voucher worth Rs. 2,000 on spending Rs. 10,000 within the first 60 days of card activation, plus a Hotel voucher worth Rs. 1,000 on activation of the Credit Card.

Adani One ICICI Bank Platinum Credit Card – Card-Specific Terms & Conditions

What are the transfer ratios for Adani One ICICI Bank Platinum Credit Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pageICICI Bank Credit Card – Most Important Terms & Conditions (MITC), updated Jul 2 2026Adani One ICICI Bank Platinum Credit Card – Card-Specific Terms & ConditionsMost Important Terms & Conditions (MITC) + Key Fact Statement – ICICI Bank Credit Cards (covers Adani One ICICI Bank Platinum Credit Card)

Official terms

https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/platinum-card.

VerifiedAdani One ICICI Bank Platinum Credit Card product page3 Aug 2026, 4:55 AM ISTICICI Bank

Verified 2026-08-02 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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