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COFFERCards. Points. Value.
ICICI Bank

ICICI Bank Alumni Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹0

Nil

Annual fee

₹0

Nil

Read from 5 ICICI Bank documents, last checked 19 Oct 2026.

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How it compares

Compared with the cards we have read

No annual fee: one of 78 cards that state none, out of the 274 open cards whose annual fee we have read.

3.5% forex markup: of the 291 other open cards whose forex markup we have read, 103 state a lower one and 188 state the same.

Fees

  • Joining fee

    ₹0Nil

  • Annual fee

    ₹0Nil

Rewards

  • Reward exclusions

    No reward points will be provided for transactions falling under the Cash, Rent, E-Wallet Reload and Fuel categories.

  • Point expiry

    36 months from the date of issuance.

Card benefits

  • Domestic lounge access

    Get domestic airport lounge access.

  • Concierge

    24x7 Concierge Services

  • Movie or entertainment ticket benefit

    Get discounts on movie tickets each on BookMyShow and INOX, twice a month.

Also included

  • Fuel surcharge waiver

    Get 1% Waiver on fuel transactions at all HPCL petrol pumps.

Charges

  • Forex markup

    3.50% on foreign currency transactions.

  • Cash advance fee

    2.5% on advanced amount, subject to minimum of ₹500

  • Interest on unpaid balance

    3.75% interest per month

  • Interest-free period

    18 to 48 days interest-free when you pay in full.

  • Late payment fee

    Ranging from ₹100 to ₹1300.

  • Card replacement fee

    ₹100 for all cards. Exception: ₹199 for ICICI Bank Expressions Credit Card; ₹3500 for Emeralde Private Metal Credit Card; ₹3500 for Times Black ICICI Bank Credit Card.

  • Reward redemption fee

    ₹99 plus GST on every redemption request

Eligibility

  • Income requirement

    Salaried: monthly income of ₹20,000; Self-employed: annual income of ₹2,40,000.

  • Minimum age

    The minimum age is 23 years and the maximum age is 65 years, to apply for an Alumni Credit Card under the ICICI Bank Alumni Credit Card programme

  • Documents required

    No physical documents required

  • Residency

    An Indian citizen

In the terms, not the brochure

  • Whether carrying a balance ends the interest-free period

    If the Total Amount Due is not paid by the payment due date + 3 days grace, then there will be no interest free period.

How we know

5 documents from ICICI Bank, checked 19 Oct 2026.

On these lists

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₹0 for life

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