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Amazon Pay ICICI Bank Credit Card

ICICI Bank

Annual / renewal fee

  • ₹0 (no annual fee).
  • Amazon Pay ICICI Bank Credit Card: Joining Nil, Annual Nil (1st year and 2nd year onwards), Supplementary Card fee Nil.

VerifiedMITC – ICICI Bank Credit Cards (general, covers Amazon Pay ICICI Bank Credit Card, updated Jul 2 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Earn rate

  • Prime members: 5% reward on Amazon.in purchases (excl. Gold Coins and flight/hotel travel bookings via Amazon Pay).
  • Non-Prime members: 3% on Amazon.in purchases (same exclusions). 2% on transactions in digitally fulfilled categories, Login and pay with Amazon Pay and physical gift cards. 1% on all other purchases.
  • Rewards credited as Amazon Pay balance.

VerifiedTerms & Conditions – Amazon Pay ICICI Bank Credit Card (card-specific T&C)3 Aug 2026, 9:10 AM ISTICICI Bank

View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Source-traced to issuer Verified 2026-08-03
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

Amazon Pay ICICI Bank Credit Card by ICICI Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

No joining fee (Rs. Nil).

VerifiedMITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Annual / renewal fee

  • ₹0 (no annual fee).
  • Amazon Pay ICICI Bank Credit Card: Joining Nil, Annual Nil (1st year and 2nd year onwards), Supplementary Card fee Nil.

VerifiedMITC – ICICI Bank Credit Cards (general, covers Amazon Pay ICICI Bank Credit Card, updated Jul 2 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Fee waiver

  • No fee waiver condition applies since the card has no joining or annual fee (both Nil).
  • Minimum spends for annual fee reversal is Nil for the Amazon Pay ICICI Bank Credit Card.

VerifiedMITC – ICICI Bank Credit Cards (general, covers Amazon Pay ICICI Bank Credit Card, updated Jul 2 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Renewal fee

No renewal/supplementary card fee (Rs. Nil across all columns).

VerifiedMITC – ICICI Bank Credit Cards (general, covers Amazon Pay ICICI Bank Credit Card, updated Jul 2 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Rewards

  • Prime members: 5% reward on Amazon.in purchases (excl. Gold Coins and flight/hotel travel bookings via Amazon Pay).
  • Non-Prime members: 3% on Amazon.in purchases (same exclusions). 2% on transactions in digitally fulfilled categories, Login and pay with Amazon Pay and physical gift cards. 1% on all other purchases.
  • Rewards credited as Amazon Pay balance.

VerifiedTerms & Conditions – Amazon Pay ICICI Bank Credit Card (card-specific T&C)3 Aug 2026, 9:10 AM IST

Redemption value

  • Reward Points credited as Amazon Pay balance within 2 working days of completion of the last billing cycle, in the form of Amazon Gift Cards.
  • No expiry on earnings/no minimum redemption.
  • Card can be replaced up to 3 times.
  • After the 3rd replacement, no new replacement card is issued and outstanding reward points will be held.

VerifiedTerms & Conditions – Amazon Pay ICICI Bank Credit Card (card-specific T&C)3 Aug 2026, 9:10 AM ISTICICI Bank

Reward cap

  • No maximum cap stated for reward points on the Amazon Pay ICICI Bank Credit Card.
  • The E-Wallet Reload no-reward exclusion explicitly does not apply to this card (i.e. e-wallet reload remains eligible).

VerifiedMITC – ICICI Bank Credit Cards (general, covers Amazon Pay ICICI Bank Credit Card, updated Jul 2 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Reward exclusion

education and international transactions (w.e.f. Oct 112025); utility transactions outside the Amazon platform (w.e.f. Oct 112025); rent transactions (w.e.f. Jun 182024); fuelgoldsilverany precious metal and tax-related payments; late payment charges and other fees/charges; interest; and EMI/EMI-on-call and cash transactions (reward points clawed back if a transaction is later converted to EMI)

VerifiedTerms & Conditions – Amazon Pay ICICI Bank Credit Card (card-specific T&C)3 Aug 2026, 9:10 AM ISTICICI Bank

Travel & lounge

Lounge access

Confirm on the official page

Official source not yet captured

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

Confirm on the official page

Official source not yet captured

Insurance

  • ICICI Bank offers free insurance cover on certain cards through a tie-up with ICICI Lombard General Insurance Company Limited or any other insurance company as decided from time to time.
  • Cardholders are advised to refer to the brochure in the welcome kit or www.icicibank.com for details.

VerifiedMITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Eligibility

Eligibility

  • The Credit Card is issued solely for personal use.
  • Amazon Pay ICICI Bank Credit Card replacement is allowed up to 3 times.
  • After the 3rd replacement, no new replacement card shall be issued and outstanding reward points will be held.

VerifiedMITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Charges & interest

Forex markup

  • Foreign currency transaction mark-up of 1.99% (w.e.f. Oct 1, 2025).
  • A refund initiated by the customer on similar foreign currency transactions also attracts a 1.99% mark-up fee.
  • (Previously 3.50%).

VerifiedMITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Charge

  • Finance charge / overdue interest on extended credit and cash advances: 3.75% per month (45% per annum) (w.e.f. Nov 15, 2024).
  • In case of default up to 3.8% per month (46% per annum).
  • Cash advance transaction fee: 2.50% of advanced amount, min ₹500 (w.e.f. Feb 10, 2022).
  • Late payment charges (w.e.f. Nov 15, 2024) on outstanding = TAD minus payment before due date: <=₹100 Nil.
  • ₹101-500 ₹100.
  • ₹501-1,000 ₹500.
  • ₹1,001-5,000 ₹600.
  • ₹5,001-10,000 ₹750.
  • ₹10,001-25,000 ₹900.
  • ₹25,001-50,000 ₹1,100.
  • Over ₹50,000 ₹1,300.
  • Over-limit charges: 2.50% of over-limit amount, min ₹550.
  • Return of cheque / Auto Debit return fee: 2% of TAD, min ₹500 (plus ₹50 + GST debited from savings account).
  • Card replacement fee: ₹200.
  • Fee on cash payment at branches: ₹100 per transaction (₹150 w.e.f. Jan 15, 2026).
  • Dynamic Currency Conversion fee: 1% (1.99% w.e.f. Jan 15, 2026).
  • Rent Pay transactions: 1% fee (w.e.f. Oct 20, 2022).
  • Education transactions (third-party apps): 1% (w.e.f. Nov 15, 2024).
  • Utility transactions exceeding ₹50,000: 1% (w.e.f. Nov 15, 2024).
  • Fuel transactions exceeding ₹10,000: 1% (w.e.f. Nov 15, 2024).
  • Transportation MCC transactions exceeding ₹50,000: 1% (w.e.f. Jan 15, 2026).
  • Skill-based gaming transactions: 2% (w.e.f. Jan 15, 2026).
  • Wallet load transactions of ₹5,000 or more: 1% (w.e.f. Jan 15, 2026).
  • GST 18% applicable on all fees, interest, surcharge and other charges.

VerifiedMITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Fuel surcharge waiver

  • 1% fuel surcharge waiver on transaction value at all petrol pumps on the Amazon Pay ICICI Bank Credit Card.
  • On fuel purchase at off-us terminals the surcharge reversal will not include GST.

VerifiedMITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Interest-free period

  • Interest-free period ranges from 18 to 48 days.
  • A 3-day grace period is given after the payment due date.
  • No interest-free period applies if Total Amount Due is not paid by the payment due date + 3 days grace.
  • For cash advances, interest is charged from the transaction date until payment.

VerifiedMITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)3 Aug 2026, 9:10 AM ISTICICI Bank

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the Amazon Pay ICICI Bank Credit Card?

Officially traced: Rs. 0 (no annual fee).

MITC – ICICI Bank Credit Cards (general, covers Amazon Pay ICICI Bank Credit Card, updated Jul 2 2026)

What is the joining fee on the Amazon Pay ICICI Bank Credit Card?

Officially traced: No joining fee (Nil).

MITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)

Is the Amazon Pay ICICI Bank Credit Card annual fee ever waived?

No fee waiver condition applies since the card has no joining or annual fee (both Nil).

MITC – ICICI Bank Credit Cards (general, covers Amazon Pay ICICI Bank Credit Card, updated Jul 2 2026)

How does the Amazon Pay ICICI Bank Credit Card earn rewards?

Prime members: 5% reward on Amazon.in purchases (excl.

Terms & Conditions – Amazon Pay ICICI Bank Credit Card (card-specific T&C)

What are the transfer ratios for Amazon Pay ICICI Bank Credit Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pageMITC – ICICI Bank Credit Cards (general, covers Amazon Pay ICICI Bank Credit Card, updated Jul 2 2026)MITC – Amazon Pay ICICI Bank Credit Card (card-specific, icici.bank.in, updated ~Jul 2026)Terms & Conditions – Amazon Pay ICICI Bank Credit Card (card-specific T&C)

Official terms

https://www.icici.bank.in/personal-banking/cards/credit-card/amazon-pay-credit-card.

VerifiedAmazon Pay ICICI Bank Credit Card product page3 Aug 2026, 9:10 AM ISTICICI Bank

Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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