Amazon Pay ICICI Bank Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns cashback

First-year fee

₹0

NIL

Annual fee

₹0

NIL

What it gives back

1% cashback · everyday spends

Read from 5 ICICI Bank documents, last checked 19 Oct 2026.

How it compares

Compared with the cards we have read

No annual fee: one of 78 cards that state none, out of the 274 open cards whose annual fee we have read.

1.99% forex markup: of the 291 other open cards whose forex markup we have read, 37 state a lower one, 7 state the same and 247 state a higher one.

Fees

Rewards

Reward rate
1% cashback · everyday spends1% reward points on all other spends, upto 5% on Amazon purchases
Online earning
Reward points of up to 5% on Amazon.in for Prime members and 3% for non-Prime members
Reward exclusions
No reward points will be provided for transactions falling under the Cash, Rent and Fuel categories.
Reward caps
Unlimited reward points
Cashback redemption
Earnings credited to your Amazon Account as Amazon Pay balance within 2 working days from the completion of your last billing cycle
Point expiry
Non-expiring

Also included

Fuel surcharge waiver
1% Surcharge waiver for all fuel purchase.
Add-on card eligibility
You can apply for an add-on card.
Purchase to EMI conversion
3 months of no-cost EMI on eligible Amazon.in transactions.

Charges

Forex markup
1.99% on foreign currency transactions.
Cash advance fee
2.5% on advanced amount, subject to minimum of ₹500
Interest on unpaid balance
3.75% interest per month
Interest-free period
18 to 48 days interest-free when you pay in full.
Late payment fee
Ranging from ₹100–₹1,300
Card replacement fee
₹100 for all cards. Exception: ₹199 for ICICI Bank Expressions Credit Card; ₹3500 for Emeralde Private Metal Credit Card; ₹3500 for Times Black ICICI Bank Credit Card.

Eligibility

Income requirement
Salaried: monthly income of at least ₹30,000; Self-employed: monthly income of at least ₹30,000.
Minimum age
Indian citizen with minimum age of 21

In the terms, not the brochure (1)

Whether carrying a balance ends the interest-free period
If the Total Amount Due is not paid by the payment due date + 3 days grace, then there will be no interest free period.

How we know - 5 documents from ICICI Bank, checked 19 Oct 2026

5 documents from ICICI Bank, checked 19 Oct 2026.

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