Landmark Rewards SBI Card PRIME

Renewal feeJoining fee

₹2,999 + GST

Add-on card fee

₹0

Welcome benefit

Get 12,000 bonus reward points worth ₹3000 on payment of annual fees.

Reward rate

2 Reward Points per ₹100 · everyday spends2 Reward Points per ₹100 spent on other retail purchases.

Online earning

25 Reward Points on every ₹100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max, Spar, Baby Shop and EasyBuy)

Reward earning on dining spendsReward earning on international spends

10 Reward points per ₹100 spent at Dining, Movies & International Spends.

Reward exclusions

Excluding Fuel, Rental, Govt Spends, Gaming, Wallet, EMI

Catalogue redemption

4 Reward Point = ₹1.

Voucher and product redemption

Redeem Reward Points instantly at Lifestyle, Home Centre, Spar, Max, Baby Shop and EasyBuy stores.

Point expiry

24 months

Domestic lounge access

8 complimentary Domestic Airport Lounge visits per year (max of 2 per quarter)

International lounge access

4 complimentary visits per year (max. 2 visits per quarter)

Priority Pass

Complimentary priority pass membership worth USD 99.

Milestone benefits

20,000 bonus Reward Points on overall annual retail spends of ₹5,00,000.

Fuel surcharge waiver

1% fuel surcharge waiver on transactions between ₹500 and ₹3,000.

Add-on card eligibility

Add-on cards for parents, spouse, children or siblings above the age of 18.

Balance transfer terms

Transfer outstanding balances of other banks’ credit cards to your Landmark Rewards SBI Card PRIME at a lower interest rate and repay in easy EMIs.

Purchase to EMI conversion

Convert eligible purchases into easy monthly EMIs.

Forex markup

3.5% on foreign currency transactions.

Dynamic currency conversion markup

3.5%3.5% on transactions ≥ ₹1,000 in Indian currency at an international location or at merchants in India but registered overseas

Cash advance fee

2.5% or ₹500 whichever is higher.

Cash advance interest

Free credit period Nil on cash advances; finance charges 3.75% p.m. (45% p.a.) for unsecured cards, applicable from the date of cash withdrawal

Cash withdrawal limit

Max. ₹15,000 per day on ATM withdrawals, subject to Cash Advance Limit availability

Interest on unpaid balance

3.75% p.m. (45% p.a.) for unsecured cards.

Interest-free period

20-50 days interest-free when you pay in full.

Late payment fee

Nil to ₹1,300

Over-limit fee

2.5% of Overlimit Amount (subject to a minimum of ₹600)

Payment return or dishonour fee

2% of payment amount (subject to a minimum of ₹500)

Card replacement fee

₹100 - ₹250

Cash payment / cash deposit fee

₹250

Cheque payment / dishonour fee

₹200 plus applicable taxes

Education / school fee charge

Fee on Education Payments^ : W.e.f 1st Nov 2025, 1% of the transaction amount applicable on Education Payments made through third-party apps

Foreign ATM fee

International ATMs: 2.5% of transaction amount, subject to a minimum of ₹500

Reward redemption fee

₹99 + applicable taxes

Wallet load charge

Fee on Wallet Load^^^ : W.e.f 1st Nov 2025, 1% of the transaction amount. Applicable on every wallet load transaction exceeding ₹1,000

Fuel transaction fee

Petrol & all products/services sold at petrol pumps: 1% of transaction amount + all applicable taxes; fuel surcharge is levied by the acquiring bank providing the terminal to the merchant

Rent transaction fee

₹199

Utility transaction fee

If the sum of all Utility Payments in a billing cycle exceeds ₹50,000, then a Utility Payments Fee of 1% will be charged on the total amount of Utility payments made in that billing cycle.

GST note

GST rate of 18%

Grace days after the due date

Grace period of 3 days is allowed from the payment due date on credit card accounts, where payments are not overdue from previous billing cycle (s)

Minimum amount due

100% of GST + 100% of EMI amount + 100% of Fees/Charges + 100% of finance charges + Overlimit Amount (if any) + 2% of remaining balance outstanding