Tata Neu Infinity SBI Card
SBI Card
Earn rate
Confirm on the official page
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This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
Overview
Tata Neu Infinity SBI Card by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Official source not yet captured
Fee waiver
Renewal fee of ₹1,499 waived off on annual spends of ₹3 lakh or more in the preceding year.
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Renewal fee
₹1,499 (Waived off on annual spends of ₹3 Lakh or more in the preceding year).
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Rewards
Redemption value
- Rewards Redemption Fee ₹99, applicable only on Physical products, Statement Credit & on Vouchers sent physically (for all cards except AURUM).
- Reward Points are valid for 24 months (for all cards except AURUM).
- If not redeemed within this period they expire on the last day of the 24th month.
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Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
1.99% Foreign Currency Transaction Fee (for Tata Neu Infinity SBI Credit Card).
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Charge
- Finance charges: up to 3.75% p.m. (45% p.a.) for unsecured cards.
- Minimum finance charge ₹25.
- Cash advance fee: 2.5% of transaction amount (subject to minimum of ₹500) at domestic and international ATMs.
- Cash payment fee: ₹250.
- Payment dishonor fee: 2% of payment amount (subject to minimum ₹500).
- Cheque payment fee: ₹200.
- Late payment charges: Nil for ₹0-₹100.
- ₹100 greater than ₹100 up to ₹500.
- ₹500 greater than ₹500 up to ₹1,000.
- ₹750 greater than ₹1,000 up to ₹10,000.
- ₹950 greater than ₹10,000 up to ₹25,000.
- ₹1,100 greater than ₹25,000 up to ₹50,000.
- ₹1,300 greater than ₹50,000.
- Additional late payment charge ₹100 on missing MAD for two consecutive cycles.
- Overlimit fee: 2.5% of overlimit amount (subject to minimum ₹600).
- Card replacement: ₹100 - ₹250.
- Dynamic Currency Conversion Fee: 1.99% (for Tata Neu Infinity SBI Credit Card).
- Foreign Currency Transaction Fee: 1.99% (for Tata Neu Infinity SBI Credit Card).
- Rewards Redemption Fee: ₹99.
- Processing Fee on all Rent Payment Transactions: ₹199.
- Utility Payments Fee w.e.f. 1st Dec 2024: 1% of total Utility Payments if total exceeds ₹50,000 in a billing cycle.
- Fee on Education Payments w.e.f. 1st Nov 2025: 1% of transaction amount through third-party apps.
- Fee on Wallet Load w.e.f. 1st Nov 2025: 1% of transaction amount on every wallet load exceeding ₹1,000.
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Interest-free period
20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
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Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Tata Neu Infinity SBI Card?
Officially traced: Rs. 1,499.
cardholder_agreementIs the Tata Neu Infinity SBI Card annual fee ever waived?
Renewal fee of Rs. 1,499 waived off on annual spends of Rs. 3 lakh or more in the preceding year.
cardholder_agreementWhat are the transfer ratios for Tata Neu Infinity SBI Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.sbicard.com/en/most-important-terms-and-conditions.page.
Verifiedchange_notice21 Aug 2026, 1:02 PM ISTSBI Card
Verified 2026-08-21 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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