Edge CSB Bank Credit Card
CSB Bank
Annual / renewal fee
- ₹0 (NIL) annual membership fee for Edge CSB Bank Credit Card primary cardholders.
- Charged on completion of one year from card issuance and annually thereafter.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Earn rate
- Accelerated rewards: 2% cashback (as Reward Points/Jewels) on any 1 category selected by the user from Travel, Food or Shopping (category changeable every 3 billing cycles).
- Base rewards: 0.4% cashback on all spends.
- Assured 2% cashback on UPI-Credit Card spends via Jupiter UPI app.
- Flat 0.4% cashback on all Edge CSB Bank Credit Card transactions.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at csb.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at csb.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Edge CSB Bank Credit Card by CSB Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
- ₹0 (NIL) for Edge CSB Bank Credit Card (primary and add-on cardholders).
- One-time fee at the time of joining.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Annual / renewal fee
- ₹0 (NIL) annual membership fee for Edge CSB Bank Credit Card primary cardholders.
- Charged on completion of one year from card issuance and annually thereafter.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Fee waiver
- Joining and Annual Membership fee for the primary user is Nil only for the first two lakh customers.
- Such fee shall be notified at the time of availing the credit card on the Jupiter App.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (Sep 2024)3 Aug 2026, 4:50 PM ISTCSB Bank
Renewal fee
Rs. NIL annual membership fee, added to the bill on completion of one year from date of card issuance and annually thereafter.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Rewards
- Accelerated rewards: 2% cashback (as Reward Points/Jewels) on any 1 category selected by the user from Travel, Food or Shopping (category changeable every 3 billing cycles).
- Base rewards: 0.4% cashback on all spends.
- Assured 2% cashback on UPI-Credit Card spends via Jupiter UPI app.
- Flat 0.4% cashback on all Edge CSB Bank Credit Card transactions.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)3 Aug 2026, 4:50 PM IST
Redemption value
- 5 Jewels = Re. 1 (subject to change with 1 month prior notice).
- Jewels redeemable as cash on Jupiter App (min. 100 Jewels needed before redemption), or as digital gold, brand vouchers, or credit against statement.
- Jewels do not expire (lifetime validity) except: nullified if card not used for more than 365 days.
- Lapse if outstanding dues unpaid for 90 days.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Reward cap
Customers can earn up to ₹3,000 in a given billing cycle, i.e. 15,000 jewels.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Reward exclusion
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Welcome Voucher of ₹250 issued on 1st successful UPI Credit card transaction of ₹2,000 or more from the Edge CSB Bank Credit Card on Jupiter App.
- User selects one voucher from partner brands Amazon, Flipkart, Swiggy, Zomato, or Myntra.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Concierge
- Concierge Services: 24/7 available in English and Hindi.
- This benefit is limited to Platinum Variant Card (BIN 653038).
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Insurance
Insurance benefit limited to Platinum Variant Card (BIN 653038): Personal accident and total permanent disability cover up to ₹2 Lacs.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Eligibility
Eligibility
- Card is valid for use both in India and abroad, but not valid for making foreign currency transactions in Nepal and Bhutan.
- Bank at its sole discretion retains the right to determine eligibility criteria (dependent on Bureau/CIC history, occupation, education, age etc.).
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Charges & interest
Forex markup
- 3.5% forex markup fee on every international transaction.
- Levied at the time of settling an international transaction, with applicable GST added to the next statement.
- A forex markup fee also applies to INR transactions done at a merchant or payment gateway based outside India.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Charge
- Per MITC updated 5 Nov 2025 (effective 6 Dec 2025): Card Replacement Fee ₹249.
- Card Issuance Fee NIL.
- Card Closure Fee NIL.
- Forex Markup Fee 3.5% on every international transaction.
- Dynamic Currency Conversion (DCC) Transactions Fee 1.0% on every DCC transaction.
- Overlimit Fee NIL (overlimit transactions not allowed).
- Late Payment Fee 5% of outstanding amount due, min ₹250 and max ₹2,000.
- Interest on purchase transactions 3.75% monthly / 45% annual on outstanding amount.
- Fuel surcharge ₹10 for transactions up to ₹400, 1% of transaction value above ₹400.
- Fuel Transaction Fee 1% of transaction value above ₹10,000 or monthly spends above ₹50,000.
- GST 18%.
- Auto-debit failure fee NIL.
- Rent Payment Fee 1% of transaction amount, min ₹149.
- Wallet Transaction Fee 1% of transaction amount.
- Education Fee 1% of transaction amount (third party sites/apps).
- Utility Fee 1% of transaction amount on transactions above ₹20,000 or if monthly spends above ₹50,000.
- Cardholders cannot use the card to withdraw cash from ATMs in India and/or overseas.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Fuel surcharge waiver
- 1% fuel surcharge waiver (maximum ₹100) on spends of minimum ₹400 and maximum ₹3,000 (exclusive of GST and other charges).
- Fuel surcharge itself is ₹10 for transactions up to ₹400, and 1% of transaction value above ₹400.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Interest-free period
- Interest free period could range from 13 to 47 days, depending on the date of the transaction.
- No interest free period applies if the Total Amount Due is not paid by the payment due date.
VerifiedEdge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)3 Aug 2026, 4:50 PM ISTCSB Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Edge CSB Bank Credit Card?
Officially traced: Rs. 0 (NIL) annual membership fee for Edge CSB Bank Credit Card primary cardholders.
Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)What is the joining fee on the Edge CSB Bank Credit Card?
Officially traced: Rs. 0 (NIL) for Edge CSB Bank Credit Card (primary and add-on cardholders).
Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current)Is the Edge CSB Bank Credit Card annual fee ever waived?
Joining and Annual Membership fee for the primary user is Nil only for the first two lakh customers.
Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (Sep 2024)How does the Edge CSB Bank Credit Card earn rewards?
Accelerated rewards: 2% cashback (as Reward Points/Jewels) on any 1 category selected by the user from Travel, Food or Shopping (category changeable every 3 billing cycles).
Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)What welcome benefit does the Edge CSB Bank Credit Card offer?
Welcome Voucher of Rs. 250 issued on 1st successful UPI Credit card transaction of Rs. 2,000 or more from the Edge CSB Bank Credit Card on Jupiter App.
Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current)What are the transfer ratios for Edge CSB Bank Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.csb.bank.in/csb-bank-edge-credit-card.
VerifiedEdge CSB Bank Credit Card product page3 Aug 2026, 4:50 PM ISTCSB Bank
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.