Landmark Rewards SBI Card

Renewal fee

₹499 per annum (plus applicable taxes).

VerifiedKey Fact Statement (KFS) – SBI Card portal page·15 Aug 2026, 6:36 PM IST·SBI Card

Redemption value

• Rewards Redemption Fee of ₹99 (applicable only on Physical products, Statement Credit & on Vouchers sent physically).
• Reward Points accrued under the Rewards Program are valid for a period of 24 months and expire on the last day of the 24th month if not redeemed.

VerifiedMost Important Terms & Conditions (MITC) — SBI Card (all cards)·15 Aug 2026, 6:36 PM IST·SBI Card

Lounge access

Confirm on the official page

Official source not yet captured

Welcome benefit

Confirm on the official page

Official source not yet captured

Eligibility

• Salaried applicants must be aged 21-65 years.
• Self-employed applicants must be aged 25-70 years.
• Credit Cards are issued at the sole discretion of SBI Card subject to credit evaluation and KYC guidelines.

Verifiedharvested from product page·15 Aug 2026, 6:36 PM IST·SBI Card

Forex markup

• Foreign Currency Transaction Fee: 3.5% (this card is not among the exception cards).
• The exchange rate is determined by the network (VISA/Mastercard) on the date the transaction is settled with SBI Card.
• Foreign Currency Transaction fee will not be reversed in case of transaction refunds.

VerifiedMost Important Terms & Conditions (MITC) — SBI Card (all cards)·15 Aug 2026, 6:36 PM IST·SBI Card

Charge

• Finance charges: up to 3.75% per month (45% p.a.) for unsecured cards.
• Minimum finance charge ₹25.
• Cash Advance Fee: 2.5% or ₹500 whichever is higher (domestic and international ATMs).
• Cash Payment Fee: ₹250 + taxes.
• Cheque Payment Fee: ₹200.
• Payment Dishonour Fee: 2% of payment amount, min ₹500.
• Over Limit Fee: 2.5% of overlimit amount, min ₹600 (once per billing cycle).
• Card Replacement Fee: ₹100-₹250.
• Late Payment Charges: Nil up to ₹100.
• ₹100 (>₹100-500).
• ₹500 (>₹500-1,000).
• ₹750 (>₹1,000-10,000).
• ₹950 (>₹10,000-25,000).
• ₹1,100 (>₹25,000-50,000).
• ₹1,300 (>₹50,000).
• Plus additional ₹100 late payment charge if MAD missed for two consecutive cycles.
• Dynamic Currency Conversion Fee: 3.5%.
• Rewards Redemption Fee: ₹99.
• Processing Fee on Rent Payment Transactions: ₹199.
• Utility Payments Fee (w.e.f. 1st Dec 2024): 1% of total utility payments if total exceeds ₹50,000 in a billing cycle.
• Fee on Education Payments (w.e.f. 1st Nov 2025): 1% on payments via third-party apps.
• Fee on Wallet Load (w.e.f. 1st Nov 2025): 1% on wallet load transactions exceeding ₹1,000.

VerifiedMost Important Terms & Conditions (MITC) — SBI Card (all cards)·15 Aug 2026, 6:36 PM IST·SBI Card

Fuel surcharge waiver

• 1% fuel surcharge waiver (excluding GST) on eligible transaction value.
• 1% of transaction amount plus applicable taxes is levied as fuel surcharge by the acquiring bank.
• Fuel surcharge waiver terms and conditions may vary.

VerifiedMost Important Terms & Conditions (MITC) — SBI Card (all cards)·15 Aug 2026, 6:36 PM IST·SBI Card

Interest-free period

• Interest free credit period could range from 20 to 50 days, subject to submission of claims by the merchant.
• Applicable only on retail purchases and if previous month's outstanding balance is paid in full.

VerifiedMost Important Terms & Conditions (MITC) — SBI Card (all cards)·15 Aug 2026, 6:36 PM IST·SBI Card

Official terms

https://www.sbicard.com/en/personal/credit-cards/landmark-sbi-card.html.

Verifiedharvested from product page·15 Aug 2026, 6:36 PM IST·SBI Card