Flipkart Wholesale HDFC Bank Credit Card
HDFC Bank
Annual / renewal fee
₹499 + applicable taxes (annual fee).
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Earn rate
- 5% cashback on Flipkart Wholesale Online Spends (capped ₹2000/month).
- 5% cashback on Telecom, Utility, Govt & Tax Payments (capped ₹250/statement).
- 1% cashback on all other spends (capped ₹25,000/month).
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Flipkart Wholesale HDFC Bank Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Annual / renewal fee
₹499 + applicable taxes (annual fee).
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Fee waiver
Annual membership fee / renewal charges waived on minimum spend of ₹3 lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal).
VerifiedMITC – Most Important Terms & Conditions (English, covers Flipkart Wholesale HDFC Bank Credit Card)5 Aug 2026, 1:30 AM ISTHDFC Bank
Renewal fee
Annual/renewal fee ₹499 + taxes, waived if spends per annum in the previous year are >= ₹3 lakh.
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Rewards
- 5% cashback on Flipkart Wholesale Online Spends (capped ₹2000/month).
- 5% cashback on Telecom, Utility, Govt & Tax Payments (capped ₹250/statement).
- 1% cashback on all other spends (capped ₹25,000/month).
Verifiedharvested from product page5 Aug 2026, 1:30 AM IST
Redemption value
- Cashback accrued per calendar month is auto-redeemed against the statement balance of the successive month.
- No minimum cashback balance threshold for auto-redemption.
- Rewards Redemption Fee of ₹99 per redemption request applies (Flipkart Wholesale is excluded from the ₹50 cashback redemption charge w.e.f 1st August'24).
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Reward cap
- 5% cashback on Flipkart Wholesale Online Spends capped ₹2000/month.
- 5% cashback on Telecom, Utility, Govt & Tax Payments capped ₹250/month.
- 1% cashback on all other spends capped ₹25,000/month.
- Maximum cashback under 1% cashback category is ₹25,000 per month.
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Reward exclusion
- No cashback on EMI purchases.
- Spends on loading/re-loading prepaid payment instruments and fuel spends do not qualify for 1% cashback.
- Cancelled/reversed transactions have corresponding cashback reversed.
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Activation benefit: ₹500 cashback per transaction on first 3 purchases within first 90 days of carding (minimum transaction of ₹2000 each), equivalent to ₹1500 per customer.
- Spends limited to Flipkart Wholesale Online Platforms only.
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Insurance
Zero liability on fraudulent transactions on reporting card loss immediately to the 24-hour call centre (lost card liability cover from 48 hours of reporting).
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Milestone benefit
Launch Offer: additional 5% cashback on Flipkart Wholesale Online Spends capped at ₹3000 per month.
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Eligibility
Eligibility
Self-employed customers aged between 21 - 65 years with ITR greater than ₹6 lakh per annum.
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Charges & interest
Forex markup
Foreign Currency Transactions: 3.5% of transaction value (currency conversion rate as on settlement date applicable).
VerifiedMITC – Most Important Terms & Conditions (English, covers Flipkart Wholesale HDFC Bank Credit Card)5 Aug 2026, 1:30 AM ISTHDFC Bank
Fuel surcharge waiver
- 1% fuel surcharge waiver on minimum transaction of ₹400 and maximum transaction of ₹5000.
- Maximum waiver of ₹250 per statement cycle (GST not reversed).
VerifiedMITC – Most Important Terms & Conditions (English, covers Flipkart Wholesale HDFC Bank Credit Card)5 Aug 2026, 1:30 AM ISTHDFC Bank
Interest-free period
- Up to 50 days interest-free credit from date of purchase (subject to charge submission by merchant).
- Not applicable if previous balance unpaid or cash withdrawn.
Verifiedharvested from product page5 Aug 2026, 1:30 AM ISTHDFC Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Flipkart Wholesale HDFC Bank Credit Card?
Officially traced: Rs. 499 + applicable taxes (annual fee).
harvested from product pageWhat is the joining fee on the Flipkart Wholesale HDFC Bank Credit Card?
Officially traced: No joining fee (Rs. 0).
harvested from product pageIs the Flipkart Wholesale HDFC Bank Credit Card annual fee ever waived?
Annual membership fee / renewal charges waived on minimum spend of Rs. 3 lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal).
MITC – Most Important Terms & Conditions (English, covers Flipkart Wholesale HDFC Bank Credit Card)How does the Flipkart Wholesale HDFC Bank Credit Card earn rewards?
5% cashback on Flipkart Wholesale Online Spends (capped Rs. 2000/month).
harvested from product pageWhat welcome benefit does the Flipkart Wholesale HDFC Bank Credit Card offer?
Activation benefit: Rs. 500 cashback per transaction on first 3 purchases within first 90 days of carding (minimum transaction of Rs. 2000 each), equivalent to Rs. 1500 per customer.
harvested from product pageWhat are the transfer ratios for Flipkart Wholesale HDFC Bank Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/indian-oil-hdfc-bank-credit-card/part-i-key-fact-statement-cum-most-important-terms-and-conditions-for-credit-cards.pdf.
VerifiedFlipkart Wholesale HDFC Bank Credit Card (fleet document) — governing document (side-door search)15 Aug 2026, 11:10 AM ISTHDFC Bank
Verified 2026-08-15 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.