Reliance SBI Card PRIME
SBI Card
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
Overview
Reliance SBI Card PRIME by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Official source not yet captured
Fee waiver
Renewal fee waived off on annual spends of ₹3 Lakh or more in the preceding year.
Verifiedlounge_travel20 Aug 2026, 12:18 PM ISTSBI Card
Renewal fee
₹2,999 (Waived off on annual spends of ₹3 Lakh or more in the preceding year).
Verifiedlounge_travel20 Aug 2026, 12:18 PM ISTSBI Card
Rewards
Redemption value
- Rewards Redemption Fee: ₹99 (applicable only on Physical products, Statement Credit & Vouchers sent physically), for all cards except AURUM.
- No redemption fee if card account status is voluntarily closed on the fee posting date.
- Reward Points valid for 24 months and forfeited if not redeemed within this period.
Verifiedlounge_travel20 Aug 2026, 12:18 PM ISTSBI Card
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% Foreign Currency Transaction Fee (Reliance SBI Card PRIME is not in the exempted/reduced-rate list).
Verifiedlounge_travel20 Aug 2026, 12:18 PM ISTSBI Card
Charge
- Cash Advance Fee: 2.5% of transaction amount (min ₹500) at domestic and international ATMs.
- Finance Charges: up to 3.75% p.m. (45% p.a.) for unsecured cards.
- Minimum ₹25.
- Cash Payment fee: ₹250.
- Payment Dishonor fee: 2% of Payment amount (min ₹500).
- Cheque Payment Fee: ₹200.
- Late Payment: Nil up to ₹100.
- ₹100 (>₹100-500).
- ₹500 (>₹500-1,000).
- ₹750 (>₹1,000-10,000).
- ₹950 (>₹10,000-25,000).
- ₹1,100 (>₹25,000-50,000).
- ₹1,300 (>₹50,000).
- Additional Late Payment Charge: ₹100.
- Overlimit Fee: 2.5% of Overlimit Amount (min ₹600).
- Card Replacement: ₹100-₹250.
- Dynamic Currency Conversion Fee: 3.5%.
- Rewards Redemption Fee: ₹99.
- Processing Fee on all Rent Payment Transactions: ₹199.
- Utility Payments Fee (w.e.f. 1st Dec 2024): 1% of total Utility Payments if total exceeds ₹50,000 in a billing cycle.
- Fee on Education Payments (w.e.f. 1st Nov 2025): 1% on payments through third-party apps.
- Fee on Wallet Load (w.e.f. 1st Nov 2025): 1% on every wallet load transaction exceeding ₹1,000.
Verifiedlounge_travel20 Aug 2026, 12:18 PM ISTSBI Card
Interest-free period
20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
Verifiedlounge_travel20 Aug 2026, 12:18 PM ISTSBI Card
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
Is the Reliance SBI Card PRIME annual fee ever waived?
Renewal fee waived off on annual spends of Rs.3 Lakh or more in the preceding year.
lounge_travelWhat are the transfer ratios for Reliance SBI Card PRIME points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.sbicard.com/en/cardholder-agreement.page.
Verifiedlounge_travel20 Aug 2026, 12:18 PM ISTSBI Card
Verified 2026-08-20 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
( Continue exploring )