IndianOil Easy Axis Bank Credit Card
Axis Bank
Annual / renewal fee
₹500 (waived on spends of ₹3,50,000 in the preceding year).
VerifiedKey Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)3 Aug 2026, 5:15 PM ISTAxis Bank
Earn rate
4% value back on fuel: 20 EDGE Reward points per ₹100 spent at any IOCL fuel outlet in India (settlement amount between ₹400 and ₹4000). 1% value back on online shopping: 5 EDGE Reward points per ₹100 spent (online merchant transactions between ₹100 and ₹5,000).
VerifiedIndianOil Easy Axis Bank Credit Card product page3 Aug 2026, 5:15 PM ISTAxis Bank
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at axis.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
IndianOil Easy Axis Bank Credit Card by Axis Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹500.
VerifiedKey Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)3 Aug 2026, 5:15 PM ISTAxis Bank
Annual / renewal fee
₹500 (waived on spends of ₹3,50,000 in the preceding year).
VerifiedKey Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)3 Aug 2026, 5:15 PM ISTAxis Bank
Fee waiver
- Annual fee waiver on spends of ₹3,50,000 in the preceding year.
- Rent, Wallet load and other transactions are not eligible for spends counted in availing annual fee waiver.
VerifiedKey Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)3 Aug 2026, 5:15 PM ISTAxis Bank
Rewards
4% value back on fuel: 20 EDGE Reward points per ₹100 spent at any IOCL fuel outlet in India (settlement amount between ₹400 and ₹4000). 1% value back on online shopping: 5 EDGE Reward points per ₹100 spent (online merchant transactions between ₹100 and ₹5,000).
VerifiedIndianOil Easy Axis Bank Credit Card product page3 Aug 2026, 5:15 PM IST
Redemption value
- The Bank reserves the right to forfeit unredeemed EDGE Reward Points / EDGE Miles post 30 days of credit card closure, or if the minimum amount due is outstanding for more than 90 days (effective 1st October 2025).
- Cardholders are encouraged to redeem within 30 days of closure.
VerifiedTerms & Conditions – IndianOil Axis Bank Credit Card (axis.bank.in)3 Aug 2026, 5:15 PM ISTAxis Bank
Reward cap
Maximum eligible spends per calendar month: ₹5,000 on fuel (4% value back) and ₹5,000 on online shopping (1% value back).
VerifiedIndianOil Easy Axis Bank Credit Card product page3 Aug 2026, 5:15 PM ISTAxis Bank
Reward exclusion
VerifiedTerms & Conditions – IndianOil Axis Bank Credit Card (axis.bank.in)3 Aug 2026, 5:15 PM ISTAxis Bank
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Up to 1,250 EDGE Reward points on your first fuel transaction using the IndianOil Axis Bank Credit Card within 30 days of card issuance.
VerifiedIndianOil Easy Axis Bank Credit Card product page3 Aug 2026, 5:15 PM ISTAxis Bank
Dining benefit
10% off every time you book movie tickets through BookMyShow, maximum discount of ₹100 per month (offer valid till 31st March 2025).
VerifiedIndianOil Easy Axis Bank Credit Card product page3 Aug 2026, 5:15 PM ISTAxis Bank
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
- Foreign Transaction Fee: 3.5% of Transaction Amount.
- Dynamic Currency Conversion markup: 1.5% of Transaction Amount.
VerifiedKey Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)3 Aug 2026, 5:15 PM ISTAxis Bank
Charge
- Interest Rate: 49.36% p.a. Cash Withdrawal Fee: 2.5% of cash amount (Min ₹500).
- Foreign Transaction Fee: 3.5% of transaction amount.
- Dynamic Currency Conversion markup: 1.5% of transaction amount.
- Rent Transaction fee: 1% of each rental transaction.
- Education Transaction Fee: 1% on education payments via third party apps.
- Wallet Load Transaction Fee: 1% on cumulative spends of ₹10,000 or more per statement cycle.
- Fuel Transaction Fee: 1% on cumulative spends of ₹50,000 or more per statement cycle.
- Utility Transaction Fee: 1% on cumulative spends of ₹25,000 or more per statement cycle.
- Online Skill-Based Gaming Transaction Fee: 1% on cumulative spends of ₹10,000 or more per statement cycle.
- Over-limit Fees: 2.5% of over-limit amount (Min ₹500).
- Fees for Cash Payment at Branches: ₹175.
- Cheque Return/Dishonour/Auto Debit Reversal: 2% of payment amount (min ₹500).
- Late Payment Fees: Nil below ₹500.
- ₹500 for ₹501-5000.
- ₹750 for ₹5001-10,000.
- ₹1,200 above ₹10,000.
- Additional ₹100 on missing MAD for two consecutive cycles.
- Cash Withdrawal Limit: 30% of Credit Limit.
- All charges exclusive of GST.
VerifiedKey Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)3 Aug 2026, 5:15 PM ISTAxis Bank
Fuel surcharge waiver
- 1% fuel surcharge waiver on fuel transactions at IOCL outlets in India, settlement amount between ₹400 and ₹4000.
- Maximum waiver of ₹50 per statement cycle.
VerifiedIndianOil Easy Axis Bank Credit Card product page3 Aug 2026, 5:15 PM ISTAxis Bank
Interest-free period
Interest-free grace period ranges from 20 to 50 days, depending on the date of transaction.
VerifiedKey Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)3 Aug 2026, 5:15 PM ISTAxis Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the IndianOil Easy Axis Bank Credit Card?
Officially traced: Rs. 500 (waived on spends of Rs. 3,50,000 in the preceding year).
Key Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)What is the joining fee on the IndianOil Easy Axis Bank Credit Card?
Officially traced: Rs. 500.
Key Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)Is the IndianOil Easy Axis Bank Credit Card annual fee ever waived?
Annual fee waiver on spends of Rs. 3,50,000 in the preceding year.
Key Fact Statement (KFS) – Axis Bank Credit Cards (covers IndianOil Axis Bank Credit Card)How does the IndianOil Easy Axis Bank Credit Card earn rewards?
4% value back on fuel: 20 EDGE Reward points per Rs. 100 spent at any IOCL fuel outlet in India (settlement amount between Rs. 400 and Rs. 4000). 1% value back on online shopping: 5 EDGE Reward points per Rs. 100 spent (online merchant.
IndianOil Easy Axis Bank Credit Card product pageWhat welcome benefit does the IndianOil Easy Axis Bank Credit Card offer?
Up to 1,250 EDGE Reward points on your first fuel transaction using the IndianOil Axis Bank Credit Card within 30 days of card issuance.
IndianOil Easy Axis Bank Credit Card product pageWhat are the transfer ratios for IndianOil Easy Axis Bank Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.axis.bank.in/cards/credit-card/indianoil-axis-bank-credit-card.
VerifiedIndianOil Easy Axis Bank Credit Card product page3 Aug 2026, 5:15 PM ISTAxis Bank
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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