SimplyCLICK SBI Card
SBI Card
Annual / renewal fee
₹499 (one-time).
VerifiedMost Important Terms & Conditions (MITC) – Common to all SBI Cards30 Jul 2026, 8:10 PM ISTSBI Card
Earn rate
- 10X Reward Points on online spends with exclusive partners (Apollo 24|7, BookMyShow, Cleartrip, Dominos, GyFTR, IGP, Myntra, Netmeds, Swiggy, Tata CLiQ, Yatra).
- 5X Reward Points on all other online spends.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
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You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
Overview
SimplyCLICK SBI Card by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Official source not yet captured
Annual / renewal fee
₹499 (one-time).
VerifiedMost Important Terms & Conditions (MITC) – Common to all SBI Cards30 Jul 2026, 8:10 PM ISTSBI Card
Fee waiver
Renewal fee of ₹499 waived off on annual spends of ₹1 Lakh or more in the preceding year.
VerifiedMost Important Terms & Conditions (MITC) – Common to all SBI Cards30 Jul 2026, 8:10 PM ISTSBI Card
Renewal fee
₹499 per annum (waived on annual spends of ₹1 Lakh or more in the preceding year).
VerifiedMost Important Terms & Conditions (MITC) – Common to all SBI Cards30 Jul 2026, 8:10 PM ISTSBI Card
Rewards
- 10X Reward Points on online spends with exclusive partners (Apollo 24|7, BookMyShow, Cleartrip, Dominos, GyFTR, IGP, Myntra, Netmeds, Swiggy, Tata CLiQ, Yatra).
- 5X Reward Points on all other online spends.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM IST
Redemption value
- Reward Points can be redeemed against e-Gift Vouchers from SimplyCLICK Partners in the Rewards Catalogue.
- You cannot pay your card outstanding with Reward Points.
- Rewards Redemption Fee: ₹99 (on Gifts, Statement Credit & Specific Vouchers only).
- Reward Points can be accumulated for 24 months from date of accrual, after which unused points lapse and are forfeited.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Reward cap
- 5X Reward Points on other online spends capped at 10,000 Reward Points per calendar month.
- Exclusive partner (10X) transactions also capped at 10,000 Reward Points per calendar month.
- Post cap every ₹100 spent earns 1 Reward Point.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Reward exclusion
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Travel & lounge
Lounge access
- Airport lounge visits through the Priority Pass Program (within and outside India) are charged a usage fee of USD 27 per visit plus applicable taxes.
- This card's schedule of charges does not list any complimentary lounge visits.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Amazon Pay Gift Card worth ₹500 (redeemable on Amazon.in) as a one-time welcome gift after paying the first-year annual membership fee of ₹499.
- Voucher code sent to registered mobile number within 21 days of fee payment.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Insurance
- Complimentary lost/stolen card insurance cover on certain cards, provided by ICICI Lombard General Insurance Company Limited or any other insurance company as decided by SBI Card.
- The insurance company is solely responsible for claim settlement.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Milestone benefit
- SimplyCLICK / SimplyCLICK Advantage cardholders get e-Vouchers worth ₹2,000 each on reaching annual online spends of ₹1 Lakh and ₹2 Lakh respectively (either Cleartrip or Yatra e-Voucher, at SBI Card's discretion).
- Coupon sent within 30 days of reaching the spend milestone.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Eligibility
Eligibility
Add-on cards can be issued for spouse, parents, siblings and children over 18 years of age.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Charges & interest
Forex markup
- Foreign Currency Transaction Fee: 3.5%.
- Dynamic & Static Currency Conversion Markup Fee: 3.50% (only for transactions greater than or equal to ₹1000).
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Charge
- Finance charges: 3.50% p.m. (42% p.a.) for unsecured cards (min finance charge ₹25).
- Overdue finance charges 3.65% p.m. (43.8% p.a.) if Minimum Amount Due not paid by due date twice in a 12-month period.
- Cash Advance fee: 2.5% of transaction amount, min ₹500 (SBI/other domestic and international ATMs).
- Cash Payment fee: ₹250 (w.e.f. 01 Sep 2021).
- Payment Dishonor fee: 2% of payment amount, min ₹500.
- Statement Retrieval: ₹100 per statement (>2 months old).
- Cheque Payment Fee: ₹100.
- Card Replacement: ₹100 - ₹250 (₹1,500 for Aurum).
- Emergency Card Replacement abroad: actual cost (min USD 175 VISA / USD 148 MasterCard).
- Dynamic & Static Currency Conversion Markup: 3.50% (1.99% Elite & Aurum), only for transactions >= ₹1,000.
- Rewards Redemption Fee: ₹99.
- Overlimit: 2.5% of overlimit amount, min ₹600.
- Late Payment: NIL for Total Amount Due ₹0-500.
- ₹400 for >₹500 & up to ₹1,000.
- ₹750 for >₹1,000 & up to ₹10,000.
- ₹950 for >₹10,000 & up to ₹25,000.
- ₹1,100 for >₹25,000 & up to ₹50,000.
- ₹1,300 for >₹50,000.
- Additional Late Payment Charge of ₹100 on missing MAD by due date for two consecutive cycles.
- Network Change Fee and Credit Limit Increase Fee of ₹200 no longer applicable w.e.f. 01 Sep 2021.
- Add-on Fee: Nil.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Fuel surcharge waiver
- 1% fuel surcharge waiver.
- Maximum waiver of ₹100 per month for transactions between ₹500 and ₹3,000 (exclusive of all applicable taxes).
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Interest-free period
- Interest free credit period of 20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
- Not applicable if previous month's balance is unpaid or if cash has been withdrawn from an ATM.
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Transfers
Transfer partner
VerifiedSimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)30 Jul 2026, 8:10 PM ISTSBI Card
Common questions
What is the annual fee on the SimplyCLICK SBI Card?
Officially traced: Rs. 499 (one-time).
Most Important Terms & Conditions (MITC) – Common to all SBI CardsIs the SimplyCLICK SBI Card annual fee ever waived?
Renewal fee of Rs. 499 waived off on annual spends of Rs. 1 Lakh or more in the preceding year.
Most Important Terms & Conditions (MITC) – Common to all SBI CardsHow does the SimplyCLICK SBI Card earn rewards?
10X Reward Points on online spends with exclusive partners (Apollo 24|7, BookMyShow, Cleartrip, Dominos, GyFTR, IGP, Myntra, Netmeds, Swiggy, Tata CLiQ, Yatra).
SimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)What lounge access does the SimplyCLICK SBI Card include?
Airport lounge visits through the Priority Pass Program (within and outside India) are charged a usage fee of USD 27 per visit plus applicable taxes.
SimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)What welcome benefit does the SimplyCLICK SBI Card offer?
Amazon Pay Gift Card worth Rs. 500 (redeemable on Amazon.in) as a one-time welcome gift after paying the first-year annual membership fee of Rs. 499.
SimplyCLICK SBI Card – Terms & Conditions + MITC Booklet (card-specific)What are the transfer ratios for SimplyCLICK SBI Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Verified 2026-07-30 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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