BOBCARD Select
BOBCARD
Annual / renewal fee
₹700.
VerifiedSelect — governing document (side-door search)17 Aug 2026, 9:35 PM ISTBOBCARD
Earn rate
1 Reward Point per ₹100 spent on all other categories.
VerifiedSelect product page3 Aug 2026, 5:00 AM ISTBOBCARD
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at bobcard.co.in — if a different card is shown first, use its card selector to pick this one.
Overview
Select by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹700.
VerifiedSelect — governing document (side-door search)17 Aug 2026, 9:35 PM ISTBOBCARD
Annual / renewal fee
₹700.
VerifiedSelect — governing document (side-door search)17 Aug 2026, 9:35 PM ISTBOBCARD
Fee waiver
Annual fee waived on spending ₹70,000 in every card anniversary year.
VerifiedSelect product page17 Aug 2026, 9:35 PM ISTBOBCARD
Rewards
1 Reward Point per ₹100 spent on all other categories.
VerifiedSelect product page3 Aug 2026, 5:00 AM IST
Redemption value
Reward points redeemable for cashback at 1 reward point = ₹0.20.
VerifiedSelect product page17 Aug 2026, 9:35 PM ISTBOBCARD
Reward cap
- 5X Rewards are capped at 5,000 Reward Points on the mentioned categories (dining, travel, international, online shopping) per statement cycle.
- Further spends in that cycle earn at the regular earn rate.
VerifiedSelect — official card page17 Aug 2026, 9:35 PM ISTBOBCARD
Reward exclusion
- No Reward Points are earned on fuel transactions.
- Reward program is not applicable on select MCCs and fuel.
VerifiedSelect — official card page17 Aug 2026, 9:35 PM ISTBOBCARD
Travel & lounge
Lounge access
Unlimited Complimentary Access to Domestic Airport lounges.
VerifiedSelect — official card page17 Aug 2026, 9:35 PM ISTBOBCARD
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Up to 3 lifetime free add-on cards for spouse, parents, siblings or kids (above age 18).
VerifiedSelect product page17 Aug 2026, 9:35 PM ISTBOBCARD
Dining benefit
Earn 5X Rewards i.e. 15 Reward Points per ₹100 when you spend on dining.
VerifiedSelect — official card page17 Aug 2026, 9:35 PM ISTBOBCARD
Insurance
Zero liability on any fraudulent transactions if loss of card is reported immediately.
VerifiedSelect product page17 Aug 2026, 9:35 PM ISTBOBCARD
Milestone benefit
- Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹5,00,000 in a year.
- Plus BOGO movie tickets with District up to ₹250 per month.
VerifiedSelect — official card page17 Aug 2026, 9:35 PM ISTBOBCARD
Eligibility
Eligibility
- Indian Resident.
- Salaried/Self-employed with Net Annual Income > ₹12 Lakh.
- Age: Minimum 25 years and Maximum 55 years.
VerifiedSelect — official card page17 Aug 2026, 9:35 PM ISTBOBCARD
Charges & interest
Forex markup
3.5% of transaction amount.
VerifiedSelect — governing document (side-door search)17 Aug 2026, 9:35 PM ISTBOBCARD
Charge
Smart EMI: purchases greater than ₹2,500 can be converted into Smart EMIs of 6 to 48 months.
VerifiedSelect product page17 Aug 2026, 9:35 PM ISTBOBCARD
Fuel surcharge waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
VerifiedSelect product page17 Aug 2026, 9:35 PM ISTBOBCARD
Interest-free period
20 to 50 days in case there is no previous outstanding.
VerifiedSelect — governing document (side-door search)17 Aug 2026, 9:35 PM ISTBOBCARD
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Select?
Officially traced: Rs. 700.
Select — governing document (side-door search)What is the joining fee on the Select?
Officially traced: Rs. 700.
Select — governing document (side-door search)Is the Select annual fee ever waived?
Annual fee waived on spending Rs. 70,000 in every card anniversary year.
Select product pageHow does the Select earn rewards?
1 Reward Point per Rs. 100 spent on all other categories.
Select product pageWhat welcome benefit does the Select offer?
Up to 3 lifetime free add-on cards for spouse, parents, siblings or kids (above age 18).
Select product pageWhat are the transfer ratios for Select points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.bobcard.co.in/credit-card-types/select.
VerifiedSelect product page17 Aug 2026, 9:35 PM ISTBOBCARD
Verified 2026-08-17 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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