HDFC Bank
HDFC Bank credit cards with welcome benefits
26 credit cards whose banks state a welcome benefit (points, vouchers, cashback or a fee reversal when you join), each with its conditions in the bank's own words.
Updated 19 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.
Diners Club Privilege Credit Card
Complimentary Annual memberships of Swiggy One and Times Prime on spending ₹75,000 within the first 90 days of card issuance
Annual fee ₹1,000 + GST
Doctors Regalia Credit Card
Welcome Benefit of 2500 Reward Points (applicable only after the membership fee is realised and not applicable when the fee is waived off)
Annual fee ₹2,500 + GST
Flipkart Wholesale HDFC Bank Credit Card
₹500 CashBack per transaction on first 3 purchases within 90 days of on-boarding, (Min.txn of ₹2,000 each and spends limited to Flipkart Wholesale online platforms only)
Annual fee ₹499 + GST
Freedom Credit Card
500 Reward Points on fee realisation (Applicable only on payment of Joining Membership Fee)
Annual fee ₹500 + GST
HDFC Bank Diners Club Black Metal Edition Credit Card
Spends of ₹1.5 lakhs or more in first 90 days & get club Marriott membership, Swiggy One (3 months) & Amazon Prime memberships
Annual fee Joining fee ₹10,000 plus applicable taxes; renewal fee ₹10,000 plus applicable taxes
HDFC Bank Millennia Credit Card
Welcome Benefit of 1000 CashPoints will be given to the cardholder if the joining membership fee is paid
Annual fee ₹1,000 + GST
HDFC Bank Regalia Gold Credit Card
Swiggy One and MMT BLACK Gold membership on spends of ₹1 lakh in first 90 days
Annual fee Joining fee ₹2500 plus applicable taxes; renewal fee ₹2500 plus applicable taxes
IndianOil HDFC Bank Credit Card
Complimentary IndianOil XTRAREWARDS™ Program (IXRP) membership
Annual fee ₹500
Infinia Metal Credit Card
Complimentary Club Marriott membership for first year. · Welcome benefit of 12,500 reward points*
Annual fee ₹12,500 + GST
IRCTC HDFC Bank Credit Card
Gift voucher worth ₹500 on performing 1 transaction of any amount within first 37 days of card issuance
Annual fee ₹500 + GST
Marriott Bonvoy HDFC Bank Credit Card
Welcome: 1 Free Night Award (valued at 15,000 Marriott Bonvoy Points), 10 Elite Night Credits, Silver Elite Status
Annual fee ₹3,000 + GST
Paytm Digital Credit Card
Cashback up to ₹150 on first 2 transactions (minimum spend ₹250 each)
Annual fee ₹149 + GST
PhonePe HDFC Bank Ultimo Credit Card
Get 5 PhonePe Scratch cards worth ₹200 each for the first 5 UPI on Credit Card transactions.
Annual fee ₹999 + GST
PhonePe HDFC Bank Uno Credit Card
Get 5 Scratch cards worth ₹100 each for the first 5 UPI on Credit Card transactions.
Annual fee ₹499 + GST
Regalia Activ Credit Card
Gift voucher worth ₹250 (Amazon voucher) on activating Credit Card within 37 days
Swiggy HDFC Bank Credit Card
Complimentary 3 Months Swiggy One Membership, on activating your card within first 30 days of card issuance
Annual fee Renewal fee ₹500 plus applicable taxes
Swiggy Ornge HDFC Bank Credit Card
Free 12-month Swiggy One membership upon activation
Annual fee ₹500
Tata Neu Infinity HDFC Bank Credit Card
Get 1,499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
Annual fee ₹1,499 + GST
Tata Neu Plus HDFC Bank Credit Card
Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
Annual fee ₹499 + GST
