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COFFERCards. Points. Value.

HDFC Bank

HDFC Bank credit cards with an annual fee of ₹500 or less

16 credit cards whose banks state an annual fee between ₹1 and ₹500, lowest first, each fee in the bank's own words. Cards with no annual fee are on the lifetime free list.

Updated 19 Oct 2026. Every figure is from the bank’s own document; open Proof to see the bank’s words.

  1. HDFC Bank UPI RuPay Credit Card

    • ₹99 + GST

  2. Paytm Digital Credit Card

    • ₹149 + GST

  3. Paytm Mobile Credit Card

    • ₹149 + GST

  4. PIXEL Go Credit Card

    • ₹250 + GST

  5. Shoppers Stop HDFC Bank Credit Card

    • ₹299 + GST

  6. Flipkart Wholesale HDFC Bank Credit Card

    • ₹499 + GST

  7. PhonePe HDFC Bank Uno Credit Card

    • ₹499 + GST

  8. Tata Neu Plus HDFC Bank Credit Card

    • ₹499 + GST

      ₹499 plus applicable taxes (joining/renewal membership fee)

  9. Freedom Credit Card

    • ₹500 + GST

  10. IndianOil HDFC Bank Credit Card

    • Annual fee

      ₹500

    • Renewal fee

      ₹500 + GST

  11. IRCTC HDFC Bank Credit Card

    • ₹500 + GST

  12. MoneyBack+ Credit Card

    • ₹500 + GST

  13. Paytm Credit Card

    • ₹500 + GST

  14. PIXEL Play Credit Card

    • ₹500 + GST

  15. Swiggy HDFC Bank Credit Card

    • Annual fee

      Renewal fee ₹500 plus applicable taxes

    • Renewal fee

      ₹500

      ₹500 /- + Applicable Charges

  16. Swiggy Ornge HDFC Bank Credit Card

    • ₹500

      ₹500 + Applicable Charges