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HDFC Bank

6E Rewards XL IndiGo HDFC Bank Credit Card

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Premium · Discontinued · Earns points

HDFC Bank no longer offers this card. The bank’s own page says: “HDFC Bank Indigo 6E Rewards Credit Card and HDFC Bank 6E Rewards XL Credit Card is discontinued.”

Open alternatives

First-year fee

₹1,500 + GST

Annual fee

₹1,500 + GST

Read from 3 HDFC Bank documents, last checked 29 Sep 2026.

Fees

  • Renewal feeJoining fee

    ₹1,500 + GST

  • Add-on card fee

    ₹0

  • Fee waiver rule

    Not offered (NA)

Rewards

  • Points transfer redemption

    Any unutilised 6E Rewards balance will be auto-converted to IndiGo BluChip in 1:1 ratio on 1st Nov'25.

  • Redeeming points for travel

    Redeem 6E Rewards on IndiGo website till 31st Oct'25

  • Point expiry

    6E Rewards phased out from 1st Nov'25

  • Fuel earning

    Not offered

  • Rent earning

    Not offered

  • Wallet load earning

    Not offered

  • EMI spend earning

    Not offered

Also included

  • Surcharge on railway tickets

    1% of the transaction

  • Lost card liability

    Zero Cost Card Liability

  • Balance transfer terms

    1% processing charge

Charges

  • Forex markup

    2.5% on foreign currency transactions.

  • Dynamic currency conversion markup

    With effect from 15th May 2026, a Markup fee of 1 .75 % will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas

  • Cash advance fee

    2.5% or 500 whichever is higher.

  • Cash advance interest

    All cash advances also carry a finance charge equal to charges on revolving credit.

  • Cash withdrawal limit

    Cash withdrawal limit: 40% of the Credit Limit.

  • Interest on unpaid balance

    3.75% per month (i.e., 45% per annum)

  • Statement or duplicate statement fee

    Duplicate physical statement charges: 10 per duplicate physical statement.

  • Cash payment / cash deposit fee

    Cash Processing Fee: 100 (for all card payments made by depositing in HDFC Bank branches or ATMs)

  • Education / school fee charge

    1% fee will be levied on Education transactions done through third party applications.

  • Fee on online skill-based gaming spends

    1% fee will be levied on Online Skill based gaming spends exceeding ₹10,000 in a calendar month.

  • Reward redemption fee

    ₹99 per redemption request

  • Wallet load charge

    1% fee will be levied on Wallet loading spends exceeding ₹10,000 in a calendar month.

  • Grace days after the due date

    Up to 50 days of interest-free Credit from the date of purchase

Eligibility

  • Income, salaried

    Monthly Income ₹50,000

  • Income, self-employed

    Annual ITR > ₹7,20,000

  • Minimum age

    Age: 21 – 60 years.

  • Documents required

    Identity Proof: Passport, Aadhaar card, Voter ID, Driving licence, PAN card, Passport size photographs; Address Proof: Utility bills, Rental agreement, Passport, Aadhaar card, Voter ID; Income Proof: Salary slips, ITR, Form 16, Bank statements.

  • Residency

    Nationality: Indian

In the terms, not the brochure (1)

  • Whether carrying a balance ends the interest-free period

    This period will be free of interest only if all previous dues are paid in full and there is no unpaid balance carried over from previous months.

How we know - 3 documents from HDFC Bank, checked 29 Sep 2026

3 documents from HDFC Bank, checked 29 Sep 2026.

  • Fees and charges pageProof
  • Card pageProof
  • MITC and Key Fact Statement v4.14, 9 Oct 2026Proof