HDFC Bank Intermiles Diners Club Credit Card
HDFC Bank
Annual / renewal fee
₹5,000 (Annual/Renewal Fee).
VerifiedIntermiles Diners Club Credit Card product page3 Aug 2026, 9:30 PM ISTHDFC Bank
Earn rate
Base: 8 InterMiles per ₹150 spent. 2X on Flights: 16 InterMiles per ₹150 on Flights booked on www.intermiles.com. 2X on Hotels: 16 InterMiles per ₹150 on Hotels booked on interbook.intermiles.com. 2.5X: 20 InterMiles per ₹150 on Etihad Airways tickets booked on www.intermiles.com.
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This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Intermiles Diners Club Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
₹5,000 (First Year Fees).
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Annual / renewal fee
₹5,000 (Annual/Renewal Fee).
VerifiedIntermiles Diners Club Credit Card product page3 Aug 2026, 9:30 PM ISTHDFC Bank
Fee waiver
- Spend ₹8,00,000 in a year and get a waiver of next year's annual membership fee (retail spend for SBR considered from 15-02-2019).
- No fee waiver to InterMiles Platinum Tier Members.
- In case of a fee waiver, the member will not receive Flight/Hotel discount vouchers.
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Renewal fee
₹5,000 (Renewal Year Fees).
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Rewards
Base: 8 InterMiles per ₹150 spent. 2X on Flights: 16 InterMiles per ₹150 on Flights booked on www.intermiles.com. 2X on Hotels: 16 InterMiles per ₹150 on Hotels booked on interbook.intermiles.com. 2.5X: 20 InterMiles per ₹150 on Etihad Airways tickets booked on www.intermiles.com.
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Redemption value
- Reward points/InterMiles valid only for 2 years from the date of accumulation.
- Rewards Redemption Fee of ₹99 per redemption request applies (not charged for Infinia/Diners Black).
- For flight and hotel bookings, cardmembers can redeem up to a maximum of 70% of booking value through InterMiles.
VerifiedIntermiles Diners Club Credit Card product page3 Aug 2026, 9:30 PM ISTHDFC Bank
Reward cap
InterMiles accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.
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Reward exclusion
- Cash advance, fuel transaction, fees and other charges do not accrue any InterMiles.
- EasyEMI and e-wallet loading transactions will not accrue InterMiles.
- InterMiles accrued will be reversed if a retail transaction is converted into SmartEMI.
- Only retail purchases on and above INR 150 qualify for InterMiles.
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Travel & lounge
Lounge access
- HDFC Bank Diners Club Black Credit Card - Unlimited Access to Domestic and International Lounges.
- Primary Cardholder eligible.
- Must be 18 years or older.
- Service non-transferable.
- ₹2 + GST card validation charges for the lounge will not be reversed.
- All visits exceeding the complimentary limit charged at prevailing lounge rate inclusive of taxes.
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Travel benefit
- Flight Vouchers: 2 discount vouchers worth ₹1,000 each for the First year (min booking ₹6,000), 1 voucher worth ₹1,000 for Renewal year, on intermiles.com.
- Hotel Vouchers: 2 discount vouchers worth ₹1,500 each for the First year (min booking ₹8,000), 2 vouchers worth ₹1,000 each for Renewal year, on interbook.intermiles.com.
- Etihad Airways: 5% discount on Economy Class and 10% discount on Business Class tickets booked on intermiles.com.
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Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
- Welcome Bonus: 10,000 InterMiles on spending minimum ₹20,000 within the first 30 days of card set up date.
- Plus First Quarter Bonus: 15,000 InterMiles on total retail spends of ₹1,50,000 or above within first 90 days of card set up date.
- Plus one-year complimentary InterMiles Gold Tier on Enrolment.
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Golf benefit
- Golf Program: complimentary golf games and green fee waiver for domestic and international golf courses.
- 100% green fee waiver for the primary card holder.
- Access to exclusive restaurants at select golf clubs.
- Booking via concierge at 1800 118 887 / 022 42320226.
- In conjunction with GolfLAN.com.
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Milestone benefit
- First Quarter Bonus: 15,000 InterMiles upon making total retail spends of ₹1,50,000 or above, within first 90 days of card set up date.
- No pro-rata allotment.
- A maximum of 15,000 InterMiles credited in lieu of First Quarter Bonus InterMiles.
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Eligibility
Eligibility
- Add-on cards can be availed for immediate family members over 18 years of age.
- Card features are applicable for the Primary Card Holder only and not add-on card holders.
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Charges & interest
Forex markup
- Cross currency mark-up of 2% (Foreign Currency Transactions).
- Currency conversion rate as on settlement date applicable.
VerifiedIntermiles Diners Club Credit Card product page3 Aug 2026, 9:30 PM ISTHDFC Bank
Charge
- Charges on Revolving Credit: 1.99% per month (23.88% annually).
- Cash Advance Charges: 2.5% of amount withdrawn or ₹500 whichever is higher.
- Payment Return Charges: 2% of payment amount, minimum ₹450.
- Charges on overlimit account: 2.5% of overlimit amount, minimum ₹550 (w.e.f 1st Sep 2020).
- Cash Processing Fee: ₹100.
- Rewards Redemption Fee: ₹99 per redemption request (not charged for Infinia/Diners Black).
- Balance Transfer Processing Charges: 1% of BT amount or ₹250 whichever is higher.
- Reissue of Lost/Stolen/Damaged Card: ₹100.
- Railway Ticket Purchase Fee: 1% of transaction amount + GST.
- Card Validation charges - Lounge (Diners): ₹2 not reversed.
- Late Payment Charges (w.e.f 1st Sep 2020): Nil up to ₹100.
- ₹100 (₹100-500).
- ₹500 (₹501-5000).
- ₹600 (₹5001-10000).
- ₹800 (₹10001-25000).
- ₹1100 (₹25001-50000).
- ₹1300 (above ₹50000).
- Duplicate physical statement: ₹10.
- Outstation Cheque Processing: ₹25 (up to ₹5000)/₹50 (above ₹5000).
- Priority Pass lounge visits within India: $27 + taxes per person per visit.
VerifiedIntermiles Diners Club Credit Card product page3 Aug 2026, 9:30 PM ISTHDFC Bank
Fuel surcharge waiver
- Fuel Surcharge Waiver capped at ₹1000 every billing cycle (GST applicable), waived for transactions between ₹400 to ₹5000.
- Waiver capped at 1% of eligible fuel transaction amounts.
- GST on fuel surcharge is non-refundable.
- InterMiles will not be accrued on fuel transactions.
VerifiedIntermiles Diners Club Credit Card product page3 Aug 2026, 9:30 PM ISTHDFC Bank
Interest-free period
Up to 50 days interest-free credit period (range 20 to 50 days), applicable only if all previous dues are paid in full and no cash withdrawal availed.
VerifiedHDFC Bank Personal Credit Cards – Most Important Terms & Conditions (MITC)3 Aug 2026, 9:30 PM ISTHDFC Bank
Transfers
Transfer partner
Airlines (2)
InterMiles
InterMiles
- 20150:1
Etihad Airways
InterMiles
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Transfer rule
- InterMiles Tier Match: members are eligible for a complimentary InterMiles Gold Tier Match in the first year of Enrolment.
- Tier benefits available for 12 months without revocation even if member discontinues the co-brand card within the same year.
- A specific tier match with any co-brand card is available only once in a lifetime.
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Common questions
What is the annual fee on the Intermiles Diners Club Credit Card?
Officially traced: Rs. 5,000 (Annual/Renewal Fee).
Intermiles Diners Club Credit Card product pageWhat is the joining fee on the Intermiles Diners Club Credit Card?
Officially traced: Rs. 5,000 (First Year Fees).
harvested from product pageIs the Intermiles Diners Club Credit Card annual fee ever waived?
Spend Rs. 8,00,000 in a year and get a waiver of next year's annual membership fee (retail spend for SBR considered from 15-02-2019).
harvested from product pageHow does the Intermiles Diners Club Credit Card earn rewards?
Base: 8 InterMiles per Rs. 150 spent. 2X on Flights: 16 InterMiles per Rs. 150 on Flights booked on www.intermiles.com. 2X on Hotels: 16 InterMiles per Rs. 150 on Hotels booked on interbook.intermiles.com. 2.5X: 20 InterMiles per Rs. 150.
harvested from product pageWhat lounge access does the Intermiles Diners Club Credit Card include?
HDFC Bank Diners Club Black Credit Card - Unlimited Access to Domestic and International Lounges.
harvested from product pageWhat welcome benefit does the Intermiles Diners Club Credit Card offer?
Welcome Bonus: 10,000 InterMiles on spending minimum Rs. 20,000 within the first 30 days of card set up date.
harvested from product pageWhat are the transfer ratios for Intermiles Diners Club Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/indian-oil-hdfc-bank-credit-card/part-i-key-fact-statement-cum-most-important-terms-and-conditions-for-credit-cards.pdf.
VerifiedIntermiles Diners Club Credit Card (fleet document) — governing document (side-door search)15 Aug 2026, 11:09 AM ISTHDFC Bank
Verified 2026-08-15 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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