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HDFC Bank

HDFC Bank Intermiles Diners Club Credit Card

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Premium · Discontinued · Earns points

HDFC Bank no longer offers this card. The bank’s own page says: “Intermiles card is phased out and we have migrated the existing cardholders to other HDFC bank credit card in a phase wise manner.”

First-year fee

₹5,000 + GST

Annual fee

₹5,000 + GST

Read from 3 HDFC Bank documents, last checked 19 Oct 2026.

Fees
  • Joining fee

    ₹5,000 + GST

  • Renewal fee

    ₹5,000 + GST

  • Add-on card fee

    ₹0

Rewards
  • Fuel earning

    Not offered

  • Wallet load earning

    Not offered — e-wallet loading transactions will not accrue InterMiles

  • EMI spend earning

    Not offered

Also included
  • Balance transfer terms

    1% of BT amount or ₹250, whichever is higher.

Charges
  • Cash withdrawal limit

    Cash withdrawal limit: 40% of the Credit Limit.

  • Interest-free period

    Up to 50 days of free credit period from the date of purchase

  • Over-limit fee

    2.5% of overlimit amount, minimum ₹550

  • Statement or duplicate statement fee

    Duplicate physical statement charges: 10 per duplicate physical statement.

  • Cash payment / cash deposit fee

    Cash Processing Fee: 100 (for all card payments made by depositing in HDFC Bank branches or ATMs)

In the terms, not the brochure (1)
  • Whether carrying a balance ends the interest-free period

    This period will be free of interest only if all previous dues are paid in full and there is no unpaid balance carried over from previous months.

How we know - 3 documents from HDFC Bank, checked 19 Oct 2026

3 documents from HDFC Bank, checked 19 Oct 2026.

  • MITC in English v4.14, 9 Oct 202614 Sep 2026Proof
  • Fees and charges pageProof
  • Card pageProof