HDFC Bank Dealer Credit Card
HDFC Bank
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Earn rate
Confirm on the official page
Official source not yet captured
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
This is the issuer's own page for this card. We earn nothing from this link.
You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Dealer Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Official source not yet captured
Annual / renewal fee
Confirm on the official page
Official source not yet captured
Fee waiver
Confirm on the official page
Official source not yet captured
Rewards
Not published in the official documents on file — see the official T&C link below.
Travel & lounge
Lounge access
Confirm on the official page
Official source not yet captured
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Official source not yet captured
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
- Charges on Foreign Currency Transactions (Other Commercial Cards, incl. Dealer card): 3.5% markup on transaction value.
- Dynamic & Static Conversion Markup fee: w.e.f 1st January 2023, 1% markup on all transactions carried out in Indian Currency at an international location or at merchants located in India but registered overseas.
Verifiedmitc12 Aug 2026, 2:13 PM ISTHDFC Bank
Charge
- Charges on Revolving Credit (Dealer Card): 1.025% per month, 12.3% Annually.
- Charges on non-payment (Dealer Card): 10.3% per annum.
- Reissue of Lost, Stolen or Damaged Card: ₹100/- per card re-issued.
- Convenience Fee (applicable only on Dealer card).
- Cash Processing Fee: All Cash payment of card dues get charged with an additional fee of 1% of the amount.
- Payment Return fee: 2% of payment amount subject to a minimum of ₹450/-.
- Outstation Cheque Processing Charges: Cheque value up to ₹5,000/- - Fee will be ₹25/-.
- Cheque value above ₹5,000/- - Fee will be ₹50/-.
- Retrieval Fee (Chargeslip): ₹125/- per Chargeslip.
- Rent Payment (made through third party merchants): w.e.f. 1st August 2024, 1% fee on transaction amount on rental transactions, capped at ₹3000 per transaction.
- Markup fee of 1% on all transaction carried out in Indian Currency at an international location or at merchants located in india but registered overseas (w.e.f. 1st January 2023).
- GST @18% applicable all fees and charges.
Verifiedmitc12 Aug 2026, 2:13 PM ISTHDFC Bank
Fuel surcharge waiver
- Fuel surcharge: rate of surcharge may vary depending on the fuel station and their acquiring bank (Other Commercial Cards, including Dealer card).
- No specific fuel surcharge waiver stated for Dealer card.
Verifiedmitc12 Aug 2026, 2:13 PM ISTHDFC Bank
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What are the transfer ratios for Dealer Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the Dealer Credit Card worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.hdfc.bank.in/credit-cards/terms-and-conditions.
VerifiedDealer Credit Card product page12 Aug 2026, 2:13 PM ISTHDFC Bank
Verified 2026-08-12 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.