HDFC Bank Dealer Credit Card

Joining fee

₹0Nil

Renewal fee

₹0Nil

Fuel surcharge waiver

Fuel surcharge not applicable on online fuel purchase transactions

Surcharge on railway tickets

1.8% of the transaction amount through the HDFC Bank payment gateway.

Forex markup

3.5% on foreign currency transactions.3.5% on all foreign currency transactions

Dynamic currency conversion markup

1%1% markup fee on all transaction carried out in indian Currency at an international location or at merchants which are locked in india but registered overseas

Interest on unpaid balance

10.3% per annum

Interest-free period

Upto 22 days for Dealer card (Credit Period)

Late payment fee

The fees range from ₹100 for amounts between ₹100 and ₹500 to ₹750 for amounts above ₹10,000.

Payment return or dishonour fee

2% of the payment amount, subject to a minimum charge of ₹450

Card replacement fee

₹100 per card re-issued

Cash payment / cash deposit fee

1% of the amount, charged as an additional fee on cash payment of card dues.

Charges that apply to this card

12.30% per annum

Cheque payment / dishonour fee

Cheque value up to ₹5,000: fee ₹25; above ₹5,000: fee ₹50

Fee on online skill-based gaming spends

1% fee on online skill based gaming spends exceeding ₹10,000 in a calendar month.

Fuel transaction fee

Nil

Rent transaction fee

1% fee on transaction amount on rental transactions; fee capped at ₹4999 per transaction from 1st of July 2025

GST note

The applicable GST depends on the Place of Provision (POP) and Place of Supply (POS).

Minimum amount due

30% Minimum Amount Due (MAD) to be cleared by due date

Eligibility

Designed specifically for purchasing fuel from selected oil marketing companies by petrol pump dealers only