HDFC Bank Solitaire Credit Card
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Premium · Closed to new applications · Earns Reward Points
HDFC Bank no longer offers this card. The bank’s own page says: “We are currently not accepting new applications for the HDFC Bank Solitaire Credit Card”
Open alternatives
Annual fee
₹500 + GST
What it gives back
3 Reward Points per ₹200 · everyday spends
Fees
Annual fee
₹500 + GST
Fee waiver rule
Membership fee waiver for next year on spending ₹50,000 within a year
Add-on card fee
₹0
Rewards
Reward rate
3 Reward Points per ₹200 · everyday spends3 Reward Points for every ₹200 spent.
Groceries earning
50% more Reward Points on grocery expenses.
Reward earning on dining spends
50% more Reward Points on dining.
Reward exclusions
Rent payments will not earn Reward Points /CashPoints on all the cards.
Reward caps
Maximum reward points that can be earned in a statement cycle: 15,000
Cashback redemption
Redeem 100 Reward Points as ₹20 cashback against your Credit Card's outstanding amount.
Flight redemption
Capped at 50,000 reward points per calendar month for all other cards.
Hotel redemption
Credit Card members can redeem up to a maximum of 50% of booking value through Reward Points
Point expiry
Reward Points /CashPoints are valid only for 2 years from the date of accumulation
Card benefits
Milestone benefits
On crossing spends of ₹75,000 in 6 months, get a Gift Voucher worth ₹1,000.
Also included
Fuel surcharge waiver
1% fuel surcharge waiver on transactions ₹400-₹5,000.
Surcharge on railway tickets
1% + GST will be charged on Railway Ticket Purchases
Balance transfer terms
1% of BT amount or ₹250, whichever is higher.
Charges
Forex markup
3.5% on foreign currency transactions.3.50% of transaction value
Dynamic currency conversion markup
With effect from 15th May 2026, a Markup fee of 1 .75 % will be levied on all transactions carried out in Indian Currency at an international location or at merchants which are located in India but registered overseas
Cash advance fee
2.5% or ₹500 whichever is higher.
Cash withdrawal limit
Cash withdrawal limit: 40% of the Credit Limit.
Interest on unpaid balance
3.75% per month (i.e., 45% per annum)
Interest-free period
Up to 50 days of interest-free credit from the date of purchase
Late payment fee
Nil to ₹1,300 (excl. GST), by bill amount
Over-limit fee
2.5% of overlimit amount, minimum ₹550
Payment return or dishonour fee
2% of the payment amount (minimum ₹450)
Statement or duplicate statement fee
Duplicate physical statement charges: ₹10 per duplicate physical statement.
Card replacement fee
Reissue of lost, stolen or damaged card: ₹199 for non-metal cards; ₹3,500 for metal cards.
Cash payment / cash deposit fee
Cash Processing Fee: ₹100 (for all card payments made by depositing in HDFC Bank branches or ATMs)
Reward redemption fee
₹99 + GST per catalogue redemption request
Wallet load charge
1% fee will be levied on Wallet loading spends exceeding ₹10,000 in a calendar month.
Rent transaction fee
1% fee on transaction amount will be levied on rental transactions done on any applicable merchant for the month. Fee capped at ₹4999 per transaction.
GST note
GST @ 18% on interest and late payment charges
Minimum amount due
Minimum Amount Due: 5% of retail balance / cash advance balance and finance charges and 100% of charges, loan EMI billed under cards, levies and taxes
In the terms, not the brochure (2)
The period milestones are measured over and when it resets
Milestone measured over 6 months: up to 2 vouchers in a year
Whether carrying a balance ends the interest-free period
This period will be free of interest only if all previous dues are paid in full and there is no unpaid balance carried over from previous months.